Loan Market John Hills

31/12/2024

Unpaid Bills. Given the choice, most people will put their family first - Food and Shelter and Companionship. Looking at household running costs, unexpected bills often crop up and usually at the most inconvenient times. Then there are the expected bills - power, rates, school fees. Add to them the credit card payment, car payment, personal or student loan, helping out a child or parent etc etc. It can become a literal nightmare. Most of us have dealt with the stress that comes with a mountain of bills which can affect mood, sleep, and overall health. If the stress of unpaid bills is affecting you or your family, then refinancing with debt consolidation could relieve the pressure and simplify your life. If you would like to discuss or explore your options, a no-cost, no obligation chat is our first move. I look forward to your call, anytime!!!

20/05/2024

Given that returns are unprofitable in the broker channel, no doubt Mr Irvine will be directing NAB opens up more branches and rejuvenates the UBank channel without brokers in the near future???

The new chief executive of the major bank has revealed that returns on broker loans are “below the cost of capital” due to “price premiums” in the channel.

14/01/2024

In this article, CoreLogic Head of Research Eliza Owen analyses why Brisbane has surpassed Melbourne in the median dwelling value ranks.

02/01/2024

Surely you’d rather pay your own mortgage than your landlord’s even if it was cheaper to rent?

s across the country are cheaper to buy than rent.

02/01/2024

It feels like home prices will remain strong 💪 in 2024, hard to envisage any weakness in the Brisbane market.

The rise in home values was a sharp turnaround from the 5 per cent drop the previous year and defied forecasts of double-digit declines, data from CoreLogic shows.

13/10/2023

Latest thoughts!!!

Is my interest rate competitive? Recently I met a client who had been with the same lender with the same loan for the past 18 years - how's that for loyalty?!!! Back 18 years ago was the era of Lo Doc and 100% home loans, quite a different environment to what we have today. As reward for my client's...

02/12/2021

They used to be the go to.

Shayne Elliott still can’t even process a home loan application in a timely fashion.

20/11/2021

Yay Brisbane, good to see it taking the limelight!

20/11/2021

Westpac has some work to do, so does REIQ imo.

A Queensland couple is reeling from the loss of their dream home, and tens of thousands in deposit money, a...

06/05/2021

We’ve reached the bottom, next move is up.

Record-low fixed rate loans could be on the outer, with a significant number of Australian banks hiking rates on four-year fixed terms over the past month.