10/09/2026
🏡 Did you know your profession could help you avoid LMI?
Normally, when you borrow more than 80% of a property’s value, you may need to pay Lenders Mortgage Insurance (LMI).
However, some lenders offer LMI waivers for selected professionals, meaning eligible borrowers may be able to borrow up to 90%–95% of the property value without paying LMI, depending on their profession and lender criteria.
So what could that mean for you?
💰 Keep more of your savings
🏡 Buy with a smaller deposit
🚫 Potentially avoid thousands of dollars in LMI
🔑 Get more of your purchase funds through your home loan
Could your profession qualify?
👩⚕️ Medical & Allied Health
Doctors • Dentists • Specialists • Pharmacists • Physiotherapists • Psychologists • Optometrists • Chiropractors • Vets • Nurses • Paramedics & more
⚖️ Legal Professionals
Lawyers • Solicitors • Barristers • Judges
📊 Accounting & Finance
Accountants • Auditors • Actuaries • Financial Analysts • Finance Managers • CFOs & more
⚙️ Engineering & Technical
Engineers • Quantity Surveyors • Construction Project Managers • Surveyors • Geologists • Commercial Pilots & more
💻 IT & Technology
Certain IT & Cyber Security Professionals
🏛️ Federal Government Professionals
Eligible PAYG employees working directly for selected Australian Government departments, generally at APS6, EL1, EL2 or SES level.
Government eligibility is specific — contractors, state government departments and government agencies are excluded from this particular offer.
💡 Your profession could potentially save you thousands.
Before assuming you need a 20% deposit, speak to us. We can check whether your profession, employer and qualifications may give you access to an LMI waiver.
📩 Send us a message with your occupation and we’ll check your options.
Contact us now:
Chris: 0408 887 894
Hansi: 0477 327 306
ProfessionalPath Advisors (Mortgage brokers)
Disclaimer: This content is provided for general informational purposes only and does not constitute financial advice.