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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm Saturday 9am - 2pm

Lauren Conde - Ever After Home Loans

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Australia
Wellington Point, QLD
Lauren Conde - Ever After Home Loans

Redlands Mortgage Broker - I am so much more than a finance broker. I am a dream maker.

Ever After Home Loans is a specialist Mortgage brokers located in Wellington Point, QLD. The services we offer include Home Loans, Residential Lending, Refinances, Car Loans, Asset Finance. Although we are located in Wellington Point, we service clients from areas such as Thorneside, Birkdale, Erobin, Ormiston, Wellington Point, Alexandra Hills, Cleveland, Capalaba, Wakerley, Ransome and all surrounding areas. If you are looking for the best Mortgage brokers in Wellington Point, look no further.

28/02/2026

Stamp duty can cost potential home buyers upwards of $30,000, but in 2026, most states have massive "get out of jail free" cards for eligible first-home buyers.
☀️ QLD — Full exemption on established homes up to $700k. For new builds, the exemption applies regardless of the property value.

🏙️ NSW — Full exemption on new and existing homes up to $800k. Concessions apply for properties up to $1 million.

🛤️ VIC — Full exemption on homes up to $600k. Tapered concessions are available for properties between $600k and $750k.

🏖️ WA — Full exemption on homes up to $500k. Perth buyers can receive a concession on properties valued up to $700k and regional buyers can access concessions on properties valued up to $750k.

🍷 SA — Stamp duty is waived for all eligible first-home buyers building or buying a brand-new home, with no property value cap.

🍎 TAS — Full exemption for established homes up to $750k (available until June 30, 2026).

🏛️ ACT — Full exemption for properties up to $1.02M, provided household income is below the threshold (this varies depending on the number of dependents).

🐊 NT — Exemption focused on house and land packages and new builds to offset entry costs.

Make sure you check out the state and territory official websites for more information on eligibility criteria or reach out for a chat.

27/02/2026

Whether you need a new ute, a commercial oven, or a fleet of laptops, Asset Finance can help you keep your cash in the business while you grow.

Many Australian lenders are currently offering competitive rates for energy-efficient upgrades, which could also help lower your overheads long-term.

23/02/2026

Statistically, 83% of Australians let their financial resolutions slip before the end of January. Why? Because resolutions are usually about "deprivation," while habits are about "systems."

If you're planning to apply for a home loan in 2026, banks aren't looking for a one-month sprint of saving - they’re looking for a marathon of consistency.

Instead of a resolution like "I will save $20k," try these 3 habits:

💸 Pay yourself first. Set up an automatic transfer to your savings the second your salary hits. If you don't see it, you won't spend it.

📱Do a subscription audit. Check your bank statement once a month. Cancel the streaming services and apps you haven't touched in 30 days. It’s small, but it stops "lifestyle creep".

⏳3-day rule. For any non-essential purchase over $100, wait 72 hours. If you still want it then, buy it. This kills the impulse spending that can hurt your "conduct" in the eyes of a lender.

19/02/2026

Don’t let your bank swipe left on your application. 🚩➡️💚

We talk a lot about red flags, but what makes a bank fall in love with a borrower? If you want to be a total Green Flag to a lender, here is what they’re looking for:

✅ Manageable Buy Now, Pay Later (BNPL) activity and no missed credit card payments.
✅ Genuine savings. A consistent history of putting money away, not just a one-off lump sum.
✅ Steady employment (or a clear 2-year history if you're self-employed).
✅ Showing you can handle a rate rise without breaking a sweat.

Feeling more like a "beige flag" right now? My job is to help you understand how to polish your profile before we hit submit.

17/02/2026

Gallop into the Year of the Horse with a head start. 🐎✨

The Lunar New Year is all about new beginnings and powerful momentum. If your ambition is to secure a new home, upgrade your lifestyle, or finally get that dream renovation moving, don't just walk toward your goals. Gallop.

15/02/2026

Think your Buy Now Pay Later (BNPL) habit is "interest-free" and harmless? Think again. As of June 2025, new Australian laws have officially categorised BNPL as regulated credit, just like a credit card.

This means your "quick shop" could be doing more than just emptying your wallet, it could be dragging down your credit score.

In the eyes of a mortgage lender, five small BNPL accounts can look riskier than one credit card. If you're planning to buy a home this year, it might be time to "Buy Now, Pay NEVER" and close those accounts down. 🙅‍♂️

14/02/2026

Stop swiping on "standard" loans. Let us find you The One. 💍🏠

Finding the right home loan is a lot like dating. Some look great on paper but have hidden fees (red flags!), and others just don't understand your long-term goals. 🚩

Why settle for a "situationship" with a bank that doesn't fit your lifestyle? As your broker, I can play matchmaker between you and over 60 lenders to find the one.

12/02/2026

Many people only look at the "Big Four" banks, but did you know there is a whole world of lenders that don’t deal with the public directly?

These "white-label" or "broker-only" lenders often offer:
✅ More flexible lending criteria.
✅ Competitive niches for self-employed or unique situations.
✅ Specialized products tailored to your specific goals.

As a broker, I can compare products you can’t find on Google to ensure you’re getting the loan that’s right for you.

09/02/2026

Happy National Pizza Day. 🍕

A lot of first-home buyers wait till they have all the ingredients before going to see a broker. Whether you're just starting to save or you're ready to buy, we help you "bake" your strategy from scratch.

Ready to get that plan cooking? Send us a DM and let's see how much dough you have to work with.

06/02/2026

Need more space? Whether your home renovations look like a full bathroom transformation or just new tiles, we can help you secure the finance to get there.

03/02/2026

The RBA has today decided to increase the cash rate. This decision follows the release of data that shows increasing inflation and low unemployment. Reach out to talk about how this could impact you or if you want to check if your loan is still competitive.

02/02/2026

If you’re considering speaking to a broker, you might be wondering if you need to pay for their help.

Brokers are usually paid a commission by the lender you choose. Often, this means their services are free to you.

Address

10 Plantation Place
Wellington Point, QLD
4160

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm
Saturday	9am - 2pm

Telephone

+61421914022

Website

https://www.everafterhomeloans.com.au/

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