Mawkes Finance

Mawkes Finance Providing business and personal finance services, specialising in the needs of medical professionals.

19/08/2026

A lower monthly repayment doesn’t always mean you’ve got the best finance deal.

There’s more to the equation than just the interest rate.

The way a loan is structured - from the amount borrowed and loan term through to fees and any final payment, can all change what you pay each month and what the finance ultimately costs you.

So, before you compare loans, look beyond the headline rate.

The right finance structure is about looking at the whole picture.

Mawkes Finance - Making it Happen.

More Choice. Better Outcomes. One of the biggest advantages of Mawkes Finance being an independent finance brokerage is ...
16/08/2026

More Choice. Better Outcomes.

One of the biggest advantages of Mawkes Finance being an independent finance brokerage is having access to a much broader range of lending solutions.

While the way I work hasn't changed, the number of options available to my clients certainly has. Whether you're looking at residential lending, commercial finance, business lending or something more specialised, having access to a wider lending panel means we can focus on finding the solution that's right for you.

I've shared more about what this means for clients in this month's Mawkes Report, now available on LinkedIn.

Read the full report on LinkedIn via this link https://ln.run/cc4V_

Mawkes Finance - Making it Happen.

As had been broadly expected by 'the markets' the RBA have just announced that the cash rate will remain unchanged at 4....
11/08/2026

As had been broadly expected by 'the markets' the RBA have just announced that the cash rate will remain unchanged at 4.35% for a second consecutive period.

Based on the language used in the announcement, 'the markets' believe that this could be the peak in the cash rate for now, pending of course something further unexpected happening in the world or here in Australia. So this is positive news if you are in business as consistency, which enables good planning and encourages investment, is what helps business to thrive.

Time to nimble it and move on!

01/08/2026

Negative gearing remains a tax benefit for commercial property investment.

Plus, commercial property can offer other benefits, making it a strategy worth understanding for the right investor. For medical professionals in particular, owning the premises your practice operates from may provide both investment and business advantages.

Every situation is different, so it's important to understand how negative gearing works before making any decisions.

Watch the video to learn more, and if you're considering investing in commercial property, we'd be happy to discuss your options.

Mawkes Finance - Making it Happen

27/07/2026

Interest-only loans can be a valuable financial tool, but they're not the right solution for everyone.

While they can improve cash flow in the right circumstances, it's important to remember that whilst they reduce repayments, they increase the total cost of your debt.

In this video, Philip explains:
✔️ When an interest-only loan may be appropriate
✔️ Variable vs fixed interest-only loans
✔️ Why extra repayments can make a big difference
✔️ How to prepare for the end of an interest-only term

Every lending situation is different. If you're considering an interest-only loan, Mawkes Finance can help you explore the options that best suit your goals.

Mawkes Finance - Making it Happen

The July edition of the Mawkes Report is here! This month, we're talking about something that's always relevant - focusi...
15/07/2026

The July edition of the Mawkes Report is here!

This month, we're talking about something that's always relevant - focusing on what you can control.

Markets change. Interest rates move. Property values rise and fall. While many of these factors are outside our control, how we plan, prepare and respond makes all the difference.

Whether you're growing a business, purchasing a property or simply looking to make informed financial decisions, we're here to help you Make it Happen.

Read more via LinkedIn https://bit.ly/4wJ2EwS

The June edition of the Mawkes Report is now available.As we head towards EOFY, now is the time to review funding requir...
15/06/2026

The June edition of the Mawkes Report is now available.

As we head towards EOFY, now is the time to review funding requirements, cash flow needs and any opportunities you may be considering before 30 June.

This month's report also touches on:
- Changes to Super Guarantee Contribution payment requirements from 1 July 2026
- Why Partnership and Shareholders Agreements should be supported by the right insurance solutions
- The value of having trusted specialists in your professional network

If you'd like to discuss finance, business growth or cash flow planning, feel free to get in touch.

Read the full report on LinkedIn.
http://bit.ly/4eiBDZC

Mawkes Finance - Making it Happen.

What's one financial habit that can make a real difference? Budgeting and planning. Understanding your income and expens...
03/06/2026

What's one financial habit that can make a real difference?

Budgeting and planning.

Understanding your income and expenses gives you control and helps you make informed decisions. If your income fluctuates, it's important to review it regularly and adjust your spending where needed.

Most importantly, avoid spending more than you earn. Taking on extra debt for non-essential purchases can create unnecessary pressure on future pay cycles, particularly when you're working with a fixed income.

Good financial outcomes often start with simple, consistent habits.

As we wrap up our support for Go Grey in May, we’re proud to continue standing behind the incredible work of the Robert ...
29/05/2026

As we wrap up our support for Go Grey in May, we’re proud to continue standing behind the incredible work of the Robert Connor Dawes Foundation.

RCD has raised or leveraged more than $32.5 million towards brain cancer research, care and development projects - helping improve outcomes for children and families impacted by brain cancer.

While important progress has been made, continued awareness, funding and support remain critical to driving further change.

Thank you to everyone who has supported this campaign throughout May.

If you’d still like to contribute, donations can be made here:
https://www.rcdfoundation.org/fundraisers/mawkesfinance

Why use a broker instead of going directly to a Big 4 bank? A lot of it comes down to understanding how lenders actually...
27/05/2026

Why use a broker instead of going directly to a Big 4 bank?

A lot of it comes down to understanding how lenders actually work, rather than just looking at the advertised rate.

With a background in medical finance, I’m used to navigating detailed applications and helping make the process more efficient, with less unnecessary back-and-forth along the way.

The other part is knowing where different lenders are genuinely competitive, because not all lenders are the best fit for every situation.

Interest rates matter, but they’re only one part of the equation. What often matters more is the monthly repayment and how that fits your overall cash flow.

Address

Melbourne, VIC

Website

Alerts

Be the first to know and let us send you an email when Mawkes Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Featured

Share

Category