CommonCents Financial Planning

CommonCents Financial Planning Helping busy families to stop worrying about money and start living a richer life

We know that providing support to get the foundations right, a plan to grow through life's challenges and an ability to experience a richer life ultimately brings families together

09/09/2026

Unlock the power of tax-loss harvesting, a clever strategy to sell assets at a loss to offset capital gains. This long-standing approach can significantly reduce your tax burden. Learn how to benefit from market downturns.

07/09/2026

Discover the three key reasons why investment bonds are a smart choice for long-term wealth building beyond your super fund. Learn how they can diversify your portfolio and offer unique benefits.

05/09/2026

Investment bonds present diverse risk profiles and tax considerations, mirroring the volatility and returns observed in the Australian share market. It's crucial to grasp these dynamics for informed investment decisions.

03/09/2026

Withdrawing from an investment bond before 10 years? Understand the tax rules. This video breaks down applicable tax rates and any available offsets.

01/09/2026

Discover the benefits of investing outside your superannuation. Essential for those hitting contribution caps or requiring flexible access to funds.

30/08/2026

Discover how to effectively handle a large windfall within an existing investment bond. Learn strategies to manage new funds without resetting your 10-year rule, ensuring optimal growth and compliance.

28/08/2026

Investment bonds are becoming more appealing than capital gains thanks to new tax regulations. A floor tax on capital gains contrasts with the existing 30% ceiling tax on bonds, shifting the advantage.

26/08/2026

Worried about inheritance disputes? Discover how insurance bonds can safeguard your assets and ensure a smooth transfer of wealth to your loved ones, preventing family conflict.

24/08/2026

Discover the power of investment bonds and how they offer tax-free withdrawals after a decade. A smart way to grow your wealth without the tax burden.

22/08/2026

Upcoming capital gains tax changes are making investment bonds a more appealing long-term prospect than shares. Discover why this shift could reshape your investment strategy.

Address

195 Hume Street
Toowoomba, QLD
4350

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+611300376781

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