Mortgage Mart of Australia

21/11/2025

Western Australia continues to face significant housing pressures driven by rapid population growth and a shortage of well-located, affordable homes. Our latest blog explores how modular housing is emerging as a practical, scalable solution to help alleviate this ongoing crisis. Read more about the opportunities and innovations shaping the future of WA’s housing market.

Western Australia’s housing market has been under pressure from rapid population growth and a persistent shortage of well-located, affordable homes.

22/10/2025

Unlock Property Investment via Your SMSF — Know What to Expect

Thinking of using your SMSF to invest in property?

This blog breaks down the essentials of borrowing within an SMSF — including some of the costs and risks to consider — so you can make informed decisions.

Read the blog here: https://hubs.ly/Q03PCZtN0
This post contains general information only. Please seek independent financial advice to determine what’s right for your personal circumstances.

Self-Managed Super Funds (SMSF), have gained popularity in recent years as they give people more control over how their retirement funds are invested.

09/10/2025

Thinking about refinancing?

While the process is often simpler than you might expect, it can come with a few associated costs — such as discharge fees from your current lender or upfront application expenses with your new one.

Our team of lending specialists is here to simplify the process. Speak with one of our experts today or reach out to your mortgage broker to learn more.

30/09/2025

The Reserve Bank of Australia has held the cash rate steady this month.

We’ll continue to keep you informed on market movements and what they mean for your loan

24/09/2025

Australia’s housing market is on the rise!

With property values topping $11 trillion, is now your time to buy?

In just 5 years:
- Perth +75%
- Brisbane +75%
- Adelaide steady & strong
- Sydney & Melbourne back in growth mode

Link to Article - https://hubs.ly/Q03KvhKs0

Here’s what you need to know about housing-market growth over the past five years—and where the opportunity is now.

16/09/2025

Inflation is still quietly eating away at your cash savings.

The RBA’s recent moves have kept inflation within its 2–3% target range and interest rates are starting to ease. While that’s good news, it also means sitting on cash could cost you in the long run.

- Review your mortgage – you may be able to save with a better rate.
- Explore smarter investment options for your money.

Don’t let your hard-earned savings lose value — make your money work harder for you.

10/09/2025

Say goodbye to costly LMI fees!

Traditionally, borrowers who didn’t have a 20% deposit were hit with a hefty Lenders Mortgage Insurance (LMI) fee — often adding tens of thousands to their loan. At Mortgage Mart, we’re changing that. Our 0% LMI product allows borrowers to purchase with a smaller deposit, helping them step into property ownership sooner while saving thousands upfront.

Furthermore, essential workers and certain professionals may require less of a deposit than they thought. Learn more by speaking to a member of our team or asking your mortgage broker about our 0% LMI product.

05/09/2025

Looking to lower your interest repayments?

Refinancing is the obvious option—but don’t underestimate the power of an offset account.

With an offset facility, every dollar sitting in your account reduces the balance your interest is calculated on. That means less interest paid, and more of your money going towards your loan—helping you own your home faster.

26/08/2025

Coliving is on track to become a $93 billion global market by 2030 *

As urban living evolves, savvy investors are capitalising on the rising demand for flexible, community-focused housing.

At Mortgage Mart, we’re here to help our clients tap into this fast-growing sector with tailored lending solutions designed specifically for coliving investments.

Discover how you can leverage the coliving opportunity strategically and sustainably.

*Source: JLL Research

18/08/2025

In a move widely anticipated by economists, the Reserve Bank of Australia has announced a cut to the official cash rate, aiming to stimulate economic momentum amid ongoing global uncertainty.

For property investors, this presents a timely opportunity:
- Lower borrowing costs
- Improved cash flow potential
- Renewed buyer and tenant demand in key markets
- Potential capital growth as confidence builds

With interest rates easing, now is the time to reassess your strategy, unlock equity, or explore expansion opportunities.

Want help navigating this rate shift? Get in touch with us today.

06/08/2025

If you're managing your own super, you already know the importance of control and strategy. But are you leveraging the full potential of your Self-Managed Super Fund when it comes to property investment?

At WLTH, we specialise in helping SMSF investors unlock smarter finance options for commercial and residential property. With tailored lending solutions and dedicated support, we make it easier to grow your wealth while staying in control.

✔️ Competitive SMSF loan rates
✔️ 100% Offset facility
✔️ Dedicated lending specialists

Your SMSF strategy deserves more than a one-size-fits-all loan.

Speak to our team today and take the next step in building your long-term financial future.

We can assist finance your purchase of a residential or commercial property. Call 13 WLTH or email [email protected].