MortgageWorks - Lionel Bustamante

02/08/2025

Running out of space? Or paying for too much?
Your next move matters more than you think.

Life changes fast.
Yesterday’s home might not fit today’s needs.

Whether you’re:
- Squeezed and have outgrown where you currently live
- Paying for empty space, and thinking of downsizing
- Just dreaming, but not sure where to start

Every move is different.
Your loan should fit your life—not the other way around.

I can help us discover:
• Costs to expect
• Loans that fit
• Timing that works

If you're thinking about a change.
Let’s find your right-fit.

https://calendly.com/mortgage_works_lionelb

01/08/2025

A few months from now… you could be holding your own house keys.

Feeling lost in the saving, the paperwork, and the endless “what ifs”?
You defs don’t have to figure it all out today. You just need to start the conversation.

Because in a few months you might be stepping into:
• Your home, not your landlord’s
• Your front door, not your parents’
• A brand‑new chapter that’s all your own

I’ll guide your every step - no waffle, no judgment.
Just clear support, a solid strategy, and solutions that fit your life, as it is right now.

It's time to turn “maybe someday” into “right now”!
DM me or tap the link in bio to get started.
https://calendly.com/mortgage_works_lionelb

31/07/2025

....day in the life

6:15 - Chug down first coffee (non‑negotiable)
6:25 - get to the Metro
7:55 - Inbox sweep: one approval, a few client briefs, and a couple of spot-fires to deal with (standard)
8:00 - hour of power to chip away at the top three on the to do list
9:00 - Scenario calls, proposals, catch up on what didn't get checked off the list yesterday, and the day before if we're honest.. 22 browser tabs open
11:00 - record a couple of looms to break down proposals and review loan docs
1:00 - lunch? must be nice...
3:30 - get pinged about an approval, before I could pump my fists, get pinged for a couple of MIRs
5:00 - tidy up a file lodgement, a couple of catch up calls returned from earlier, triple check to make sure the settled loans, actually settled
9:30 – trying to log off…

Wearing 17 hats a day—problem solver, number cruncher, guide, occasional therapist, and your biggest cheerleader.

Curious what I can do for your home‑buying journey?
https://calendly.com/mortgage_works_lionelb

30/07/2025

29/07/2025

Still paying rent… from your own super?
What if your SMSF could own the property your business operates from, instead of funding your landlord’s next overseas trip?

Here’s the thing most people don’t realize:
You can use your Self-Managed Super Fund to buy commercial property — even one your business uses.

It’s not just for seasoned investors. It’s for smart business owners too.

Here’s what’s possible:
• Borrow up to 80% (without a monster deposit)
• Your SMSF owns the property, your business rents it
• You control the asset, the strategy, and the outcome
• Eligible security types? Retail, industrial, medical, offices, even childcare and boarding houses

But SMSF lending isn’t plug-and-play — it needs to be structured right from day one.

Curious if this set up could work for you?
DM me and let’s map it out properly.
No pressure... just clarity. 🙌

28/07/2025

Need wheels and a home loan? One call handles both!

We finance more than houses.
Cars. Trucks. Vans.
If it has wheels and a VIN number, we'll help you find the loan.

Why use us?
- Same team that handles your home loan
- No extra banks or paperwork
- Save time, skip the run-around

Get your dream car without overpaying.

Hit me up to drive away in your sweet ride sooner.
https://calendly.com/mortgage_works_lionelb

27/07/2025

Thought a tiny home meant tiny lending options?
It’s 2025 - some of the banks are finally catching up with your Pinterest board.

Once upon a time, lenders wouldn’t touch tiny homes, modular builds, or kits. But now? That “little place in the hills” might actually be in reach.

Here’s what’s changed:
• More lenders are saying yes to tiny and modular homes
• You can borrow under construction finance (with staged releases)
• You’ll just need a few key things lined up:
– A fixed-price contract with a licensed builder
– Council approval (no caravan parks or temp land)
– Services connected + a permanently fixed structure
– A solid deposit (20% is your safest bet)

This isn’t a loophole. It’s a strategy.

Tiny home, big plans? Let's talk about the finance to match.
DM me or hit the link and let’s map it out.

https://calendly.com/mortgage_works_lionelb

26/07/2025

Still guessing what you can actually afford to buy?
You're not alone — most people have NO IDEA where to start with their mortgage game plan.

That’s exactly why I offer a free consult. No pressure, no jargon — just clarity.

In one quick session, I’ll help you figure out:

• How much you could borrow
• What deposit you really need
• What your repayments might look like
• And the smartest place to start — even if you’re not ready yet

Whether you're buying your first home, upsizing, or just exploring your options — knowing your numbers is the first real step.

Curious? DM me and let’s make a simple plan. Or hit the link below and lock in a time that suits you.

https://calendly.com/mortgage_works_lionelb

25/07/2025

Stop scrolling – paying rent on time could actually help you buy a house.

One of our friends convinced herself that renting meant she’d never save up, until we helped her understand 6 months or more of on-time rent payments can count as genuine savings (its proof you can manage money).

Usually, “genuine savings” means money saved for 3–6 months, but a clean rent history shows exactly that discipline. For example, some lenders will accept a 6‑month rental ledger, and some might even consider just 3 months of perfect rent. If you’ve been renting 6+ months and never missed a payment, you might already qualify. First-home buyers especially – this is a total game-changer. Know someone renting?

DM me to find out which lenders will count your rent as savings — you could be closer to your first home than you think!

24/07/2025

Today is International Self‑Care Day.
When your to‑do list never ends, it’s easy to forget to pause and breathe.

Sorting out home loans, refinancing, or exploring the market can feel overwhelming—and you don’t have to do it all alone.

Here’s how we take the pressure off:
• We’ll do all the research so you don’t have to
• find the best loan options tailored to you
• simplify the process from start to finish

Whether you’re buying your first home, refinancing, or just curious... let’s turn that mental load into clear next steps.

If your home loan worries are weighing you down, DM me for a quick chat.
Then go take that walk, your future self will thank you.

https://calendly.com/mortgage_works_lionelb

23/07/2025

Drowning in paperwork? You shouldn’t have to wade through 40+ pages just to buy a home.

Here’s how busy business owners get approved faster:
• Send us your 2023 & 2024 tax notices (NOAs)
• No profit & loss statements
• No BAS reports
• No extra forms or stress

You focus on running your business. We’ll handle the loan.
Ready to skip the paperwork and get moving?