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Monday 8:30am - 6pm 9pm - 5am Tuesday 8:30am - 6pm 9pm - 5am Wednesday 8am - 5pm Thursday 8:30am - 6pm 9pm - 5am Friday 8:30am - 6pm 9pm - 5am

Mortgage Choice in Sydney Hills - Scott Partridge

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Baulkham Hills, NSW
Mortgage Choice in Sydney Hills - Scott Partridge

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Mortgage Broker | Home Loans | Refinancing | Investments | 0411 505 536
www.mortgagechoice.com.au/scottpartridge

Mortgage Choice has sourced a home loan for well over 350,000 people since 1992. It works with all manner of property finance borrowers via hundreds of franchises. The company writes one in every 25 home loans in Australia by providing professional guidance on, and choice of, products offered by an extensive panel of leading lenders. Many of its brokers provide a broader service, helping customers source commercial and personal loans, asset finance, deposit bonds and providing referrals for risk and general insurances. Uniquely, Mortgage Choice pays its franchisees the same commission rate for home loans they write, regardless of rate paid by the lender a new customer selects, working in the customer’s best interests to tailor a solution to them. To cater to the growing needs of our customers, Mortgage Choice soft-launched in October 2012 its new financial planning business. Mortgage Choice Financial Planning will officially launch in FY14. The company has no balance sheet or funding risk, and consistently delivers strong profits and attractive yields. It listed on the ASX in 2004 (MOC) and is a member of the Mortgage & Finance Association of Australia (MFAA). Mortgage Choice Pty Limited (ABN 57 009 161 979, Australian Credit Licence 382869) and Smartline Operations Pty Limited (ABN 86 086 467 727, Australian Credit Licence 385325) are owned by REA Group Limited. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline.

03/11/2026

🚨 Another RBA rate rise – and mortgage holders are feeling the pressure!

The Reserve Bank has increased the cash rate to 4.85%, marking the fifth increase in 2026 and taking it to its highest level in 18 years.

If you're already feeling the pinch of higher mortgage repayments, now is a good time to take a closer look at your home loan.

💡 Are you getting a competitive rate?
A home loan review could uncover opportunities to save, whether that's negotiating a sharper rate with your current lender or exploring more competitive options across our panel of over 35 lenders.

You might be surprised at what's available!

📩 Send me a DM to arrange a home loan review or book a time to chat🔗 https://birdeye.cx/appaq3

Let Mortgage Choice in Sydney Hills - Scott Partridge make sure your home loan is still working for you.

01/11/2026

🏡 WHAT'S HAPPENING WITH PROPERTY VALUES ACROSS NSW?

The latest property figures make for interesting reading, particularly for anyone thinking about buying, selling or investing.

According to the September 2026 Home Price Index:

📉 Sydney: Property values fell 0.3% in September, with prices now 5% lower than a year ago.

🏡 Regional NSW: A different picture is emerging, with property values holding steady over the month and recording annual growth of 3.3%.

So, while Sydney is experiencing a more noticeable market correction, regional NSW is showing greater resilience.

What does this mean for buyers and homeowners?

Changing property values can influence everything from your borrowing capacity and available equity to your plans to buy, sell or refinance.

Understanding where the market is heading – and how it may affect your own financial position – is a worthwhile exercise.

Want to explore the latest figures? Read the full article here👉 https://birdeye.cx/u3uwrp

Thinking about your next property move? Whether you're looking to buy, refinance or review your existing home loan, we are happy to help you understand your options.

Contact Mortgage Choice in Sydney Hills - Scott Partridge or book a time to chat 🔗 https://birdeye.cx/appaq3

31/10/2026

🎃 Is your home loan rate giving you a fright? 👻

Opening your monthly bank statement shouldn't feel like a horror story!

If it’s been 12–24 months since your home loan was last reviewed, it could be worth checking whether your interest rate is still competitive.

Sometimes, small changes in the lending market can mean your current loan is no longer the best fit for your circumstances.

💰 The good news? You may have options.

At Mortgage Choice in Sydney Hills - Scott Partridge, we can compare your current loan against suitable options from our panel of over 35 lenders to see whether there’s an opportunity to save.

That might mean negotiating a better rate with your existing lender or exploring a more suitable loan elsewhere.

And if your current loan is already competitive? At least you’ll have peace of mind knowing where you stand.

🏡 Don't let your home loan become a financial fright!

Contact us on 02 9653 9333 to arrange a home loan review.

30/10/2026

🔥 HILLS DISTRICT RESIDENTS: IS YOUR HOUSEHOLD READY FOR BUSH FIRE SEASON?

With the 2026/27 bush fire season approaching, now is the time to prepare, understand your local risks and make a plan to keep your family safe.

🚒 The Hills District NSW Rural Fire Service is hosting a series of community meetings to help local residents get ready.

Attend a session to:

🔥 Understand what the upcoming fire season means for you.
🌿 Learn about bush fire risks in our local gullies and surrounding landscape.
📝 Get practical advice to finalise your Bush Fire Survival Plan.
🚗 Understand when and how to make the important decision to leave.
👨‍🚒 Speak directly with volunteers from your local RFS brigade and get answers to your questions.

📍 COMMUNITY MEETING DATES & LOCATIONS

📌 Kenthurst Public School - Thursday 29 October | 7.00 pm

📌 Hillside Public School - Wednesday 4 November | 7.00 pm

📌 Glenhaven Community Centre - Thursday 12 November | 7.00 pm

📌 South Maroota Hall - Thursday 19 November | 7.00 pm

📌 Wisemans Ferry Bowling Club - Wednesday 25 November | 7.00 pm

Your family's safety starts with preparation. Don't wait until a fire threatens your area to decide what you'll do.

