Phil Verheijen Mortgage and Finance Broker

Phil Verheijen Mortgage and Finance Broker Professional Finance Brokers providing free advice for Home Loans, Business Loans, Car and Equipment Finance. Call today on 1300858386 or 0421934033

Phil Verheijen - Professional Lending Solutions is a Mortgage Broker located in Bundall, Queensland. The services we offer include First Home Buyers, Investment, Renovation Loans, Construction Loans, Refinancing, Commercial Property Loans, Development Funding, Equipment Finance, Development Loans, Investment Property Loans, Self-Managed Super Funds, Home Loans, Personal Loans, Car Loans, Insurance Loans, Debt Consolidation and Financial Planning. Although we are located in Bundall, we service clients from Surfers Paradise, Broadbeach Waters, Clear Island Waters, Benowa, Ashmore, Carrara, Merrimac, Robina, Southport, Molendinar, Labrador and all surrounding areas. If you are looking for the best mortgage broker in Bundall, look no further!

16/09/2026

Hey there Gold Coast business owners. A difficult period in your financials does not always tell the full story of where your business is heading.

If your business has gone through a setback and you are looking at finance to help move forward, watch this clip to understand how the right business case can make a difference.

To discuss your options with me, book a consultation here:
👉https://professionallendingsolutions.com.au/book-an-appointment

Or call me directly on 📞 0421 934 033.

In this video, Dean and I discuss why lenders do not necessarily look at historical financial performance in isolation.

Yes, past results matter. But businesses change.

You may have lost a major client. Your market may have shifted. An unexpected event may have affected cash flow. Or the issue that caused a difficult period may no longer be affecting the business at all.

That is where the story behind the numbers becomes important.

When seeking business finance, you may need to clearly demonstrate:

💡 Why the additional funding is required
💡 How the finance will support the next stage of the business
💡 What caused any previous financial challenges
💡 Why those circumstances may no longer apply
💡 What your projected cash flow looks like
💡 Whether you have contracts or future work supporting your forecasts
💡 How the business has adapted to changing conditions
💡 Why the proposed debt should be sustainable moving forward

Historical financials can help lenders understand where your business has been, but they are only part of the picture.

A strong finance application should also explain where the business is going and why the proposed funding can help you get there.

Challenges are part of running a business. In some cases, successfully navigating those challenges can also demonstrate resilience and show lenders that you have a clear strategy for the next phase.

If your business has experienced a setback but you can see a path forward, watch the video and speak with us about how that story can be presented to lenders.

Hey, future business owners! Have you found an established business you’d love to make your own? Need the right finance ...
14/09/2026

Hey, future business owners! Have you found an established business you’d love to make your own? Need the right finance to help make the purchase happen?

A business purchase loan could help you take that next step. Click the link here to learn more: https://professionallendingsolutions.com.au/business-purchase-loan/

You can also call me on 📞 0421 934 033 to talk about your plans and what options are available to you.

Buying an existing business can give you a head start with established customers, operating systems, experienced staff and a proven trading history. But securing the finance to complete the purchase can involve more than simply choosing a lender and submitting an application.

I can help you understand your available finance options, compare suitable lenders and structure a business purchase loan around the business you’re buying, your financial position and your future plans.

Whether you’re buying your first business, expanding your current operations or adding another business to your portfolio, getting the finance structure right from the beginning can make the transition much easier.

You’ve found the opportunity. Now let’s work on the finance to help you move forward.

📞 Call me today on 0421 934 033 to discuss your business purchase plans.

11/09/2026

Always a pleasure – thanks for the review, Junior. Glad we could help you achieve your finance goals 🙌

"Phil and the team have been soooo incredible. I can’t recommend them highly enough! We were on an incredibly tight deadline to get our finance approved, and they handled everything with absolute professionalism and speed. The communication was excellent, and they made what could have been a very stressful process feel seamless. If you need a reliable broker who gets results fast, go with Phil. Also, special shout out to Jenny."

- Junior Sube

Google Review 🌟🌟🌟🌟🌟

Looking for help with your finance needs? 📞 Call me on 0421 934 033 or check the link below to book an appointment ⬇️
https://professionallendingsolutions.com.au/book-an-appointment

09/09/2026

Hey there Gold Coast business owners. When it comes to business finance, the way you present your application to a lender can make a big difference.

Watch this clip to see why being prepared before approaching the bank matters. If you would like to discuss your finance options, book a consultation with me here: 👉 https://professionallendingsolutions.com.au/book-an-appointment

You can also call me on 📞 0421 934 033 so we can learn more about your situation and help you prepare the strongest possible application.

In this video, Dean and I discuss one of the most common mistakes we see business owners make when seeking finance: approaching a lender before they have their numbers, supporting information and overall case properly prepared.

With a bank, you may only get one chance to make that first impression.

If the information you provide is incomplete, unclear or unsupported, it can make it harder for the lender to understand the strength of your business and the reason behind your finance request.

That is why preparation matters.

Before presenting a business finance or asset finance application, it can help to make sure you have:

💡 Accurate and up-to-date financial information
💡 A clear understanding of your business performance
💡 Supporting evidence for the funding request
💡 A clear explanation of how the finance will be used
💡 Realistic forecasts where required
💡 The right finance structure for the transaction
💡 An application that clearly demonstrates why the proposal stacks up

Sometimes, the work we do with clients before approaching a lender can feel detailed, but there is a reason for it.

Our goal is to present a transaction that is well supported, easy for the lender to understand and gives the business the strongest possible chance of receiving a positive outcome.

If you are considering business finance, asset finance or funding for your next stage of growth, it can be worth having the conversation before you approach the bank.

