Joel Pusic Finance

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Australia
Glenbrook, NSW
Joel Pusic Finance

My job is to save you time, money and stress. I tailor your mortgage needs to suitable lenders and w http://www.joelpusicfinance.com.au

08/06/2026

🏘️ More Australians are looking to build wealth through property 🏘️⁣
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Two in five Aussies plan to buy an investment property in the next 12 months. 📊⁣
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That’s the finding of a recent Great Southern Bank survey. 🏦⁣
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It’s all part of a drive by Australian families to shore up their long term financial wellbeing. 💰⁣
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And property has plenty going for it: the potential for strong price growth, enticing rental yields, and possible tax savings. 🏡⁣
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Better still, home owners may be able to use their home equity in place of a cash deposit on a rental property. 💡⁣
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Talk to us about pathways to owning an investment property. It could get the ball rolling on your future wealth. 👇⁣
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To find out more, contact Joel on:
☎️ – 0404 469 450
💻 – [email protected]

03/06/2026

❄️ Low cost ways to keep your place cosy this winter ❄️⁣
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Brace yourselves, Winter is coming! 🥶⁣
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Instead of cranking up the heater, a few budget-friendly steps could help keep your home cosy. ⁣
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Seal gaps around windows and doors to keep out draughts. It can cut heating bills by 25%. ⁣
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Up to 40% of heating can be lost through windows. Simple solution, invest in curtains, blinds or even double glazing. 🪟⁣
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Add insulation to reduce heating costs by around 45%. 🧱⁣
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Or, think big and embrace solar power. ☀️⁣
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Need help to fund your winterproofing home renos? Talk us about your funding options. 👇⁣
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To find out more, contact Joel on:
☎️ – 0404 469 450
💻 – [email protected]

01/06/2026

⏱️ Want to cut up to 5 years off your first home deposit saving time? ⏱️⁣
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As property prices head north, saving a traditional 20% deposit can be a serious challenge. ⁣
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But, there may be a short cut for many first home buyers.⁣
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A Domain report reveals the 5% Deposit Scheme can help Sydney first home buyers get into the market up to 5 years and 7 months earlier. 🏡⁣
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For Brisbane and Adelaide first homebuyers, the scheme can cut over four years off the time taken to save a deposit. 📊⁣
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In every other capital, the 5% Deposit Scheme can see first homebuyers bring forward their plans by more than three years. ⏩⁣
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Call us to see if the 5% Deposit Scheme could help you get into the property market sooner. 👇⁣
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To find out more, contact Joel on:
☎️ – 0404 469 450
💻 – [email protected]

27/05/2026

🤝 Broker versus bot? It’s no contest 🤝⁣
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The person-to-person support of a mortgage broker eclipses anything an AI bot can dish up. 🤖⁣
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That’s the finding of Great Southern Bank research. 📊⁣
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It confirms 7-in-10 Australians say guidance from mortgage brokers is more valuable than AI-generated advice. 📈⁣
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Financial decisions like buying a home are long term and complex. 🏡⁣
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That’s why we stay in touch to see how your home loan is shaping up. 📞⁣
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Try saying that about a bot. 😅⁣
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Talk to us for human advice on the home loan that works best for you. 👇⁣
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To find out more, contact Joel on:
☎️ – 0404 469 450
💻 – [email protected]

25/05/2026

📄 Could your home loan pre-approval be out of date? 📄⁣
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Mortgage pre-approval can potentially be an advantageous move for home buyers. 🏡⁣
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But recent rate hikes could leave your pre-approval in need of an update. ⁣
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Not only does pre-approval have a limited time span, usually 3–6 months, but it can also be impacted by rising rates. ⏱️⁣
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Canstar says just one 0.25% rate cut can reduce a single home buyer’s borrowing power by $12,000. ⁣
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That means a couple's borrowing power could have been reduced by more than $72,000 since the three cash rate hikes earlier this year. ⚠️⁣
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The last thing you need is to discover you can’t finance the place you want to buy because of higher rates. ⁣
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Talk to us to bring your loan pre-approval up to date - and potentially find ways to improve your borrowing power. 👇⁣
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To find out more, contact Joel on:
☎️ – 0404 469 450
💻 – [email protected]

18/05/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣
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Don’t forget to factor in other upfront expenses though. ⚠️⁣
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Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦⁣
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Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. 👇⁣
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To find out more, contact Joel on:
☎️ – 0404 469 450
💻 – [email protected]

13/05/2026

🔁 A record number of Australians just refinanced their home loan 🔁⁣
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Looks like Australia is in the midst of a refinancing frenzy. ⁣
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The ABS says over 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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Goes to show Aussie home owners are keeping their eyes on the ball when it comes to getting value out of their home loan. ⁣
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It’s also a cue to check in with us to see if your old loan still suits your needs. ⁣
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We’ll let you know if you could potentially save with a lower rate or improved loan features. 👇⁣
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To find out more, contact Joel on:
☎️ – 0404 469 450
💻 – [email protected]

11/05/2026

🚩 Red flag habits that could hinder your home loan application 🚩⁣
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(Not so) fun fact: Lenders assess a borrower’s ‘character’ as part of a home loan application. ⁣
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It’s all about how responsibly you manage money and debts. 💳⁣
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Turns out 7 in 10 Aussies have red flag spending habits that could hurt their character check. ⁣
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Key red flags include spending on lottery tickets or scratchies, smokes or vapes, and even alcohol. ⁣
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Banks may comb through three months of bank statements to check out your spending habits. 🔍⁣
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What they’re looking for are spending patterns that could potentially derail your ability to make repayments. ⁣
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Talk to us for tips on getting your home loan application across the line. 👇⁣
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To find out more, contact Joel on:
☎️ – 0404 469 450
💻 – [email protected]

06/05/2026

📱 Gen Zs urged to skip influencer advice 📱

Here’s a worrying finding.

Money watchdog, ASIC, says two-thirds of Gen Zs (18–28) are turning to social media for financial information and help.

Trouble is, that ‘help’ isn’t always high quality or trustworthy. 😬

And ‘advice’ from influencers isn’t based on personal needs.

Let’s not even get started on social media being a hunting ground for scammers. 🕵️‍♂️

Buying a home is one of life’s most important financial steps - which makes getting tailored support pivotal.

And that's what we can offer. 🤝

Contact us to explore some home loan options that have been researched and matched for your needs. 👇

To find out more, contact Joel on:
☎️ – 0404 469 450
💻 – [email protected]

04/05/2026

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕

Forget years of living on instant coffee and baked beans! You may not need a 20% deposit to buy your first home.

The 5% Deposit Scheme has helped over 300,000 first home buyers get into the market with just a 5% deposit. 🏡

And because your loan is guaranteed by the government, you don’t pay lenders mortgage insurance.

There are no waitlists. ⏳

No income limits. 💼

No place limits. 📍

And you’re free to buy an established home or build a new place. 🏗️

Talk to us about the 5% Deposit Scheme. It could be the helping hand that brings forward your home-buying plans. 👇

To find out more, contact Joel on:
☎️ – 0404 469 450
💻 – [email protected]

Address

18 Levy Street
Glenbrook, NSW
2773

Telephone

+61404469450

Website

http://www.joelpusicfinance.com.au/

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