Mortgage Choice in Carindale - Derek McLeod

Home
Australia
Carindale, QLD
Mortgage Choice in Carindale - Derek McLeod

Call Directions Website

Derek McLeod from Mortgage Choice is your local home loan expert and mortgage broker. Find out how much you could save on your home loan!

Derek can meet you at a time and place that suits you, over the phone or via video chat. Derek has lived and worked in the Carindale areas for many years as your local Mortgage Broker,

Derek specialises in:
Home buyer loans
Refinancing and home loan increases
Self-managed super fund loans (SMSFs)
Loans for investment property or shares
Construction and renovation home loans
Bridging loans
Commercial finance

He also offers assistance with:
Financial Planning and wealth creation
Car loans and leasing
Personal loans
Credit Cards
Life Insurance, Trauma, TPD and Income Protection Insurance
Home & Contents Insurance
Landlord's Insurance
Deposit Bonds

With Mortgage Choice Carindale, you do not pay a fee for service, and no matter which lender you decide to proceed with from our panel of lenders, or which home loan you choose, our consultants are paid the same rate of commission*. If you're considering buying or building a home, refinancing an existing home loan, or building an investment portfolio, then chances are you have a lot of questions. For the best advice, ask Derek at Mortgage Choice at Carindale, your local home loan specialist. We service the suburbs of Carindale, Carina, Carina Heights, Camp Hill, Tingalpa, Mount Gravatt, Mount Gravatt East, Upper Mount Gravatt, Wishart, Mansfield, Macgregor, Nathan, Robertson, Coopers Plains, Sunnybank, Sunnybank Hills, Runcorn, Algester, and Calamvale. Call Derek at Carindale today on 07 - 3398 8044 to arrange an appointment

*Disclaimer -
All statements and opinions on this page are made by 2 Sausages Pty. Ltd, which owns and operates the Mortgage Choice mortgage broking franchise in Carindale, and are not made on behalf of Mortgage Choice Limited or other franchisees.

03/11/2026

Unfortunate, although expected, the RBA has lifted the cash rate by 0.25% to 4.85% at its November, Melbourne Cup day meeting.

Inflation remains stubborn, with domestic capacity constraints, government spending and a tight labour market adding to the pressure. Global uncertainties, including higher energy and oil prices linked to Middle East conflicts, aren't helping either.

Another rate rise is tough news for borrowers, and a reminder that household budgets and loan repayments need to be kept in check.

It's a very good time to review your home loan and make sure you're on a competitive rate and structure.

If you'd like to run through your options, I'm always here to help.

Call me on 07 3398 8044 or book online: http://bit.ly/MCCarindale-BookOnline

30/10/2026

If it is... you know who to call! 😱👻

BOOOk on online via http://bit.ly/MCCarindale-BookOnline

Wishing you a safe and spooky Halloween 🎃

20/10/2026

Just wanted to give a little shout-out to the team at Greencross Vets Teneriffe 🐾

I might be a little biased, but I'm especially proud to have my daughter Bethany working there as a Vet. It's been fantastic to see her dedication and hard work to get where she is today.

If you're in the Teneriffe area and need some help with your furry family members, or know someone who does, give the team a call. Feel free to check them out...

Visit their website: https://www.greencrossvets.com.au/vets/teneriffe/

Teneriffe are passionate about pets and we value your bond with your pet. We provide a comprehensive array of professional vet services for all pets.

14/10/2026

LAST CHANCE! Want to win $20,000 and get a better deal on your home loan?🚨

This is the final chance to be entered into our latest giveaway - we’re giving $20,000 to one lucky customer who applies to refinance their loan by 18 October. 💰

Time is running out! ⏱️ Get in touch today.

Call me on 07 3398 8044 or book online: http://bit.ly/MCCarindale-BookOnline

For details and T&Cs visit: https://bit.ly/MoreChancesToWin-DerekMcLeod

08/10/2026

If you’ve had your home loan for a while and haven’t reviewed it lately… this might be your sign!

You could be paying a loyalty tax without even realising it.

A quick review could potentially save you the equivalent of the last one, or even two, interest rate hikes.

And refinancing isn’t as difficult as you might think. I can compare your current loan with what’s available and see if there’s a better option.

Sometimes, it pays to simply ask the question.

Call me on 07 3398 8044 or book online: http://bit.ly/MCCarindale-BookOnline

29/09/2026

🚨 The RBA has increased the cash rate to 4.60%. 🚨

With the cash rate increasing, now is the perfect time to review your home loan options, because you could be paying more than you need to.

Plus, here are 20,000 more reasons to take at look at your options.

When you apply to refinance your loan by 18 October, you’ll automatically go in the draw to win $20,000! 💸

Ready to see if you could be getting a better deal? Send me a DM to get started!

T&Cs apply. Minimum loan amount of $250,000.

29/09/2026

As expected, the RBA has lifted the cash rate by 0.25% to 4.60% at its September meeting.

Spring may be here, but inflationary pressures aren’t going away just yet. Sticky inflation, a tight labour market and global pressures - including Middle East tensions, elevated oil and commodity prices and capacity constraints - continue to add to domestic inflation risks.

The rate rise was expected, but it’s another reminder that the path ahead isn’t necessarily straightforward.

It’s a good time to review your loan and make sure you’re on a competitive rate and structure.

If you’d like to run through your options, I’m here to help.

Call me on 07 3398 8044 or book online: http://bit.ly/MCCarindale-BookOnline

17/09/2026

If you’re thinking about buying property, you’re probably asking yourself:

Should I buy now, or wait?

With prices softening in some areas and buyers having more room to negotiate, it can be tempting to hold off and see what happens next.

But trying to pick the perfect time to buy isn’t always the most useful strategy.

In my latest blog, I look at the current market and why understanding your borrowing position, budget and long-term plans may be more important than trying to call the bottom.

If you’re considering a purchase, it’s worth knowing where you stand before the right opportunity comes along.

👉 Read the full blog: https://bit.ly/BrokerDerekMcLeod-RightTimeToBuy

Buyers have more negotiating power, there’s less urgency, and in some areas prices have softened, so when is the right time to make a move?

12/09/2026

With recent changes to SMSF lending, if you’re interested in using the funds in your Self-Managed Super Fund to invest in commercial property, I can help.

I can work with you to find the SMSF loan that’s right for you and guide you through the process end-to-end.

Reach out to get started.

Address

Carindale, QLD

Telephone

+61733988044

Website

https://www.mortgagechoice.com.au/derek.mcleod

Alerts

Be the first to know and let us send you an email when Mortgage Choice in Carindale - Derek McLeod posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.