Phil Verheijen Mortgage and Finance Broker

Phil Verheijen Mortgage and Finance Broker Professional Finance Brokers providing free advice for Home Loans, Business Loans, Car and Equipment Finance. Call today on 1300858386 or 0421934033

Phil Verheijen - Professional Lending Solutions is a Mortgage Broker located in Bundall, Queensland. The services we offer include First Home Buyers, Investment, Renovation Loans, Construction Loans, Refinancing, Commercial Property Loans, Development Funding, Equipment Finance, Development Loans, Investment Property Loans, Self-Managed Super Funds, Home Loans, Personal Loans, Car Loans, Insurance

Loans, Debt Consolidation and Financial Planning. Although we are located in Bundall, we service clients from Surfers Paradise, Broadbeach Waters, Clear Island Waters, Benowa, Ashmore, Carrara, Merrimac, Robina, Southport, Molendinar, Labrador and all surrounding areas. If you are looking for the best mortgage broker in Bundall, look no further!

18/06/2026

Hey, small business owners!

The proposed changes to trust rules have created a lot of uncertainty, and for many people, the reaction has been pretty simple:

"What the hell do we do now?"

That's exactly what Adrian De Vito from Clear Accounting Solutions and I discuss in this episode.

While nothing has become law yet, many business owners are understandably concerned about what these proposed changes could mean, particularly for those operating through family trusts.

My advice at this stage? Don't panic. Get informed, understand your options, and be prepared if these changes go ahead.

🎥 Watch the full episode here:
https://youtu.be/6wqr3iYuVjg

📞 If you'd like to talk through how these proposals could affect your situation, give me a call on 0421 934 033.

17/06/2026

🚨 If you're a business owner or property investor, this is worth 20 minutes of your time.

I recently sat down with Adrian De Vito from Clear Accounting Solutions to discuss the proposed budget and tax changes and what they could mean for everyday Australians.

We cover topics including:
✔️ Family trusts
✔️ Negative gearing
✔️ Capital gains tax
✔️ Small businesses
✔️ Property investors
✔️ What you should be thinking about now

My advice? Don't panic, but don't ignore it either. Understanding your options now could save you a lot of headaches down the track.

🎥 Watch the full episode here:
https://youtu.be/6wqr3iYuVjg

If you'd like to discuss how these potential changes may affect your borrowing or investment strategy, feel free to get in touch.

📞 0421 934 033
🌐 https://professionallendingsolutions.com.au/

– Phil

16/06/2026

Are you self-employed and not sure how lenders will assess your income?

If you answered yes, this video should help.

After watching, if you want specific information for your situation, you can schedule an appointment with one of our mortgage brokers by clicking this link: 👉https://professionallendingsolutions.com.au/book-an-appointment/ or call 📞 0421 934 033 to talk to Phil directly.

In this video, Phil from Professional Lending Solutions explains what lenders are looking for when assessing home loan applications for self-employed borrowers on the Gold Coast.

For many business owners, tradies, contractors and company directors, borrowing can feel confusing because the income shown on paper doesn't always reflect what the business is really earning.

Most lenders want to see two years' worth of tax returns showing consistent income. But if you've been legally minimising your taxable income with the help of an accountant, your income can look lower than it actually is. That is one of the main reasons self-employed borrowers can get stuck.

In this clip, Phil talks about:

💡 Why tax returns matter for self-employed borrowers
💡 How taxable income can affect borrowing capacity
💡 How depreciation and one-off expenses may be considered
💡 When wages, drawings or alternative income verification may help
💡 Why low-doc options may suit some borrowers

There are lenders that understand self-employed income, but the key is knowing which lender suits your business structure, industry and how long you've been operating.

If you want a clearer picture of where you stand before applying, watch the video now. Then contact us so we can help.

Hey there, Gold Coast business owners. Are you looking to upgrade equipment without draining your cash flow? If you are,...
12/06/2026

Hey there, Gold Coast business owners. Are you looking to upgrade equipment without draining your cash flow? If you are, maybe I can help.

Click the link below to find out how equipment finance can help you secure the tools, vehicles or machinery your business needs, while keeping your working capital intact: https://professionallendingsolutions.com.au/equipment-finance/

Or better yet, call me at 📞 0421 934 033 so we can discuss your options today.

Whether you're purchasing work vehicles, construction equipment, office technology or specialised machinery, the right equipment finance solution can help your business grow while managing repayments more effectively.

I understand that every business has different operational needs and cash flow goals. That’s why I make it a point to work closely with business owners to help structure finance solutions that suit their circumstances; all without the stress of navigating lender options alone.

Stay competitive, improve efficiency and preserve capital for day-to-day operations and future growth. Contact me today and invest in your business with confidence. 📞

08/06/2026

Self-employed and finding the home loan process harder than it should be? It doesn't have to be. Phil can help you understand the who, what and how of self employed home loans.

👉 Click the link below to schedule a consultation with one of our mortgage brokers:
👉https://professionallendingsolutions.com.au/book-an-appointment/ or call 📞 0421 934 033 to talk to Phil directly.

In this video, Phil from Professional Lending Solutions explains why borrowing can feel more complicated when you're self-employed, especially if you are buying, upgrading or refinancing on the Gold Coast.

Banks often assess self-employed income differently from salaried income. Many lenders want to see two years of tax returns, and if your income doesn't fit neatly into their policy, it can feel like the answer is simply “no”.

But that doesn't always mean there is no solution.

At Professional Lending Solutions, 65% of our clients are self-employed. It is one of our key specialties, and over the years we have helped tradies, business owners, contractors and company directors explore lending options even after their own bank has knocked them back.

