02/11/2026
Thinking about being in your new home before Christmas? 🎄
It's November already, which means we're getting pretty close to that time of year when everyone starts looking at the calendar and wondering where the bloody year went.
And for anyone hoping to purchase a property and settle before Christmas, that calendar is becoming pretty important.
Every year, the same challenges start appearing.
Lenders begin announcing their Christmas cut-off dates, solicitors and conveyancers prepare for shutdown periods, staff start taking annual leave and the window to get everything organised becomes increasingly tight.
Now, that doesn't mean settling before Christmas is impossible.
But there's a pretty big difference between having your finance organised and ready to go, and starting the process in December hoping everything falls into place.
If buying before Christmas is on your radar, now is a good time to understand your borrowing position, get your documentation together and work through what a realistic settlement timeline might look like.
And remember, getting a loan approved is only one part of the process. There's still the contract, valuation, formal approval, loan documents and settlement coordination to consider.
I've seen how quickly a seemingly straightforward application can become complicated when everyone's working towards a hard deadline.
So, if Christmas in a new home is the goal, the earlier you get organised, the better.
I can't promise Santa-level magic, but I can certainly help you work towards a realistic plan.
www.maverickwealth.com.au