Kishor - Laxmi Home Loans

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Kishor - Laxmi Home Loans Please visit our official website for detailed information 👉 www.LaxmiHomeLoans.com.au

Australia’s unemployment rate has reached 4.7% in September 2026.What does this mean for home buyers?The latest unemploy...
16/10/2026

Australia’s unemployment rate has reached 4.7% in September 2026.

What does this mean for home buyers?

The latest unemployment figures provide another important insight into Australia’s economy.

Here is what you should know:

• A softer job market could influence the Reserve Bank of Australia’s interest rate decisions.
• Interest rates also depend on inflation and other economic data.
• Your borrowing capacity depends on your income, expenses, existing debts and the lender’s assessment.
• If you are planning to buy a home, review your finances and borrowing capacity before making a decision.

Our advice: Do not make property decisions based on one economic indicator. Understand your financial position and prepare for different interest rate scenarios.

At Laxmi Home Loans, we help you understand your home loan options and plan your next step with confidence.

📞 Book an appointment:
Visit www.laxmihomeloans.com.au

Laxmi Home Loans
Your Home. Our Priority.

Source: Australian Bureau of Statistics (ABS), Labour Force, September 2026.

09/10/2026

घर किन्दा deposit कसरी select गर्ने?

5% Deposit scheme Vs 10% Vs 20% Deposit

🏡 Buying a Home? How Do You Choose Your Deposit?

Should you save a 5%, 10% or 20% deposit?

The right choice depends on your financial situation, income and future goals.

✅ 5% Deposit: Buy sooner with less savings if you meet the eligibility requirements of an applicable government scheme.

✅ 10% Deposit: A middle-ground option, with potential Lenders Mortgage Insurance (LMI) costs.

✅ 20% Deposit: Generally helps you avoid LMI and reduces the amount you need to borrow.

💡 Which option is right for you? Understand your options and plan your home-buying journey with confidence.

Laxmi Home Loans
Your Home. Our Priority.

Inbox Us if you have any questions.

के हजुरपनि अस्ट्रेलियामा घर किन्ने सोच्दै हुनुहुन्छ ? "LaxmiHomeLoans™" लाई सम्झनुहोस्
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​✔️First Home Buyers
✔Investment Property
✔Refinance
✔Land & Construction
✔Off the plan
✔ Debt consolidation
✔ Commercial loan | SMSF & Business Loan.
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👉 www.LaxmiHomeLoans.com.au
💡 Talk to us for Home & Homel Loans matter.
💬 Inbox us: on Facebook
📞 0433 589 626 / 1300 4 LAXMI
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“We provide our services to Australia-wide”
[ NSW | QLD | TAS | WA | NT | VIC | ACT | SA]
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No Hidden Fees & Free Appointment
We are MFAA Accredited,
300+ positive reviews & Nepali Speaking, Hindi Speaking , English Speaking.
& we are

We are proud to be recognised for our commitment to customer service and professional excellence:
🏆 2025 Customer Service Award – National Top 20 Australia (RateMyAgent)
🏆 2024 Outstanding Professional Services – Finalist (Local Business Awards)
🏆 2023 Mentor of the Year – Finalist (Better Business Awards NSW/ACT)
🏆 2023 Outstanding Professional Services – Finalist (Local Business Awards)
🏆 2021 Best Customer Service – Finalist (Better Business Awards NSW/ACT)
🏆 2020 Outstanding Professional Services – Finalist (Local Business Awards)

# # # # #

Latest rate rises are putting more pressure on mortgage holders across Australia.Some of the areas showing high levels o...
04/10/2026

Latest rate rises are putting more pressure on mortgage holders across Australia.

Some of the areas showing high levels of mortgage stress include Liverpool, Campbelltown, Toowoomba, Wanneroo, Cranbourne, Craigieburn and Pakenham.

If rising repayments are affecting your budget, it may be worth reviewing your current loan, interest rate and repayment options.

Speak to a mortgage broker before making any changes to your loan.

🏡 How Much Can You Really Borrow?Your borrowing capacity is about more than just your salary. Lenders may consider your ...
01/10/2026

🏡 How Much Can You Really Borrow?

Your borrowing capacity is about more than just your salary. Lenders may consider your income, expenses, existing debts, dependants, liabilities, and loan term when assessing your home loan eligibility.

💡 Want to understand your borrowing capacity and explore your options?

📞 0433 589 626
📧 [email protected]
🌐 laxmihomeloans.com.au

Laxmi Home Loans — Helping you move closer to your homeownership goals. 🏠

📍 Serving clients Australia-wide | NSW • QLD • TAS • WA • NT • VIC • ACT • SA

🏡 Another Dream Home. Another Happy Client.✨ “They made the whole process simple and stress-free.”We’re grateful for the...
01/10/2026

🏡 Another Dream Home. Another Happy Client.

✨ “They made the whole process simple and stress-free.”

We’re grateful for the trust our clients place in Laxmi Home Loans throughout their home-buying journey.

From first-home buyers to experienced property buyers, we provide clear guidance, honest advice, and support every step of the way.

Ready to take the next step toward your dream home? 🏠

📞 0433 589 626
📧 [email protected]
🌐 laxmihomeloans.com.au

📍 Australia-wide: NSW | QLD | TAS | WA | NT | VIC | ACT | SA

Land & Construction Home Loans | Episode 1[ Out on YouTube & Tiktok ] Thinking about buying land and building your dream...
01/10/2026

Land & Construction Home Loans | Episode 1
[ Out on YouTube & Tiktok ]

Thinking about buying land and building your dream home?

In Episode 1 of our Land & Construction Home Loans series, we explain the basics of financing a land purchase and construction loan in Australia.

We cover:
• How land and construction loans work
• Deposit and upfront costs
• Construction loan payments and progress payments
• What lenders look at when assessing your application
• Common mistakes to avoid

Whether you are a first home buyer, upgrading your home or building an investment property, understanding the finance process before you buy can help you plan with confidence.

At Laxmi Home Loans, we help you understand your borrowing options and find a home loan that suits your circumstances and objectives.

Book an appointment with our team to discuss your land and construction finance options.





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Merrylands, NSW
2160

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