In this video, Phil covers:

💡 Why self-employed borrowing can feel more confusing
💡 Why banks assess business income differently
💡 Why one lender saying no does not always mean every lender will
💡 How access to over 60 lenders can help identify suitable options
💡 Why working with a broker can save you time and stress

If you're self-employed and unsure where to start, this video is worth watching.

Watch the video now to learn more.

Hey there, Gold Coast homeowners. Thinking about refinancing your home loan, but unsure how to do it the right way? Make...
05/06/2026

Hey there, Gold Coast homeowners. Thinking about refinancing your home loan, but unsure how to do it the right way?

Make sure you don’t miss a few key checks before you switch. Click the link below to find out what these are 👇
https://professionallendingsolutions.com.au/refinancing-a-home-loan-checks/

OR you can simply call me at 📞 0421 934 033 so I can guide you through the process.

Refinancing can help you secure a lower rate, reduce repayments or unlock equity, but only if it actually works in your favour. A wrong move could cost you more in fees, interest or long-term repayments.

You need to note that lenders will reassess your finances from scratch, just like your first loan, so preparation matters.

Read the guide or contact me today so you don't make any mistakes when it comes to refinancing.

01/06/2026

Thinking about upgrading vehicles, equipment or business assets before EOFY? Watch the video to learn more about EOFY Business Funding from Phil of Professional Lending Solutions.

If you want a more in-depth discussion, click the link to schedule a consultation with one of our mortgage brokers.
👉https://professionallendingsolutions.com.au/book-an-appointment/
or call 📞 0421 934 033 to talk to Phil directly.

In this video, Phil from Professional Lending Solutions explains why asset finance often becomes a key conversation for businesses as the end of financial year approaches.

For many business owners, EOFY is not just about tax planning. It can also be a practical time to review whether the business needs new vehicles, machinery, equipment or other identifiable assets that help keep operations moving.

While many people immediately think of vehicles, asset finance can apply to a much broader range of business gear, including equipment that is valuable, identifiable and used within the business.

In this video, Phil discusses:

💡 Why EOFY often leads to more asset finance enquiries
💡 How equipment purchases may form part of business planning
💡 Why asset finance can apply to more than just vehicles
💡 What types of business assets may be suitable for funding

If your business is considering new equipment, vehicles or other assets before the end of financial year, it may be worth understanding your finance options early.

Watch the video now to learn more.

25/05/2026

Thinking about buying a factory or warehouse through your SMSF?

Watch the video to hear Phil from Professional Lending Solutions explain some of the key lending considerations when purchasing commercial property through a self-managed super fund.

If you want to learn more after watching the video, click the link to schedule a consultation with one of our mortgage brokers. 👉 https://professionallendingsolutions.com.au/book-an-appointment or call 📞 0421 934 033 to talk to Phil directly.

Buying through an SMSF can be a useful pathway for business owners who want to get into the commercial property market, especially when they have stronger super balances but may not have enough personal equity available.

Phil explains that SMSF lending is often assessed based on factors such as:

💡 The rental income the property is expected to receive
💡 Contributions being made into superannuation
💡 The broader financial position of the SMSF
💡 The profitability of the business in some cases

While Professional Lending Solutions does not provide financial planning advice, we regularly work with clients who have already spoken with their accountant or financial planner and are ready to explore their lending options.

If you are considering buying a commercial property through your SMSF, getting the right lending guidance early can help you understand what may be possible before you move ahead.

Watch the video now to learn more.

Always a pleasure – thanks for the review, Steve. Glad we could help you achieve your goals 🙌"Phil is hands down the bes...
25/05/2026

Always a pleasure – thanks for the review, Steve. Glad we could help you achieve your goals 🙌

"Phil is hands down the best broker I could have asked for. From start to finish, he made the entire process smooth, stress-free, and actually enjoyable. His communication was outstanding — always clear, prompt, and honest — and he went above and beyond to make sure everything was taken care of.

Mel was equally amazing. She was always so helpful, organised, and quick to respond, making sure everything stayed on track behind the scenes. Together, they make an incredible team.

What really sets them apart is how much they genuinely care. Nothing was ever too much trouble, and they took the time to explain everything in a way that made us feel confident and supported every step of the way.

I honestly couldn’t fault them if I tried. If you’re looking for a broker who is professional, knowledgeable, and truly exceptional at what he does — with an incredible support team — Phil is the one. Highly, highly recommend!

- Stevie Hamilton

Google Review 🌟🌟🌟🌟🌟

Looking for help with your finance needs? 📞 Call me on 0421 934 033 or check the link below to book an appointment ⬇️
https://professionallendingsolutions.com.au/book-an-appointment

Hello there, Gold Coasters! Are you trying to find a mortgage broker near you?To help you find the right one, click this...
22/05/2026

Hello there, Gold Coasters! Are you trying to find a mortgage broker near you?

To help you find the right one, click this link for some helpful tips in choosing wisely: https://professionallendingsolutions.com.au/mortgage-agent-near-me-guide/

Or you can simply call me at 📞 0421 934 033 to end the search right here, right now!

Choosing the right mortgage broker can make all the difference when securing your home loan. So, instead of dealing with confusing bank offers, get expert assistance. As a local, I can give you personalised advice, understand your goals and help you get a loan that truly fits your situation.

I know that many borrowers search “mortgage broker near me” because they want more than generic info. They want someone accountable, responsive and easy to work with throughout the entire loan process. And that's where I can help!

As a local agent, I bring trust, clear communication and experience to your home‑buying journey.

If you're considering a home loan, don’t go at it alone. Click the link or give me a call so I can guide you. 📞

Address

18/42 Bundall Road
Bundall, QLD
4217

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm

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