Jai Kerr - First Home Buyer Home Loan Specialist

06/08/2026

Lenders Mortgage Insurance (LMI) helps nobody!

I always look to find ways to avoid it, or at least minimise the LMI cost to the customer.

I'm pleased to say none of my customers have paid LMI costs in the past year!

04/08/2026

A 2% deposit might be all you need to buy a place of your own. True!

Click the link to find out more...

Initial phone chat to discuss your current situation and what you're looking to achieve.Whether it be about buying your first home, next home, buying an investment property, or refinancing, we'll have a brief chat to work out how you're currently placed, and how your goal can be achieved.Pick a date

30/07/2026

PSA.....The banks have been caught!

Not linking offset accounts to customers' home loans, costing customers hundreds if not thousands of dollars in lost interest savings.

If you have a home loan with an offset account feature, you NEED to contact your bank and see that your accounts have been linked as offsets.

You could be missing out on some serious interest savings.

Not sure if your type of loan has offset? DM me. I'm happy to look into it for you.

The corporate regulator found Australian banks paid more than $55 million in compensation in just two years, for failures with mortgage offset accounts, warning customers could be paying more interest than they should.

24/07/2026

I'm seeing a real surge in first home buyers at the moment. 🏡

One thing that keeps surprising me?

So many people have no idea just how much government assistance could be available to them.

Between government schemes, grants and stamp duty concessions, some eligible buyers can save tens of thousands of dollars or buy sooner than they ever thought possible. The catch is that eligibility depends on your state, purchase price and personal circumstances.

Before you assume buying your first home is years away, it's worth finding out exactly what's available to you.

You might be closer than you think.

📩 If you're thinking about buying your first home, send me a message. I'll explain your options in plain English and help you work out which schemes you may be eligible for.

02/07/2026

I've just created the Ultimate First Home Buyer Guide.

A simple one page reference guide for first home buyers, helping them to understand what schemes, concessions, and Grants, might be available to them, Australia wide.

If you're a first home buyer, or know someone that is, comment GUIDE and I'll send through to you!

01/07/2026

30/06/2026

Quick, the clock is ticking.....

18/06/2026

If you're unable to make it to my office, there's always the option of meeting virtually, via Zoom.

Just like a normal face to face meeting, but online.

It's easy, convenient, and can meet no matter where you are in this great land of ours.

Link below to book a time!

https://calendly.com/jaikerr/home-loan-meeting

17/06/2026

The next rate movement is predicted to be DOWN!

Hang in there though, this may not eventuate until 2027 sometime.

For now, review your expenses and see what you can cut back on, including your home loan.

Don't assume the interest rate you're on is as good as it gets. It can be surprising how much you can save just by asking your bank for a better deal.

If you're unsure how to approach this, don't hesitate to reach out, I can help.

There's no charge.