The Money Collective

The Money Collective We uplift Financial Wellbeing at home and in the workplace. Connect with us to build and grow your financial capability and resilience.
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WORKSHOPS, PROGRAMS, EVENTS, MORTGAGE BROKING, COACHING, ONLINE COURSE & RESOURCES

07/09/2026

Putting off speaking to a mortgage broker about buying your first home because you donโ€™t feel โ€œreadyโ€? ๐Ÿก

Thatโ€™s actually one of the best times to understand your facts and figures โ€“ so you can make an informed decision about what youโ€™re actually aiming for.

A good mortgage broker will be happy to run the numbers for you and outline whatโ€™s possible for your unique situation โ€“ and pssst, we know some pretty good ones (spoiler: itโ€™s us).

๐Ÿ ๐€๐ฉ๐ฉ๐ฅ๐ž: https://linke.to/nzNC
๐ŸŽง ๐’๐ฉ๐จ๐ญ๐ข๐Ÿ๐ฒ: https://linke.to/Arfh

04/09/2026

Want to buy your first home but think you canโ€™t afford it? The numbers might surprise you ๐Ÿ˜ฏ

A 5% deposit on a $600,000 property is $30,000 โ€“ a figure that can feel much more achievable than many aspiring first home buyers expect.

People are often completely shocked when we run the numbers with them and realise they may be much closer to their dream of home ownership than they initially thought.

Hear from Mel and Darlene on how to start preparing to buy your first home in our latest episode.

๐Ÿ ๐€๐ฉ๐ฉ๐ฅ๐ž: https://linke.to/nzNC
๐ŸŽง ๐’๐ฉ๐จ๐ญ๐ข๐Ÿ๐ฒ: https://linke.to/Arfh

Are you dreaming of buying your first home but arenโ€™t sure where to start? This new episode is for you! ๐Ÿ’›We explore why ...
01/09/2026

Are you dreaming of buying your first home but arenโ€™t sure where to start? This new episode is for you! ๐Ÿ’›

We explore why housing feels so unaffordable for first home buyers, run through the facts and figures, and give you our top tips for getting into the market.

Because if you get prepared, know your numbers and make a plan, you might find itโ€™s more achievable than you think.

We also chat through this weekโ€™s money truths, and share The TMC View on why most budgets donโ€™t work (and what to do about it).

Enjoy!
Mel & Darlene

๐Ÿ ๐€๐ฉ๐ฉ๐ฅ๐ž: https://linke.to/nzNC
๐ŸŽง ๐’๐ฉ๐จ๐ญ๐ข๐Ÿ๐ฒ: https://linke.to/Arfh

27/08/2026

Have you ever taken the time to truly understand your money story? ๐Ÿ–‹๏ธ

These beliefs, usually created in childhood, drive our behaviours and actions throughout our lives.

By diving deep into our own money stories โ€“ and sharing them with others โ€“ we can get a clear view of how theyโ€™re impacting us, and decide which parts to keep and which are no longer serving us.

๐‡๐ž๐š๐ซ ๐ฆ๐จ๐ซ๐ž ๐ข๐ง ๐จ๐ฎ๐ซ ๐ฅ๐š๐ญ๐ž๐ฌ๐ญ ๐ž๐ฉ๐ข๐ฌ๐จ๐๐ž.

๐Ÿ ๐€๐ฉ๐ฉ๐ฅ๐ž: https://linke.to/nzNC
๐ŸŽง ๐’๐ฉ๐จ๐ญ๐ข๐Ÿ๐ฒ: https://linke.to/Arfh

Financial wellbeing isnโ€™t just good for your people โ€“ itโ€™s good for your organisation too.When employees feel more confi...
27/08/2026

Financial wellbeing isnโ€™t just good for your people โ€“ itโ€™s good for your organisation too.

When employees feel more confident about their finances, theyโ€™re better equipped to be happier, more engaged at work and feel positive about the future.

Read about why thereโ€™s a strong business case for making financial resilience a key part of your workplace wellbeing program in our latest article.

https://www.themoneycollective.com.au/blog/the-business-case-for-workplace-financial-wellbeing

24/08/2026

โ€œ๐‚๐ซ๐ž๐š๐ญ๐ž ๐š ๐ฉ๐ฅ๐š๐ง. ๐€๐ง๐ ๐ญ๐ก๐ž๐ง ๐ฒ๐จ๐ฎ ๐ค๐ง๐จ๐ฐ ๐ฐ๐ก๐š๐ญโ€™๐ฌ ๐ ๐จ๐ข๐ง๐  ๐ญ๐จ ๐ก๐š๐ฉ๐ฉ๐ž๐ง ๐ข๐ง๐ฌ๐ญ๐ž๐š๐ ๐จ๐Ÿ ๐ข๐ญ ๐ฃ๐ฎ๐ฌ๐ญ ๐ก๐š๐ฉ๐ฉ๐ž๐ง๐ข๐ง๐  ๐ญ๐จ ๐ฒ๐จ๐ฎ.โ€ ๐Ÿ—บ๏ธ

Savings dwindling? With the rising cost of living, youโ€™re not alone.

In this episode, Mel and Darlene talk through what to do if youโ€™re worried about your savings slowly disappearing โ€“ itโ€™s all about knowing your numbers so you can proactively design an approach thatโ€™ll get you through it.

