Mortgage Choice Eltham - Travis Wason

20/12/2023

21/11/2023

Somewhere to start as a first home buyer.

Many home buyers assume they’ll need a 20% deposit before they can apply for a home loan, but that’s not always the case. Features such as lenders mortgage insurance (LMI), government grants and family guarantees mean that some lenders may let you buy your home with a much smaller deposit than you might think.

27/10/2022

And the signage has changed.
Kind of makes it all Official

11/10/2022

A bit of info for the good people
Of Eltham Town

02/08/2022

Breaking: The Reserve Bank of Australia has raised the cash rate to 1.85%.
As we continue to monitor how lenders respond to the cash rate rise, now is the time to chat to a mortgage broker who can help you to understand what this might mean for you.
Get in touch with us today to discuss your options.

17/04/2020

If all is still good in your world with employment etc then now is a good time to review your home loan.

24/03/2020

Please read and share this, it is really important if you’re struggling with cash flow to talk (no cost but financial stress is horrible, unknown for many and can be fixed if you talk about it - don’t be too proud on this one as we’re all in the same boat!)

With the economic uncertainty that has come from the global spread of the virus, staying financially healthy is extremely important. Here are some things to consider to make sure you are staying financially healthy:

1. Make sure your lender is passing on the latest rate cut - discuss refinancing with your Adviser if you would like to secure a competitive deal.

2. If your income has been affected - you may be able to pause your loan or receive other financial assistance. Contact your lender to find out what options are available to you.

3. If you can, now is a great time to keep your repayments at pre-cut levels or make lump sum additional repayments on your loan. You will pay off your loan sooner and reduce the total interest you pay on the loan.

4. Our advisers are still available to provide expert mortgage advice or arrange a loan for you via video conference, phone, email or text. With interest rates at record lows, now could be a great time to get into the property market.

Together we can help each other get through this difficult time.

Get in contact with an Adviser here:
https://www.smartline.com.au/twason

We offer expert home loan & mortgage advice at no cost. Talk to a Smartline adviser online or over the phone today.