The Money Collective

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The Money Collective We uplift Financial Wellbeing at home and in the workplace. Connect with us to build and grow your financial capability and resilience.
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WORKSHOPS, PROGRAMS, EVENTS, MORTGAGE BROKING, COACHING, ONLINE COURSE & RESOURCES

02/11/2026

Does your credit card make you feel safe? 🛟

It's a really common feeling. But building your own emergency fund can give you that same peace of mind – without the fees.

Hear Mel and Darlene's approach to weaning yourself off your credit card in our latest episode.

🍎 𝐀𝐩𝐩𝐥𝐞: https://linke.to/nzNC
🎧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲: https://linke.to/Arfh

30/10/2026

The banks are banking on your credit card 🏦

Late payment fees, annual fees and interest all add up – and the "use the bank's money" theory only works if you pay the full balance every single month.

Mel shares why banks are so keen for you to have a credit card in our latest episode.

🍎 𝐀𝐩𝐩𝐥𝐞: https://linke.to/nzNC
🎧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲: https://linke.to/Arfh

We're in the process of onboarding new workplace financial wellbeing programs for 2027.If you're working on next year's ...
29/10/2026

We're in the process of onboarding new workplace financial wellbeing programs for 2027.

If you're working on next year's wellbeing strategy, now’s a good time to talk with us about where financial wellbeing could fit in your organisation.

New programs often need internal approvals and budget sign-off, so starting the conversation early gives you room to plan a rollout that works for your people.

𝐁𝐨𝐨𝐤 𝐚 𝐜𝐚𝐥𝐥 𝐰𝐢𝐭𝐡 𝐨𝐮𝐫 𝐭𝐞𝐚𝐦 𝐡𝐞𝐫𝐞: https://calendly.com/d/cmqp-66x-f9g/workplace-financial-wellbeing-enquiry-ws?

Do you really need a credit card?"I don't pay interest" is one of the most common things we hear – but it's worth taking...
27/10/2026

Do you really need a credit card?

"I don't pay interest" is one of the most common things we hear – but it's worth taking a closer look at what your card is actually costing you.

In this week’s episode, we talk about:
● Why the "use the bank's money" theory doesn't add up for most people
● Whether frequent flyer points are really worth it
● Why an emergency fund beats a credit card in the drawer
● Simple first steps to getting off your credit card

Plus, Mel and Darlene share their latest money truths about letting go as their kids grow into adults.

Listen now wherever you get your podcasts.
🍎 Apple: https://linke.to/nzNC
🎧 Spotify: https://linke.to/Arfh

Some lovely news to share 💛 The Money Collective is a finalist in the 2026 Women in Finance Awards, in the Wellness Prog...
25/10/2026

Some lovely news to share 💛 The Money Collective is a finalist in the 2026 Women in Finance Awards, in the Wellness Program/Initiative of the Year category!

We love helping uplift people's financial wellbeing, and it means a lot to see that work recognised.

A big thank you to everyone who has come along to one of our workshops or 1:1 coaching sessions, and to the workplaces who bring us in to support their teams.

The winners are announced in Sydney on 13 November – we have our fingers crossed!

22/10/2026

It’s never too early to talk about money with your partner – even when you’re happy ❤️

Knowing your numbers and having open conversations early are two of the best things you can do for your future. And if you’re already going through a separation, a fair third party can help you see the situation clearly and move forward with confidence.

That’s this week’s TMC Take. Listen to the full conversation in our latest episode.

19/10/2026

If you're going through a separation and want to know whether you can keep the house, getting your information early gives you time to plan.

And if any finance professionals make you feel like you need to "come ready", you're simply talking to the wrong people.

Mel and Darlene share more in our latest episode – out now.
🍎 Apple: https://linke.to/NmgK
🎧 Spotify: https://linke.to/Qkp0

16/10/2026

How much do you want to spend today – and how much do you want to set aside for tomorrow? 🤔

The answer will change with your life stage and circumstances. Some seasons you'll focus on building future resilience, and others you'll need to spend more on the here and now. The key is making it a deliberate choice.

Hear Mel and Darlene's money truths in our latest episode.
🍎 Apple: https://linke.to/NmgK
🎧 Spotify: https://linke.to/Qkp0

When a relationship ends, what happens to the house? 🏡It's one of the first questions people ask us when they're going t...
13/10/2026

When a relationship ends, what happens to the house? 🏡

It's one of the first questions people ask us when they're going through a separation. And the answer depends on your numbers, your priorities and what you want your next chapter to look like.

In our latest podcast episode, we talk about:
● The assumptions people make about who can keep the family home
● Why it's never too early to find out your borrowing capacity
● How to make decisions on your own terms, one step at a time
● The experts who can help you along the way

Plus, Mel and Darlene share their latest money truths – from life not going to plan to finally prioritising long-term savings.

Listen now wherever you get your podcasts.

🍎 Apple: https://linke.to/NmgK
🎧 Spotify: https://linke.to/Qkp0

08/10/2026

Buying your first home is YOUR journey – and the more informed you are, the better your outcomes will be 💚

Get Mel and Darlene's advice for being bold, courageous and curious throughout the process in our latest episode.

🍏 𝐀𝐩𝐩𝐥𝐞: https://linke.to/nzNC
🎧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲: https://linke.to/Arfh

Address

Ringwood, VIC
3134

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61408683219

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