Wallaby Finance

04/06/2024

There has been a lot of negative sentiment in the market with it comes to borrowing these days.

Inflation, wage stagnation, weak leadership and profit hungry corporations are to be blamed for it to a decent extent.

We as consumers are not only dealing with worst possible decline in customer satisfaction but highly arrogant and irresponsible etiquettes at the hands of inexperienced and under valued staff.

In this highly competitive and shrinking market, it is our duty to report poor business practices. Customers or clients too have lot to blame when it comes to breaking trust of long term relationships.

Businesses as a whole are down 20% and further reduction in revenue is not an illusion. Support the people on social media who bring actual facts in front of you. Social media as we know is not an independent platform.

Be positive and keep hustling.

Talk to us if you need an expert finance advice or find out how much you borrow.

Check out the GOOGLE REVIEWS.

26/12/2023

Queensland has been hit by a very swear thunder storm.

If you are first time effected -

Call your insurance company immediately. There will be an access to be paid.

Check your insurance policy against the damage to the property or contents.

There is nothing to be stressed about, insurance is helpful in helping you with the damages above your access.

Don't be shy, pick the phone and get going. Be patient as claims can be slow to process due to huge amount of damage across the state.

Courtesy information only.

Avi Gill- Wallaby Home Loans

19/12/2023

Technology was supposed to make life easy but as the saying goes "too much of everything is bad". This certainly is coming true in case of AI where scammers are using face visuals and voice copies to create a sophisticated scam.

Social media and governments are not doing enough as the evolution of AI is outpacing the red tape.

Be very careful while shopping on social media platforms.
Do not click on text messages- even if they are sent my your own bank.
Do not give information about your finances to anyone- ANYONE

Do not rely on Banks or Government to help you out once scammed. It is an emotional, physiological and financial nightmare.

A Queensland couple have been left devastated after falling victim to a deep-fake scam.

18/12/2023

Renting is easy. Without a doubt.

NO ONE said buying a home and paying it off was going to be easy. If someone said that well- YOU ARE SCAMMED.

Average rent in Queensland ATM is $600/week. On top of it you might be paying water bill, may be another $30/week on top.

Now you own a home with 90% deposit. Lets saw you bought the home for $700,000 in last 2 years property Market.

Paid 12% deposit and now you have $630,000 loan. Repayment is around $871/week. Then water, sewage, council rates, improvements etc cost around $300/week on an average.
That's around $1171/week-$571/week more than renting.

While renting, all you have to do is call the property agent and get things fixed, but in your own home, you need to empty your own pocket.

BUT, in last 2 years people have made close to $200,000 in equity JLT. Property is a single most popular personal and business investment in Australia due to favourable Economic, Political and Financial conditions.

So, buying is not all bad but it has be done right with the right mindset.

There is only 1 qualification test- CAN YOU AFFORD IT?

For an independent and free consultation on your finances you can trust Wallaby Home Loans.

Make us a part of your journey.

Give us a call at 0403 706 910 or visit www.wallabyhomeloans.com.au and fill the form.
Or simply find us on social media.
Don't forget to check our google reviews-
https://g.page/r/CcwFPdNKbolIEB0/review

14/12/2023

2023 is finally coming to a close.
If you are buying a business next year, be very careful of locations which are hotspot of business collapse.

According to CreditorWatch's November Business Risk Index Syndey is most effected, specially Sydney West suburbs like Merrylands, Guildford followed by Canterbury and Bankstown.

South East Queensland suburbs like Ormeau, Oxenford and Southport are 4 and 5th followed by Sydney again.

Population in these areas is relatively young with very tight pockets.

Due diligence is your responsibility and we can certainly help in sharing it.

Demographics, preferences, tastes are changing and you need to be updated with the new and upcoming trends.

For full news- https://www.news.com.au/finance/economy/australian-economy/aussie-business-collapse-hotspots-revealed/news-story/124396f6610f1ae9ec7ba54672c26933

Make us a part of your journey.

Give us a call at 0403 706 910 or visit www.wallabyhomeloans.com.au and fill the form.

Or simply find us on social media.

Don't forget to check our google reviews-
https://g.page/r/CcwFPdNKbolIEB0/review

Suburbs in western Sydney and south-east Queensland dominate the list of areas that have the highest risk of business failure for 2024, according to CreditorWatch’s November Business Risk Index.

07/12/2023

Big 4 banks (Majors) have lost the shine in last few years. Weather its scams, job loses or cash policies.
2nd Tier banks have stepped in to fill the gap. Macquarie Bank for example in recent years have written more loans than ANZ.

Even though big 4 provide superior apps and transaction tracking they have lost business to 2nd Tiers. 2nd Tiers are still offering below 6% on limited products.

Please do not confuse online banks with 2nd Tier banks. There are major differences. Talk to your Broker and find out how they can help you navigate your finances and if possible bring down the interest paid on your Home Loan.

Talk to us at 0403 706 910 or visit www.wallabyhomeloans.com.au
or simple find us on social media and connect.

Don't forget to check our Google reviews.
https://g.page/r/CcwFPdNKbolIEB0/review

06/12/2023

Investment property as your first purchase as a first home buyer has caught a lot of attention in last 2 years for high income earners with at least 20% deposit.(to avoid LMI)

Few critical reasons for such a move is high interest rates- investment property helps to claim interest paid on the property.

Depreciation- Investment property helps claim depreciation on the building, fixtures and fittings.

Property Maintenance- Expenses to maintain the property are tax deductible.

All these factors combined has saved property owners in thousands in taxes.

Off course every good thing comes with a catch. Win some loose some.

Higher deposit, stamp duty, interest rates and may be out of pocket mortgage are important ones.

You need to consult your accountant before you make any financial decision and see how it effects you.

For more info call 0403 706 910.
Visit www.wallabyhomeloans.com.au and fill the contact me form.
or simply connect with us over the social media.

Don't forget to check our reviews on Google.
https://g.page/r/CcwFPdNKbolIEB0/review

Trusted for over 9 years.

05/12/2023

It has been a roller-coaster year for businesses and individuals. Stressful to say the least for renters and home owners alike.

Life is full of surprises and team from Wallaby Financials he ready to uncover those nasty surprises and make your journey of buying and refinancing as easy as possible.

We have helped number of clients (go to our google page) and see yourself. A lot of hard work and passion has been put towards making Wallaby Home Loans and Wallaby.Business a trusted brand.

Call us today at 0403 706 910 or visit our website. Simply find us on social media and connect.

Home Loans ~ Business ~ Car Loans~ Retail ~ Working Capital and much more.