CommonCents Financial Planning

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CommonCents Financial Planning Helping busy families to stop worrying about money and start living a richer life

We know that providing support to get the foundations right, a plan to grow through life's challenges and an ability to experience a richer life ultimately brings families together

29/10/2026

Understanding your non-concessional super contribution cap is crucial. Learn about the $390,000 three-year bring-forward rule and how it impacts your future contributions. Make informed decisions for your retirement savings.

27/10/2026

Confused about who gets your super? Nominations and wills are different, and an outdated or non-binding nomination can lead to unintended consequences. Understand the risks.

22/10/2026

Planning for life after 60 involves understanding your superannuation options. Discover tax-free withdrawals, special provisions for the terminally ill, and how these decisions impact your taxes and estate. Make informed choices for your financial future.

20/10/2026

Navigating superannuation can be complex. While common strategies exist, they aren't one-size-fits-all. Tailored professional advice ensures your retirement plan truly fits your unique needs and goals.

How Super Death Tax Works and How It Affects InheritanceSuper death tax can reduce the amount adult children receive fro...
15/10/2026

How Super Death Tax Works and How It Affects Inheritance

Super death tax can reduce the amount adult children receive from an inherited super benefit. Learn how taxable and tax-free components work, why beneficiary nominations matter, and how recontribution or planned withdrawals may help. Good advice can align your super, estate plan and family goals before eligibility deadlines close permanently.

Understand how super death tax works and learn planning options to protect your family’s inheritance effectively.

15/10/2026

Superannuation has two key parts: the taxable component and the tax-free component. Learn what makes up each part and how they typically balance your super fund.

13/10/2026

Dive into our detailed financial planning services. We cover tax management, scenario modeling, and executing plans you approve. Achieve your financial goals with expert guidance.

07/10/2026

Is your superannuation nomination up-to-date? Expired nominations can cause significant issues down the line. It's crucial to review and update these dates regularly to ensure your wishes are honored.

06/10/2026

Properly nominating beneficiaries is key for your financial plan. It ensures your assets go where you intend and significantly impacts tax outcomes. Don't overlook this vital step.

15/09/2026

Welcome to our webinar! Today, we're diving deep into the world of investment bonds and uncovering their potential. Get ready to expand your financial knowledge.

Address

195 Hume Street
Toowoomba, QLD
4350

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+611300376781

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