Premier Lending

Premier Lending Free and no-obligation Home Loan Advise Home and Investment Loans | Personal Loans | Leases | Income Protection Insurance

03/05/2022

CBA raising variable rates effective 20 May 22.

Interest payments reach 25-year lowRecord-low interest rates are helping drive strong buyer interest and surging prices ...
26/02/2021

Interest payments reach 25-year low

Record-low interest rates are helping drive strong buyer interest and surging prices in many property markets throughout Australia.

The share of income that households are devoting to mortgage repayments has fallen to its lowest level since the mid-1980s, according to AMP Capital chief economist Shane Oliver.

“There is no denying housing affordability is poor, debt is high and some households are suffering significant mortgage stress. But most borrowers appear to be able to service their mortgages,” Dr Oliver said.

“In the absence of an unexpected renewed economic downturn, it’s hard to see much rise in distressed sales. It’s also easy to see from this chart, when combined with home buyer incentives, why home borrowing and buying is surging again.”

Home loan applications reached record levels in January, according to the most recent data from the Australian Bureau of Statistics.

In other words, buyers are out in force. So if you’re planning to buy in 2021, don’t delay, because waiting could potentially cost you tens of thousands of dollars.

04/02/2021

If you are still paying above the 3% percent per annum on your mortgage you could be paying too much! Get in touch with us and we can put you into the right direction!

Did you know refinancing could potentially help you pocket savings towards the things that really matter to you this yea...
31/01/2021

Did you know refinancing could potentially help you pocket savings towards the things that really matter to you this year?

Interest rates starting from 1.89%! Speak to me about getting the refinancing process started for you today.

24/12/2020

We wish you a happy and safe holiday season.

Great time of year to do some work in the back yard! Have you thought about creating that amazing space but have been he...
15/12/2020

Great time of year to do some work in the back yard! Have you thought about creating that amazing space but have been held back due to not having enough savings? If you own property refinancing might be for you! 🌼 ☀️ 🕶️

Not sure if you’re getting a good deal on your car loan? We have access to a number of different lenders including major...
15/12/2020

Not sure if you’re getting a good deal on your car loan? We have access to a number of different lenders including major banks – We can do the running around for you!

Guarantor Loans Saving for a house deposit can be a daunting task and if you’re paying rent whilst you save, it can feel...
11/11/2020

Guarantor Loans

Saving for a house deposit can be a daunting task and if you’re paying rent whilst you save, it can feel impossible.

Worst of all, while you scrimp every dollar, house prices may be skyrocketing and you know you are missing out on potential capital growth.

But if you have a family member with equity in property, I might have a solution that can get you on the market sooner AND save you thousands of dollars.

It’s called a ‘guarantor loan’ and it allows you to borrow your deposit and purchase costs against the value of a family member’s property.

How it usually works:
- You borrow 100% of the purchase price, including purchase costs
80% is secured by your new property
- 20% plus purchase costs is secured by your guarantor’s property
- The best part is that because the amount you’ve borrowed is less than the combined value of the two homes, you don’t have to pay expensive Lenders Mortgage Insurance (LMI).

Give me a ring on 0425 354 821 or click here http://ow.ly/W0cv50Cg2RR to schedule a call.

Are you thinking about purchasing a property off the plan?It’s probably more complicated than you think and there are de...
10/11/2020

Are you thinking about purchasing a property off the plan?

It’s probably more complicated than you think and there are definitely a few things you need to think about before you put a deposit on the table.

For example:
Your building company has the authority to dictate its construction and features, meaning you have limited say in how the property looks.
Rather than paying for the construction in instalments, the contract price is for the final product.
When you settle on a purchase price, you’ll have to pay stamp duty on the full contract price as well.
You could be eligible for huge savings from a government grant which I can scope out for you.

I’d love to talk you through the steps involved in purchasing a property off the plan.

Give me a ring on 0425 354 821 or click here http://ow.ly/W0cv50Cg2RR to schedule a call.

Who doesn’t love a good discount?You might be surprised to learn that lenders are pretty happy to offer lower interest r...
09/11/2020

Who doesn’t love a good discount?

You might be surprised to learn that lenders are pretty happy to offer lower interest rates to the right customers.

If you:
Have a low Loan-to-Value ratio (LVR)
Want to upgrade the size of your loan or;
Are looking for a loan for an owner-occupied purchase
It could be you!

To see if you’re eligible for some of these savings contact me on

If there is one thing you’d like to change about your home, what would it be?
03/11/2020

If there is one thing you’d like to change about your home, what would it be?

Defaults? Not sure if you can get a home loan? Ask us about alternative lenders, who may even ignore your defaults under...
28/10/2020

Defaults? Not sure if you can get a home loan? Ask us about alternative lenders, who may even ignore your defaults under certain circumstances! Message us now 😀

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