Mortgage Choice in Miami, Burleigh Heads & Palm Beach

Mortgage Choice in Miami, Burleigh Heads & Palm Beach Your Gold Coast home loan specialist and Mortgage experts in Miami, Burleigh, Palm Beach and surrounds. For the best mortgage brokers in Miami, look no further.

Mortgage Choice in Miami is a mortgage broking firm in Miami on the Gold Coast QLD. We offer home loans, first home buyers mortgages, commercial & business loans, investment loans, development loans, asset finance, refinancing, equipment finance, mortgages, debt consolidation, home equity release, mortgage top-ups, land & construction loans, & renovation loans. We service clients from Miami, Merma

id Waters, Mermaid Beach, Broadbeach, Clear Island Waters, Robina, Merrimac, Carrara, Worrongary, Burleigh, Burleigh Heads & other suburbs all over the Gold Coast.

The weight of the EOFY juggle is real. 🧾✨Between car loans, credit cards, and personal finance, keeping track of differe...
17/06/2026

The weight of the EOFY juggle is real. 🧾✨

Between car loans, credit cards, and personal finance, keeping track of different interest rates and due dates can feel like a full-time job. As we approach July 1, there’s something incredibly powerful about the idea of a clean slate.

Debt consolidation isn’t just about moving numbers around; it’s about simplifying your life. By rolling multiple high-interest debts into one manageable repayment: often at a lower rate: you can reclaim your focus and breathe a little easier heading into the new financial year.

Whether you’re in Burleigh, Miami, or Palm Beach, our team is here to help you navigate the process. Let’s tidy up the loose ends together so you can start the new financial year feeling empowered and in control of your situation.

Reach out if you’d like to chat about whether consolidation is the right move for you. ☕🤝

17/06/2026

Paperwork panic is real. But it doesn't have to be.

A good broker breaks it down, handles the heavy lifting, and makes the whole thing make sense.

Ready to make it simple? Get in touch.

16/06/2026

📢 RBA Holds Rates Steady

The RBA has today left the official cash rate unchanged.

While there’s no immediate change for most borrowers, it’s still worth reviewing your home loan to ensure you're getting a competitive rate. Many lenders adjust their rates independently of the RBA.

🏡 Not sure if your rate is still competitive? Get in touch for a complimentary home loan review.

Running your own show on the Gold Coast is a massive achievement, whether you’re a sparkie on the tools in Burleigh or r...
14/06/2026

Running your own show on the Gold Coast is a massive achievement, whether you’re a sparkie on the tools in Burleigh or running a boutique in Miami. But we know that when tax time rolls around, the paperwork juggle can feel like a full-time job in itself.

Traditional lenders can sometimes make self-employed borrowers jump through extra hoops. If your tax returns don't tell the whole story of your business success, it can feel like your property goals are stuck in neutral.

That’s where we come in. We specialise in helping local business owners navigate the complexities of self-employed lending. From explaining different documentation options to correctly presenting your income to the right lenders, we handle the heavy lifting so you can stay focused on what you do best.

If you’re looking to grow, refinance, or buy your next home this new financial year, let’s have a chat and map out the path forward. We’re here to make the process as seamless as possible.

Is it even a Gold Coast weekend if you haven’t done the "shoes-off dance" at a front door by 10 AM? 👟The open home ritua...
12/06/2026

Is it even a Gold Coast weekend if you haven’t done the "shoes-off dance" at a front door by 10 AM? 👟

The open home ritual is practically a local sport in Miami and Burleigh. We’ve all been there: shuffling through a sun-drenched hallway, trying to remember if your fridge will actually fit in that alcove, and mentally placing your modular sofa before you’ve even reached the kitchen.

There’s something uniquely neighborly about seeing the pile of Birks and sneakers at the entrance. It’s the universal sign that a few more locals are currently doing the same mental furniture-arranging and floor-plan-puzzling as you.

It can be a whirlwind of a weekend, but it’s where property dreams really start to take shape. Whether you’re just browsing for inspiration or you’ve finally found ‘the one’ that fits your lifestyle (and your lounge), we’re here to take the stress out of the finance side so you can focus on the floor plan.

See you out there on the circuit this Saturday! 🏠✨

11/06/2026

The holiday got a spreadsheet, a Pinterest board, and three group chats.
The home loan got… a Google search at midnight.

Sound familiar? Book a chat with us.

July 1st is more than just the start of tax season: for first home buyers, it’s the ultimate reset button for your prope...
11/06/2026

July 1st is more than just the start of tax season: for first home buyers, it’s the ultimate reset button for your property dreams. 🏠✨

With the new financial year approaching, we often see refreshed government schemes and updated price caps. This is a major milestone that can give you the leg up needed to secure your piece of the Gold Coast.

The secret to success? Don't wait until July to start your journey.

Getting your ducks in a row right now in June means you’re ready to act the moment the new financial year kicks off. Whether it’s checking your eligibility for the First Home Guarantee or getting a head start on your pre-approval, being prepared is how you beat the rush and move with confidence.

From Miami to Burleigh and Palm Beach, we’re here to help you navigate the fine print so you can focus on finding home. Let’s make sure you’re at the front of the queue.

If you’re dreaming of your first set of keys, reach out for a chat this week to get match-ready for July.

10/06/2026

A bank can only offer you what they've got. We can offer you the whole market 🏡
It's not that banks are bad - it's that they're limited. And when it comes to your home loan, limited is the last thing you want.

That "pay in 4" button is tempting, but it can be a hidden hurdle for your home loan goals.While BNPL services are handy...
09/06/2026

That "pay in 4" button is tempting, but it can be a hidden hurdle for your home loan goals.

While BNPL services are handy, lenders often see them as a line of credit: just like a credit card. Even if you're a perfect payer, those small limits and frequent transactions create a "paper trail" that can lower your borrowing power.

We usually recommend closing these accounts at least 3 months before you apply. Why? Because most banks want to see 90 days of clean statements. Closing them early simplifies your financial profile and shows you're in total control of your daily spending.

It’s not about your spending habits being "wrong": it’s just about presenting the cleanest version of your finances to the bank. If you're looking to buy on the Gold Coast soon, now is the time to tidy up those small accounts and get "bank-ready."

Want to know how your accounts might affect your application? Reach out for a chat!

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-fri...
05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out today to get started.

Address

2/1920 Gold Coast Highway
Miami, QLD
4220

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61755082205

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