H&D Insurance Consultants

24/12/2025

H&D would like to thank all those who supported us thru the year. we wish everybody be more Careful thru the Holidays. Meet 2026

14/10/2025

What a good move by the Government

Tanaka Nkala, Zimpapers Reporter The Road Accident Fund (RAF) Bill, which seeks to establish a Fund meant to compensate victims of road accidents across the country has been welcomed by…

19/08/2025

Choose the right insurance cover for your needs

When getting the right car and home insurance quote, or finding an insurance solution for your business, no one size fits all. Our flexible options are designed to offer the best coverage to suit your pocket and needs. Plus, get cash back on your paid premiums for keeping safe with Momentum Safety Returns, and enjoy exclusive services that protect you and your loved ones at no additional cost.

please feel free to get even a free quote with H&D

20/05/2025

It's renewal time again. Let's all start prepare . Know the type of Insurances you need to buy. This time we are giving out discounts to first 10 members who we've been together for quite a long time without claims. It's called No Claims Bonus. Note that we also having discounts to Commuter Bus operators and other red plates. Please enquire with us . Don't hesitate to ask. H&D is there for you

22/01/2025

It's Renewal Time again. This year let's all make sure we know and understand the uses and benefits of the Insurances that we buy. H&D are there for you .

28/09/2024

26/08/2024

NewsDay

IIZ seeks collaborations to grow insurance industry
Business By Melody Chikono | 7h ago | 3 Min read

IIZ general manager Davison Choeni told NewsDay Business that the institution was in talks with various players in the economy on how they could collaborate to drive economic growth.
THE Insurance Institute of Zimbabwe (IIZ) is banking on collaborations as it seeks to grow the multi-million-dollar insurance industry.

IIZ’s push to grow the insurance industry comes as the sector is facing headwinds, forcing it to be innovative and keep abreast of the times.

The just-ended IIZ Winter School held last week in Nyanga underscored the need for the insurance industry to collaborate both within itself as well as with other industries.

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IIZ general manager Davison Choeni told NewsDay Business that the institution was in talks with various players in the economy on how they could collaborate to drive economic growth.

“I think we have created excitement already. You remember, we were just rewarded. We are getting some awards. But, there is the Zimbabwe network for CEOs [chief executive officers] that have recognised us a month ago on the programmes that we are doing and we believe we need to continue in that trajectory,” he said.

“And one of the things that we will be doing is to keep on soliciting and looking out for opportunities in terms of collaborations. During this conference, there was talk of the launch of an Artificial Intelligence Institute of Zimbabwe. We want to get into that space and see how we can benefit our people. So, we are looking at collaboration.”

Choeni said the institute would also continue on the same trajectory of identifying relevant topics that spoke to the insurance industry’s skills development.

He added that there were ongoing discussions with the Marketers Association of Zimbabwe (Maz) for a possible collaboration.

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01/07/2024

Today is 1st of July. Remember to renew our vehicles. Note that all methods of payment are acceptable. You can have a free quote for your Comprehensive Insurances as well House owners and Householders Insurances.

19/04/2024

Changes

19/04/2024

Valued Customers
Please note that all transactions are now from RTGS to Zig, then USD still remain the same. You can now make payments by swiping or ecocash.

14/02/2024

INSURERS URGED TO PAY CLAIMS IN A TIMELY MANNER!

Due to an increasing number of policyholders seeking the Commissioner's intervention as a result of protracted settlement of claims in the insurance industry, insurers have been directed to settle claims in a timeous manner.

19/01/2024

Zimbabwe Government to run third party motor vehicle insurance scheme.

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Dr Sam SamuDr Sam Samu
Dr Sam Samu
Director
Published Dec 2, 2023
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In the recent budget presentation by the Zimbabwe’s Finance Minister Mthuli Ncube, as from April 2024, the government will be running the Third Party Motor vehicle insurance.
Third-party motor vehicle insurance also known as Road Traffic Act insurance (RTA), is a type of insurance policy that covers the policyholder’s legal liability for any damage or injury caused to a third party in an accident involving the policyholder’s vehicle. It is mandatory in most countries, including Zimbabwe, and is designed to protect the policyholder from financial loss in case of an accident.
Compulsory Motor Insurance (CMI) is also known as RTA insurance, Third-party or liability insurance and is the part of your car insurance coverage that pays for the injuries or damage you cause in an accident. It is the minimum level of cover you can take out and is a legal requirement in Zimbabwe.
Currently, this cover is being provided by registered insurance companies.
About Compulsory Motor Insurance
Countries implement compulsory motor insurance to cover third party liabilities for several important reasons:
1. Protection for accident victims: Compulsory motor insurance ensures that victims of motor accidents have financial protection if they suffer injury or property damage due to someone else's negligence. This helps to ensure that innocent parties are not left to bear the financial burden of accidents caused by others.
2. Financial security: Motor accidents can result in significant expenses, such as medical bills, property repairs, and legal costs. Compulsory motor insurance ensures that individuals involved in accidents have access to financial resources to cover these expenses. This can provide a level of financial security for individuals and prevent them from being overwhelmed