RASO Finance and Advisory Pty Ltd

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RASO Finance and Advisory Pty Ltd Are you a Melbourne resident or business owner looking to grow your wealth/business? Credit representative no:567415 of ACL:384704

Whether it’s
Business loans Home Loans Private lending

I can help you find tailored finance solutions that work for you.

Great catching up with Daniel from Bluestone Finance over coffee today!Bluestone is a well-known name in non-bank lendin...
04/11/2026

Great catching up with Daniel from Bluestone Finance over coffee today!

Bluestone is a well-known name in non-bank lending, covering both residential and commercial finance.

Good to hear what they can offer and how they might help the right clients.

Great catching up with Jim from Liberty Financial.
21/10/2026

Great catching up with Jim from Liberty Financial.

What is a business overdraft?It gives your business access to extra funds through your business bank account, up to an a...
13/09/2026

What is a business overdraft?

It gives your business access to extra funds through your business bank account, up to an approved limit.

For example, if you have a $100,000 overdraft and use $40,000 to cover wages and suppliers while waiting for customers to pay, you generally pay interest on the amount you’re using - not the full limit.

As cash comes back into the business, you can repay the overdraft and use it again when needed.

A simple way to help manage those short-term cash flow gaps.

08/09/2026

Staying across lender updates is part of the job.

Lender appetites, policies and offers keep changing.

The better informed I am, the better solutions I can find.

What is a business term loan?It’s a simple way to fund a larger business purchase — you borrow a set amount upfront and ...
06/09/2026

What is a business term loan?

It’s a simple way to fund a larger business purchase — you borrow a set amount upfront and repay it over an agreed term.

For example, a business could borrow $2 million to purchase its own warehouse and repay the loan over 10 years.

Unlike a line of credit, once you repay the funds, you generally can’t redraw them.

The right loan structure can make a significant difference to your business cash flow and long-term plans.

Book a free 30-minute call with our team.

A business line of credit gives your business flexible access to funds when you need them.Draw down, repay and reuse the...
05/09/2026

A business line of credit gives your business flexible access to funds when you need them.

Draw down, repay and reuse the facility — while generally only paying interest on the amount you’ve actually used.

It can be a useful tool for managing cash flow, working capital and short-term business needs.

The key is getting the right limit and structure for your business.

31/08/2026

Buying a commercial property isn’t just about finding the right property and getting the finance approved.

One of the important decisions is who will actually own it - you personally, a company, or a trust.

That decision can affect tax, asset protection, borrowing structure and how a lender assesses the deal.

The right structure will depend on your individual circumstances, so it’s worth getting your accountant and finance broker involved before you sign anything.

Get the structure right before you buy - not after.

General information only. Tax and legal advice should be obtained from appropriately qualified professionals.

30/08/2026

A little behind-the-scenes moment 😂

29/08/2026

Don’t lock yourself into a lender too early.

Different lenders have different appetites, policies and ways of assessing the same business.

Compare the options first, then choose the lender that best fits your business.

That’s where the right finance strategy starts.

26/08/2026

Still renting your warehouse?

For some business owners, buying their own commercial property may be more achievable than they think.

The starting point is simple — run the numbers.

Understand your borrowing capacity, the likely deposit or equity required, repayments, and whether buying makes sense for your business.

You don’t need to be ready to buy tomorrow. You just need to know where you stand.

Thinking about buying your own warehouse?

Book a free 30-minute consultation and let’s run the numbers.

Address

Bentleigh East, VIC

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 3pm

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