๐‹๐ข๐ฌ๐ญ๐ž๐ง ๐ญ๐จ ๐ญ๐ก๐ž ๐Ÿ๐ฎ๐ฅ๐ฅ ๐œ๐จ๐ง๐ฏ๐ž๐ซ๐ฌ๐š๐ญ๐ข๐จ๐ง ๐ก๐ž๐ซ๐ž.

๐Ÿ ๐€๐ฉ๐ฉ๐ฅ๐ž: https://linke.to/nzNC
๐ŸŽง ๐’๐ฉ๐จ๐ญ๐ข๐Ÿ๐ฒ: https://linke.to/Arfh

21/08/2026

โ€œ๐“๐จ ๐ ๐จ ๐›๐ข๐  ๐ฉ๐ฅ๐š๐œ๐ž๐ฌ, ๐ฒ๐จ๐ฎ ๐ก๐š๐ฏ๐ž ๐ญ๐จ ๐ญ๐ก๐ข๐ง๐ค ๐›๐ข๐ .โ€ โœจ

๐Œ๐ž๐ฅ and ๐ƒ๐š๐ซ๐ฅ๐ž๐ง๐ž are on a high this week after an exciting work trip. Theyโ€™re talking about beliefs and limitations, and how they shape our reality โ€“ especially when it comes to finances.

In need of a pep talk? This oneโ€™s for you.

Listen to the full conversation here:

๐Ÿ ๐€๐ฉ๐ฉ๐ฅ๐ž: https://linke.to/nzNC
๐ŸŽง ๐’๐ฉ๐จ๐ญ๐ข๐Ÿ๐ฒ: https://linke.to/Arfh

Whatโ€™s your money story? Weโ€™ve talked about this before, but in this new episode we do a deep dive into understanding th...
18/08/2026

Whatโ€™s your money story?

Weโ€™ve talked about this before, but in this new episode we do a deep dive into understanding the story youโ€™ve been telling yourself since childhood โ€“ and how it shapes your financial beliefs, decisions and outcomes.

Mel and Darlene share their stories and the behaviours that show up in their lives, plus they chat about what to do if youโ€™re feeling stressed about dwindling savings.

We also give you permission to dream big โ€“ so if youโ€™re in need of some money motivation, youโ€™ll love this chat.

๐‹๐ข๐ฌ๐ญ๐ž๐ง ๐ง๐จ๐ฐ ๐ฏ๐ข๐š ๐ญ๐ก๐ž ๐ฅ๐ข๐ง๐ค๐ฌ ๐›๐ž๐ฅ๐จ๐ฐ ๐ŸŽง

๐Ÿ ๐€๐ฉ๐ฉ๐ฅ๐ž: https://linke.to/nzNC
๐ŸŽง ๐’๐ฉ๐จ๐ญ๐ข๐Ÿ๐ฒ: https://linke.to/Arfh

Weโ€™ve had some great chats with ๐‘จ๐‘ฏ๐‘น๐‘ฐ ๐’‚๐’•๐’•๐’†๐’๐’…๐’†๐’†๐’” these past couple of days ๐Ÿ’™And something thatโ€™s come up again and again i...
05/08/2026

Weโ€™ve had some great chats with ๐‘จ๐‘ฏ๐‘น๐‘ฐ ๐’‚๐’•๐’•๐’†๐’๐’…๐’†๐’†๐’” these past couple of days ๐Ÿ’™

And something thatโ€™s come up again and again is people telling us that employees asking for more support with their finances.

HR and People & Culture leaders are seeing it come through in engagement surveys and recognising that financial wellbeing is becoming an important part of their overall wellbeing strategy.

Itโ€™s been really encouraging to have these conversations and meet so many people who genuinely care about supporting their teams.

If youโ€™re at AHRI, weโ€™d love to meet you. Come and say hi! Mel & Darlene

03/08/2026

We're not just financial wellbeing experts - we're flatpack furniture-building experts too ๐Ÿคฃ

We'll be at the ๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐‡๐‘ ๐ˆ๐ง๐ฌ๐ญ๐ข๐ญ๐ฎ๐ญ๐ž ๐๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐„๐ฑ๐ก๐ข๐›๐ข๐ญ๐ข๐จ๐ง & ๐‚๐จ๐ง๐ฏ๐ž๐ง๐ญ๐ข๐จ๐ง in Brisbane for the next couple of days sharing our ๐–๐จ๐ซ๐ค๐ฉ๐ฅ๐š๐œ๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐‘๐ž๐ฌ๐ข๐ฅ๐ข๐ž๐ง๐œ๐ž ๐๐ซ๐จ๐ ๐ซ๐š๐ฆ with attendees, and we'd love for you to swing by our stand and say hello.

We're deeply passionate about the work we do, and can't wait to share more about our tailored programs that reduce employee stress, increase engagement and create a culture of confidence. Plus take our ๐‘€๐‘œ๐‘›๐‘’๐‘ฆ ๐‘ƒ๐‘’๐‘Ÿ๐‘ ๐‘œ๐‘›๐‘Ž๐‘™๐‘–๐‘ก๐‘ฆ ๐‘„๐‘ข๐‘–๐‘ง to go in the draw to win a pair of ๐๐ž๐š๐ญ๐ฌ ๐›๐ฒ ๐ƒ๐ซ๐ž ๐ก๐ž๐š๐๐ฉ๐ก๐จ๐ง๐ž๐ฌ!

Hopefully see you soon - ๐‘€๐‘’๐‘™ & ๐ท๐‘Ž๐‘Ÿ๐‘™๐‘’๐‘›๐‘’.

Address

Ringwood, VIC
3134

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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+61408683219

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