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• Please keep things friendly - we moderate anything that looks like swearing, bullying, trolling or inappropriate behaviour. While we do value all kinds of feedback, we're committed to creating a helpful, friendly community here, so any comments that break our house rules will be removed. Disclaimer: Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) and Vanguard Super Pty Ltd (ABN 73 643 614 386 / AFS Licence 526270, trustee of Vanguard Super ABN 27 923 449 966), are both wholly owned subsidiaries of The Vanguard Group, Inc (collectively Vanguard) The information contained on this page is general in nature and does not take into account your personal situation. You should consider your objectives, financial situation or needs, and the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before making any investment decision about Vanguard products. All investments are subject to risks, including possible delays in repayment and loss of income and principal invested.