First Broker - Mortgage Broker Gold Coast

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30/03/2022

✔ Government assistance to buy a home!
Home Guarantee Scheme to 50,000 places per year.

The government has extended its Home Guarantee Scheme, expanding the number of places under its First Home Guarantee and its Family Home Guarantee programs, and launching a new scheme solely for regional Australia

The Government will increase the number of guarantees under the Home Guarantee Scheme to 50,000 places a year.

🏠 First Home Buyers: 35,000 guarantees available per year for the First Home Guarantee (previously the First Home Loan Deposit Scheme). If you’re eligible you’ll get a limited guarantee from the Australian Government to buy or build your first home with a low deposit of 5%, without paying Lenders Mortgage Insurance (LMI).

👩‍👧‍👦 Single Parents: 5,000 places, allows single parents with dependent children to buy a home with a low deposit of 2%, without paying Lenders Mortgage Insurance (LMI).

👍 Getting back into the market: 10,000 places for a new Regional Home Guarantee that will support eligible citizens and permanent residents who have not owned a home for 5 years to purchase a new home in a regional location with a low deposit of 5%, without paying Lenders Mortgage Insurance (LMI).

Some spots are currently available with new spots available on July 1. Eligibility requirements apply.

If you would like to know more and discuss your options please reach out.

24/03/2020



During these unprecedented times, I want to let you know that I am here to help, and I am committed to servicing your financial needs to deliver the best outcomes for you.

As the COVID-19 (coronavirus) situation evolves, we are ensuring the safety, health and welfare of our team, our clients and others with whom we interact, by following official Australian Government advice. With the vast array of information available about COVID-19, I encourage you to view the www.health.gov.au website for the latest and most accurate information.

▪Being proactive during hardship

If you are going to experience hardship or financial distress that will affect you making your repayment commitments, you need to act now. Customers currently facing financial hardship due to the COVID-19 health crisis may be able to request a suspension on mortgage repayments or other options depending on the lender.

Customers experiencing financial difficulty should speak to your lender's hardship team to discuss their options or contact me first if you would like to speak before contacting your lender.

▪Is this the time to review your finances?

Many of us are working from home and spending more of our free time at home too, take advantage of this time to sit down and examine your finances. What are your goals? Are you on track to reach them? What do these economic changes mean for you?

Some people will be looking into financial uncertainty. I am available to assist you in managing this. I want to ensure you understand your redraw facilities, offset accounts, your rights regarding mortgage 'repayment holidays', applying for financial hardship with your bank, and how you might take advantage of the RBA rate cut. Reach out and book a video or phone call with me this week.

▪Appointments can be done digitally

I’d like to reassure you that you do not need to leave your home to seek advice or even apply for finance. Please reach out to me and we can find a solution that works for you, whether that be via a video or phone call. We have the technology to enable us to do business efficiently without the need for face to face interaction.

I can help you navigate lenders fast-moving policy changes
Banks and lenders are quickly making changes to their requirements to adapt to these unique times we find ourselves in. I am in regular communication with banks and lenders so that I can be across these changes and help you navigate them.

I’m online and available. 👍

Thanks,
Jamison

If someone you know with a mortgage needs this advice, please share.

Your bank giving you the 💩’sGive your bank the wipe 🧻 and refinance to a better deal.If your interest rate doesn’t start...
05/03/2020

Your bank giving you the 💩’s
Give your bank the wipe 🧻 and refinance to a better deal.

If your interest rate doesn’t start with a number 2 😉 you may be paying too much.

Contact us today to compare your current home loan 👍

500 toilet roll limit per customer

Get a free ANZ Property Profile Report from First Broker. 🏠 🏠 🏠Get a better view of a home's potential price with a free...
06/03/2018

Get a free ANZ Property Profile Report from First Broker. 🏠 🏠 🏠
Get a better view of a home's potential price with a free ANZ Property Profile Report

If you're buying, selling, investing or even renting, it's important to find out as much as possible about a property. A Property Profile Report can provide you with a range of useful information, such as:

- What is the property price estimate? 💲
- What did other comparable properties recently sell for?
- What’s the price range in the area?
- How's the suburb performing? 🏘️
- How much did it sell for before? 💲

📩 If you would like a Free Property Report send us a Message with the Address you would like a report for.

*Reports are based on a range of data sources, are not indicative of future performance and are only for personal domestic use. Price estimates may not be available for all sales and properties.

This would have to be the best Christmas present I received!!! 🎆🎆🎆I have been named a finalist in the Rising Star catego...
11/01/2018

This would have to be the best Christmas present I received!!! 🎆🎆🎆

I have been named a finalist in the Rising Star category at the 2018 Better Business Awards, hosted by The Adviser, Australia’s top publication for Australian mortgage and finance brokers.

Some of the other finalists have been brokers for many years so I am very honoured just to be nominated.

I am looking forward to a great 2018 for myself and First Broker and helping more people achieve their goals. 💪💪💪

Thanks to my clients that submitted a testimonial on my behalf. 😀

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Pacific Pines, QLD
4211

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