M8finance

M8finance Your team of mortgage brokers with over 50 years’ lending experience specialising in residential, personal and business finance.

With over 50 years industry experience, the M8finance team is your one stop finance broker for all residential, commercial, working capital, agri and asset finance solutions. Home loans, Personal loans, FHB, Refinancing, Investment loans, Construction loans, Car loans, Asset finance, Commercial/business loans

Get started: https://applynow.finance/m8-finance/80F0B815-1A8C-%204F52-B93C-2A4448FC6482 #/get-started

Banks sometimes save their better deals for new customers, leaving loyal ones with higher rates. We’ll compare your curr...
01/04/2026

Banks sometimes save their better deals for new customers, leaving loyal ones with higher rates. We’ll compare your current loan against the market to make sure you aren’t paying more than you have to.

Stop paying the loyalty tax and start saving, reach out to us for a quick rate check today.

Our clients are the reason we love this job. 🏠 Grateful for the trust and this 5-star review.
31/03/2026

Our clients are the reason we love this job. 🏠 Grateful for the trust and this 5-star review.

We salute your hard work and your big goals. ✨ Helping you reach them is everything to us.
30/03/2026

We salute your hard work and your big goals. ✨ Helping you reach them is everything to us.

As of February 2026, a new rule from APRA has changed the game.Banks are now restricted on how many "high-debt" loans th...
27/03/2026

As of February 2026, a new rule from APRA has changed the game.

Banks are now restricted on how many "high-debt" loans they can approve. If your total debt (including the new loan, credit cards and car loans) is more than 6 times your gross annual income, you’re officially in the "High debt-to-income zone.

Banks can only allow 20% of their new loans to fall into this category. If your bank has already hit its 20% "quota", they might say no, even if you have a perfect credit history.

If you think you might be affected, book a call with us to assess future lending.

https://www.m8finance.com.au/contact/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

In a fast-moving market, "waiting to save more" could potentially cost you more in price growth than you’d pay in intere...
23/03/2026

In a fast-moving market, "waiting to save more" could potentially cost you more in price growth than you’d pay in interest or fees.

You might not need a 20% deposit. With the right strategy, a low-deposit scheme, or even paying lenders mortgage insurance, you may be able to get off the treadmill and into your home sooner. We can help you find out if you’re eligible. Talk to us.

Found "the one" but haven't sold your current place yet? 🏠⏳In a fast-moving market, waiting for a sale could mean missin...
18/03/2026

Found "the one" but haven't sold your current place yet? 🏠⏳

In a fast-moving market, waiting for a sale could mean missing out on your dream home. That’s where a bridging loan could help.

A bridging loan could allow you to buy your new home before you sell your current one. It’s a short-term solution that could help give you an upper hand in a competitive bidding war.

Ask us how.

The RBA has today decided to increase the cash rate. As we face ongoing global uncertainty, the Board was looking to kee...
17/03/2026

The RBA has today decided to increase the cash rate. As we face ongoing global uncertainty, the Board was looking to keep a cap on inflation. Reach out to talk about how this could impact you or if you want to check if your loan is still competitive.

If you’ve been thinking of purchasing a new vehicle or equipment for your business, now is the time to act. If the asset...
13/03/2026

If you’ve been thinking of purchasing a new vehicle or equipment for your business, now is the time to act.

If the asset is delivered and operational by June 30, you may be able to access the Instant Asset Write Off. Reach out to get your finances sorted.

Speak to your accountant about the Instant Asset Write Off.

Like most good things, keep in mind your pre-approval doesn’t last forever. It’s important to check with your broker whe...
12/03/2026

Like most good things, keep in mind your pre-approval doesn’t last forever. It’s important to check with your broker when the right time is for you to apply for pre-approval as well as being aware of when it expires.

Address

Suite 1, Building 5, Omnico Business Centre 270 Ferntree Gully Road
Notting Hill, VIC
3168

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+61421403177

Website

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