Watch the clip to learn more. 📈

Hey, Queensland first home buyers! 🏡 Thinking about buying your first home but not sure whether you’re actually ready to...
07/09/2026

Hey, Queensland first home buyers! 🏡 Thinking about buying your first home but not sure whether you’re actually ready to apply for a loan?

Before you approach a lender, it pays to know where you stand.

Check out the 7 important approval checks to consider before applying by clicking this link here:👉https://professionallendingsolutions.com.au/qld-first-home-buyer/

You can also call me on 📞 0421 934 033 to talk about your specific situation as a first home buyer in QLD.

Your borrowing capacity, deposit, income, existing debts, credit cards and even the lender you choose can all influence your home loan application. Add government grants and first home buyer schemes into the mix, and it can quickly become a lot to navigate on your own.

That’s where the right preparation can make a difference.

I can help you understand how much you may be able to borrow, review your deposit and financial position, organise the documents you’ll need and compare lenders that may suit your circumstances.

Buying your first home is a big milestone. Make sure your loan application is just as ready as you are.

📞 Call 0421 934 033 today and let’s talk about getting you closer to your first home.

07/09/2026

Hey there Gold Coast homeowners. Wondering if your current home loan rate is still competitive?

Watch our August Finance Wrap-Up, then click this link to book a time with me to discuss your situation:
👉https://professionallendingsolutions.com.au/book-an-appointment

Or you can call me directly on 📞 0421 934 033.

In this update, I cover some of the main questions we are hearing from clients right now, including:

💡 Is my home loan rate still competitive?
💡 How much equity do I have?
💡 Could refinancing or debt consolidation help?
💡 What is my borrowing capacity?
💡 Could I use equity for renovations or an investment property?

With living costs and repayments under pressure, more people are reviewing their finances before making their next move.

If you are thinking about refinancing, consolidating debt, renovating or investing, watch the video to see what options may be worth exploring. Then call me so we can find the right solution for you.

Hey there Gold Coast entrepreneurs. Is being self-employed making you wonder whether getting a home loan is going to be ...
01/09/2026

Hey there Gold Coast entrepreneurs. Is being self-employed making you wonder whether getting a home loan is going to be harder without regular PAYG payslips? 🏡

The good news is that running your own business doesn’t automatically put home ownership out of reach.

This self-employed home loan guide here should help explain this:
👉https://professionallendingsolutions.com.au/self-employed-home-loan-guide/

You can also call me on 📞 0421 934 033 so we can talk about your situation and which options are available to you.

When you’re self-employed, lenders can assess your income differently. Your tax returns, BAS, business financials and overall financial position may all play a part in how your application is considered.

The challenge is that every lender has its own criteria. What works with one lender may not necessarily work with another.

That’s where having the right guidance can help.

With me on your side, you’ll know what lenders are looking for, have your application properly organised, and be able to compare home loan options that suit the way you earn your income.

Whether you’re a business owner, contractor, freelancer or sole trader, being self-employed shouldn’t stop you from exploring your home loan options.

Ready to find out where you stand? Get in touch today and let’s work towards getting you closer to your home keys. 🔑🏠

Hey there, Queensland first home buyers. Are you ready to apply for your first home loan, but are unsure if you’re actua...
28/08/2026

Hey there, Queensland first home buyers. Are you ready to apply for your first home loan, but are unsure if you’re actually ready? If the answer is yes, maybe I can help.

Click the link below to learn more about what a first home buyer in Queensland has to go through when they plan on buying their first home:
https://professionallendingsolutions.com.au/qld-first-home-buyer/

You can also call me at 📞 0421 934 033 so you can get information on your particular situation.

Buying your first home is exciting, but it can also feel overwhelming when you’re trying to understand your borrowing power, deposit, documents, grants, lender requirements and pre-approval at the same time.

The right preparation can make a big difference. Before submitting an application, it helps to know where you stand, what lenders may look for and whether your situation suits the lender you’re considering.

At Professional Lending Solutions, I can help you review your position, compare suitable lender options and prepare your application with more confidence.

Ready to take the next step towards your first home in Queensland? Let’s talk before you apply.

26/08/2026

Hey there Gold Coast entrepreneurs. You may not need extra funding today, but putting the right finance structure in place before you need it can give your business more options later.

To understand what I am getting at, please watch this clip. To get more information, click the link below to schedule a consultation with me.
👉 https://professionallendingsolutions.com.au/book-an-appointment

You can also call me on 📞 0421 934 033 so we can learn more about your specific situation and give you the right guidance.

In this video clip, Dean and I discuss why forward planning matters when it comes to business finance, working capital and presenting a strong application to lenders.

One of the key considerations is making sure your debt structure matches the assets you are acquiring. The same thinking applies to working capital facilities.

You may not need additional working capital right now, but if you can see a cash flow gap developing in the future, it may be worth exploring your options before that funding becomes urgent.

We also discuss what banks are looking for in the current lending environment. While lenders can still have a strong appetite for well-performing businesses, they may want a greater level of detail before making a decision.

That means it is important to be prepared with:

💡 A clear understanding of your business numbers
💡 Accurate and up-to-date financial information
💡 Realistic cash flow forecasts
💡 A strong relationship with your accountant
💡 Finance structured appropriately around your assets
💡 A clear explanation of why the funding is required
💡 A well-prepared application that presents your business as strongly as possible

Waiting until funding becomes urgent can sometimes leave you with fewer options.

If you are considering new assets, anticipating a working capital gap or simply want to make sure your business is finance-ready, watch the video and start the conversation with us. 📈

Address

18/42 Bundall Road
Bundall, QLD
4217

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm

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