DC Advice - Nikki Szprinc

DC Advice - Nikki Szprinc Financial Planner at DC Advice, a professional financial planning firm based in Toowoomba. Our process is simple, but powerful.

Even though redundancies are often part of business, being told your role has become redundant can still leave you feeli...
09/09/2026

Even though redundancies are often part of business, being told your role has become redundant can still leave you feeling blindsided. The key is not to panic. Some people discover that a redundancy can in fact open doors to new financial and lifestyle possibilities.
https://www.capstonefp.com.au/news/navigating-redundancy-make-it-work
for-you/



Even though redundancies are often part of business, being told your role has become redundant can still leave you feeling blindsided. If it happens towards the end of your career it can really throw plans into disarray if you’d hoped and expected to keep working longer. The key is not to panic. S...

While there are benefits in establishing an SMSF, running your own fund is complex and there are many things you have to...
07/09/2026

While there are benefits in establishing an SMSF, running your own fund is complex and there are many things you have to consider. Learn more.

https://www.capstonefp.com.au/news/understanding-the-rules-and
obligations-of-an-smsf/



While there are benefits in establishing an SMSF, running your own fund is complex and there are many things you have to consider, including: your investment strategy – setting it and sticking to it the administration of your fund – completing all the paperwork correctly and on time compliance w...

When it comes to financial advice, everyone is different. A range of options are available, from ‘bite-sized’ advice on ...
04/09/2026

When it comes to financial advice, everyone is different. A range of options are available, from ‘bite-sized’ advice on particular situations to holistic advice that looks at your complete financial situation. Learn more.
https://www.capstonefp.com.au/news/the-value-of-good-financial-advice/


When it comes to financial advice, everyone is different. Some people want to do it all themselves, only needing help at crucial times such as when they’re changing jobs, retiring or making a large investment. Others want confirmation on the decisions they’ve already made. Or they may want a fin...

Use this checklist to review the health of your super.
02/09/2026

Use this checklist to review the health of your super.


Is property still a good investment if negative gearing isn’t available? That will depend on your goals, cash flow, risk...
31/08/2026

Is property still a good investment if negative gearing isn’t available? That will depend on your goals, cash flow, risk tolerance and the property itself. Seeking financial advice could be a good place to start.


Is your super on track for your age? See the latest balances for Australians at every life stage using data from the ATO...
24/08/2026

Is your super on track for your age? See the latest balances for Australians at every life stage using data from the ATO and ASFA; and what those numbers really mean for your retirement.
https://www.capstonefp.com.au/news/average-super-balance-by-age-in
australia/


Your super balance is one of the strongest signals of how your financial future is shaping up. It’s also one of the first things Australians compare. So it’s no surprise the big question keeps coming up: is my super on track for my age? This guide answers that question with the figures that matt...

Not economically savvy? Not to worry, this short guide will help you learn the basics on the economy and improve your fi...
19/08/2026

Not economically savvy? Not to worry, this short guide will help you learn the basics on the economy and improve your financial know how.
https://www.capstonefp.com.au/news/the-economy-learn-the-basics-in-5
minutes/


Not economically savvy? Not to worry, this short guide will help you learn the basics on the economy and improve your financial know how. 1. What is the ASX? ASX stands for Australian Securities Exchange (not stock exchange like many people think). How does it work? The ASX provides a market for peo...

Marriage breakdown can be highly traumatic and brings a whole new set of issues when it happens later in life. A little ...
16/08/2026

Marriage breakdown can be highly traumatic and brings a whole new set of issues when it happens later in life. A little bit of planning could help you take control of your financial future.
https://www.capstonefp.com.au/news/taking-control-of-your-finances-post
divorce/


Marriage breakdown can be highly traumatic and brings a whole new set of issues when it happens later in life. As well as the emotional challenges, there are practical issues to tackle, not least your finances. It’s all the more reason to get organised – a little bit of planning could help you t...

While saving for retirement can seem somewhat daunting, there are a few simple strategies to use. Here’s how to get star...
11/08/2026

While saving for retirement can seem somewhat daunting, there are a few simple strategies to use. Here’s how to get started.





While saving for retirement can seem somewhat daunting, there are a few simple strategies to use when planning your best financial future. Here’s how to get started today, to enjoy an even more rewarding tomorrow. How am I tracking to live the life I want in retirement? There’s no magic number w...

Romance scams remain a top source of fraudulent financial loss for Australians. Here are the signs an online relationshi...
05/08/2026

Romance scams remain a top source of fraudulent financial loss for Australians. Here are the signs an online relationship may be a scam.





https://www.capstonefp.com.au/news/romance-scams-signs-an-online-relationship
could-be-a-scam/

Romance scammers build emotional trust by seeming attentive and expressing intense feelings but money requests follow, often disguised as financial emergencies, travel costs or investment opportunities. Romance scams a top three source of losses Australians lost almost $140 million to romance scams....

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