Untu Capital

Untu Capital Untu Capital is a microfinance enterprise that offers the provision of loans, insurance services to small businesses and micro-entrepreneurs.

Ubuntu is a value-based system centered on oneness and belonging to the community. Untu Capital has its roots in the Ubuntu value system, one of belonging to the community, of oneness, and of progress together as a single unit. We are a truly homegrown financial services provider with values that have become the pillars of who we are and how we do business. Since 2009 we have served tens of thousa

nds of individuals, micro and small to medium enterprises, providing much-needed funding in a tailored and efficient fashion.

27/08/2026

GOKWE & GWERU: WE SEE YOUR POTENTIAL.

Great businesses don’t only grow in capital cities.

UNTU Capital has branches in Gokwe and Gweru because we believe in the economic potential of every Zimbabwean region.

If you’re running a Business in these areas - we’re here, and we’d love to hear your story.

Gokwe or Gweru based? Visit your nearest branch or call or WhatsApp +263 0785 218 112.

Invest in your business. Follow our WhatsApp Channel and be part of the journey: https://whatsapp.com/ channel/0029VbDE8VD4yltHnmA95k1T

PROUD TO SERVE ACROSS ZIMBABWE.With branches in Harare, Bulawayo, Gokwe, and Gweru - and digital access via app, WhatsAp...
25/08/2026

PROUD TO SERVE ACROSS ZIMBABWE.

With branches in Harare, Bulawayo, Gokwe, and Gweru - and digital access via app, WhatsApp, and USSD anywhere in the country - UNTU Capital is never far away.

Wherever your business is based, we’re ready to support it.

Find your nearest branch at untucapital.co.zw or call or WhatsApp +263 0785 218 112.

Follow our WhatsApp Channel for inspiring client stories, business insights, and the latest updates from UNTU Capital.

https://whatsapp.com/ channel/0029VbDE8VD4yltHnmA95k1T

Every business has a different growth goal. Some need to buy stock. Others want to expand their premises, hire more staf...
22/08/2026

Every business has a different growth goal. Some need to buy stock. Others want to expand their premises, hire more staff, or invest in equipment.

There’s no one-size-fits-all approach to business growth and there shouldn’t be one when it comes to finance either.

What’s your next business goal? 👇

Share it in the comments and let us show you how UNTU

Capital could help you take the next step.
📞 Call or WhatsApp: +263 0785 218 112
💬 Join our WhatsApp Channel and be part of the journey: https://whatsapp.comchannel 0029VbDE8VD4yltHnmA95k1T


20/08/2026

UNDERSTANDING YOUR LOAN — BEFORE YOU APPLY

A good lender wants you to understand exactly what you’re signing up for.

Before you apply, make sure you understand:
📌Your repayment amount and schedule
📌 What the finance is for
📌 How the repayments could affect your cash flow

At UNTU Capital, We’ll always walk you through this — because informed clients are successful clients.

Have a question before you apply? Let’s talk. No obligation.

📞 Call or WhatsApp: +263 0785 218 112

💬 Join our WhatsApp Channel and be part of the journey: https://whatsapp.com/ channel/0029VbDE8VD4yltHnmA95k1T

5 SIGNS YOUR BUSINESS IS READY FOR FINANCENot sure if now is the right time to apply? You might be ready if:✔️️Your orde...
18/08/2026

5 SIGNS YOUR BUSINESS IS READY FOR FINANCE

Not sure if now is the right time to apply? You might be ready if:
✔️️Your orders exceed your capacity
✔️You’re turning down work because of cash flow
✔️You have a clear plan for what the funds would do
✔️Your business has been trading for at least 6 months
✔️You know what you can realistically repay

If any of these sound familiar, it may be time to explore your options.

Ready to take the next step?
📞 Call or WhatsApp +263 0785 218 112.

💬 Join our WhatsApp Channel and be part of the journey: https://whatsapp.com/ channel/0029VbDE8VD4yltHnmA95k1T

HOW DO YOU PREFER TO APPLY?We meet you where you are. Whether you prefer face-to-face at a branch, online via our app, a...
15/08/2026

HOW DO YOU PREFER TO APPLY?

We meet you where you are. Whether you prefer face-to-face at a branch, online via our app, a quick WhatsApp, or dialling *261 # on your phone - UNTU Capital makes applying for finance as straightforward as possible.

How do you prefer to do business?
A) Visit a branch
B) Use the app
C) WhatsApp us
D) Dial *261 #
- let us know below!

Call or WhatsApp us on +263 785 218 112 to start your application.

For business tips, and updates, follow our WhatsApp Channel: https://whatsapp.com/ channel/0029VbDE8VD4yltHnmA95k1T

13/08/2026

EQUIPMENT & ASSET FINANCE - INVEST IN GROWTH.

A new delivery vehicle. Better machinery. Upgraded equipment. Sometimes growth requires investment before it pays off.

Our capital and asset finance solutions help you acquire what your business needs - without draining your working capital.

Invest in your business. Follow our WhatsApp Channel and be part of the journey: https://whatsapp.com/ channel/0029VbDE8VD4yltHnmA95k1T

Stock to buy. Staff to pay. Orders to fulfil.Working capital pressures are real - and they shouldn’t stop a good busines...
11/08/2026

Stock to buy. Staff to pay. Orders to fulfil.

Working capital pressures are real - and they shouldn’t stop a good business from growing.

UNTU Capital’s working capital finance keeps your business moving, even when cash flow gets tight.

Know an UNTU Capital success story?

Tag them below or WhatsApp us on +263 785 218 112.

Follow our WhatsApp Channel for inspiring client stories, business insights, and the latest updates from UNTU Capital. https://whatsapp.com/channel/0029VbDE8VD4yltHnmA95k1T

WHAT OUR CLIENTS SAY.“Before UNTU, I couldn’t get finance anywhere. They looked at my business, not just my paperwork.” ...
08/08/2026

WHAT OUR CLIENTS SAY.

“Before UNTU, I couldn’t get finance anywhere. They looked at my business, not just my paperwork.” The biggest thing we hear from our clients?

𝗧𝗵𝗮𝘁 𝘄𝗲 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗹𝗶𝘀𝘁𝗲𝗻𝗲𝗱.

That’s not a product feature - it’s a commitment.

We take the time to listen, understand your business, and see its potential. That’s not just part of what we do - it’s part of who we are.

Ready to be heard?

Call or WhatsApp us on +263 785 218 112 to start your application.

For more client stories, business tips, and updates, follow our WhatsApp Channel: https://whatsapp.com/ channel/0029VbDE8VD4yltHnmA95k1T

06/08/2026

BUILT BY ZIMBABWE, BACKED BY UNTU.

Every business that grows, every job that’s created, and every entrepreneur who keeps going is proof of what’s possible with the right financial support at the right time.

For 17 years, we’ve been proud to play a part in building Zimbabwe’s SME economy by backing the businesses that keep our communities moving.

Learn how UNTU Capital can support your business.
Visit untucapital.co.zw or call or WhatsApp +263 785 218 112.

For more inspiring client stories, business insights, and the latest updates, follow our WhatsApp Channel and be part of the journey.

Follow the latest updates on WhatsApp: https://whatsapp.com/channel/0029VbDE8VD4yltHnmA95k1T

Address

79 Julius Nyerere Way, Parklane Building (Opposite NSSA Building)
Harare

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00
Saturday 08:00 - 13:00

Telephone

+2638677003501

Website

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