💬 Have you finalised your Bush Fire Survival Plan? Take this opportunity to get informed, ask questions and make sure you're prepared.

Please share this post with friends, family and neighbours across the Hills District. It could help someone take an important step towards being bush fire ready.

More information 🔗 https://birdeye.cx/wjv4pf

29/10/2026

🏡 Buying your next home before selling your current one? Or should you sell first?

If you're planning your next property move, one of the biggest decisions is working out the best way to manage the transition financially.

There’s no one-size-fits-all answer, but here are four options worth exploring.

🔑 1. SELL FIRST

You’ll have a clearer idea of your available funds and budget for your next purchase. The challenge? You may need temporary accommodation if you can’t find your next home before settlement.

🏡 2. BUY FIRST

You can take your time finding the right property without the pressure of having already sold. However, you’ll need to consider how you’ll manage the financial commitments until your current home sells.

🤝 3. COORDINATE BOTH SETTLEMENTS

With careful planning, you may be able to align the settlement of your sale and purchase. This can reduce the need for temporary accommodation or additional finance, although coordinating both transactions can be challenging.

💰 4. CONSIDER BRIDGING FINANCE

A bridging loan may allow you to purchase your next property before selling your existing home, giving you more flexibility with timing. Eligibility, costs and repayment arrangements will depend on your circumstances and lender requirements.

So, which option is right for you?

It comes down to your financial position, borrowing capacity, time frames and how much flexibility you need.

We work with a range of lenders and can help you compare suitable options, understand the pros and cons, and make a more informed decision about your next move.

Thinking about buying and selling? Let's talk before you make your move.

📞 Contact Mortgage Choice in Sydney Hills - Scott Partridge or call us on 02 9653 9333 to discuss your options.

28/10/2026

Could your home loan be costing you more than it needs to?

When was the last time you checked whether your home loan was still working for you?

Your circumstances change. Interest rates move. And the loan that suited you a few years ago might not be the best fit today.

Depending on your situation, there may be an opportunity to:
🏡 Negotiate a better rate with your current lender.
💰 Refinance to a more suitable loan with another lender.
👍 Or discover that your existing loan is already competitive.

The important thing is knowing where you stand and understanding your options before making a decision.

We can review your loan, compare suitable options and help you work out whether there’s an opportunity to save — without the guesswork.

Thinking it might be time for a home loan health check? Contact Mortgage Choice in Sydney Hills - Scott Partridge or book a time to chat 🔗 https://birdeye.cx/appaq3, and let's see whether your loan is still working as hard as it could for you.

27/10/2026

🏡 Found a property you love? Before you make your move, get the bigger picture!

Whether you’re buying your first home, upgrading or investing, having the right information at your fingertips can help you make more confident property decisions.

🔍 Curious about a property’s value or want to learn more about the local market?

Our PropTrack Property Report can provide valuable insights to help you take the next step with greater confidence.

📞 Contact Mortgage Choice in Sydney Hills - Scott Partridge on 02 9653 9333 to request your report and get started!

Because a little research today can make a big difference tomorrow. 🏡

25/10/2026

We’re so grateful to Kayla for choosing us and for taking the time to share her experience.

For us, great mortgage advice is about more than finding a loan. It’s about being there throughout the process, keeping things clear and straightforward, and making sure our clients feel supported from beginning to end.

Thank you, Kayla, for trusting Scott and the team at@Mortgage_Choice_in_Sydney_Hills_-_Scott_Partridge
We truly appreciate it. 💙

🔗 Read more reviews here:
https://www.mortgagechoice.com.au/scottpartridge/reviews/

If you’re considering buying, refinancing or simply want to understand your options, we’re always happy to have a conversation.

24/10/2026

🏡 Offset accounts: a great home loan feature, when used well.

An offset account can help reduce the interest you pay on your home loan and potentially help you pay it off sooner. But how much you benefit depends on how you use it.

Here’s how it works. 👇

💰 Your salary goes into your offset account.
📉 The balance helps reduce the amount of your loan that interest is calculated on.
🏡 The more money you keep in the account, the greater the potential interest savings.

But everyday spending can gradually reduce that balance.

Coffee on the way to work ☕, lunch out 🥪, a quick trip to Bunnings 🛠️ — those little expenses can add up and reduce the benefit over time.

The good news? You don't need to stop enjoying life to make your offset account work for you.

With the right approach to managing your cash flow, an offset account may help you make better use of the money you already have.

At Mortgage Choice in Sydney Hills - Scott Partridge, we can help you understand how offset accounts work, whether one suits your circumstances, and how different home loan features compare across our panel of over 35 lenders.

Wondering whether you're getting the most from your home loan? Get in touch, and let's review your options 📞 02 9653 9333.

22/10/2026

🏡 When was the last time you checked whether your home loan is still working for you?

With interest rates putting pressure on household budgets, it could be worth taking a closer look at your current loan.

Our Refinance Calculator makes it easy to explore your options. In just 3 minutes, you can compare your home loan against options from our panel of over 35 lenders and see whether a more competitive rate may be available.

A quick check today could help you uncover opportunities to save over the life of your loan.

👉 Click the link below to use our Refinance Calculator and see whether you could secure a more competitive home loan rate in just 3 minutes. https://birdeye.cx/zqzbk3

Need to chat? Contact Mortgage Choice in Sydney Hills - Scott Partridge on 02 9653 9333.

Address

Baulkham Hills, NSW
2153

Opening Hours

Monday	8:30am - 6pm
	9pm - 5am
Tuesday	8:30am - 6pm
	9pm - 5am
Wednesday	8am - 5pm
Thursday	8:30am - 6pm
	9pm - 5am
Friday	8:30am - 6pm
	9pm - 5am

Telephone

+61411505536

Website

https://www.mortgagechoice.com.au/scottpartridge

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