Joey Refalo - Mortgage Broker

Joey Refalo - Mortgage Broker Mortgage Broker catering for all types of finance including purchasing, refinance, investing and cars

Don’t let the media decide your next investment decision, speak to me today to set up your future wealth 🏠💰
28/08/2026

Don’t let the media decide your next investment decision, speak to me today to set up your future wealth 🏠💰

My latest review for an increase to complete renovations for a house in Truganina VIC 🏡
20/08/2026

My latest review for an increase to complete renovations for a house in Truganina VIC 🏡

Last month’s 2026–27 Federal Budget announced policies that will change the landscape for property investors. With negat...
08/07/2026

Last month’s 2026–27 Federal Budget announced policies that will change the landscape for property investors.

With negative gearing now limited to new builds and significant changes to Capital Gains Tax discounts, you might need to review your property investment strategy.

Whether you’re interested in buying your first investment property or already have a property portfolio, we’re here to provide you with lending support. Reach out today to learn more.

Debt consolidation is the process of combining multiple debts into a single loan or repayment arrangement. This may help...
19/06/2026

Debt consolidation is the process of combining multiple debts into a single loan or repayment arrangement. This may help simplify finances by reducing the number of repayments to manage each month.

In some cases, higher-interest debts such as credit cards or personal loans can be consolidated into a home loan, which may provide a lower interest rate. However, while this can reduce monthly repayments, it may also increase the total interest paid over the life of the loan and could result in paying off short-term debt over a longer period.

Borrowers should carefully consider the costs, loan term and overall financial impact before consolidating debt.

Debts you could consider consolidating may include:

Home loan
Credit cards
Personal loans
Car loans.

Of course, it’s important to understand the risks and benefits of this strategy. Reach out today to talk about whether debt consolidation could be right for you.

My latest review from an investor in Chinchilla 🏠
30/05/2026

My latest review from an investor in Chinchilla 🏠

Take your next steps into the property market 🏠
27/05/2026

Take your next steps into the property market 🏠

Thanks Melanie for your review. I enjoyed assist in you on your property journey 🏠
22/05/2026

Thanks Melanie for your review. I enjoyed assist in you on your property journey 🏠

🤝 🏠💰
13/05/2026

🤝 🏠💰

A very Happy Mothers Day to all the Mothers!
10/05/2026

A very Happy Mothers Day to all the Mothers!

📞📧🏠🏦💰
05/05/2026

📞📧🏠🏦💰

Address

Sydney, NSW

Telephone

+61491177657

Website

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