AXA Insurance Brokers Limited

24/10/2024

Happy 60th Independence Day Mother Zambia!

21/10/2024

09/10/2024

Happy Customer Service Week!

07/10/2024

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04/10/2024

Contact Axa Insurance Brokers for ALL your Insurance needs at the BEST rates!

📞965385112 / 0971802312

02/10/2024

MOTOR INSURANCE

Motor insurance is a type of insurance policy designed to provide financial protection for vehicles and their owners against various risks associated with driving.

It typically covers damages to the vehicle, liability for injuries or damages caused to others, and may include additional benefits depending on the policy.

Types of coverage:

•Motor Comprehensive: This offers broad protection, covering third-party liabilities as well as damages to your own vehicle due to accidents, theft, fire, collision and vandalism.


•Motor Full Third-Party: This is the minimum level of cover offered by most risk carriers. It covers legal liability of the insured against damages to other vehicles, property, and injuries or death to third parties up to limits stated in the schedule.

•Motor- COMESA: This is a regional motor insurance scheme designed to provide standardized third-party liability coverage for vehicles travelling across member countries of the Common Market for Eastern & Southern Africa.


•Motor Cycle: Policy covers motor cycles either on full third party or comprehensive cover.


•Motor Fleet: Designed to cover a fleet of vehicles either on full third party or comprehensive cover. Fleet can be for private, domestic or commercial use.


•Motor Extended Warranty: also known as vehicle service contract, provides additional coverage for your vehicle after the manufacturer’s warranty expires.


• Motor Traders External/Internal Coverage: This insurance is tailored for motor vehicle traders to protect vehicles while they are in their custody. External coverage applies when vehicles are driven off the premises, such as during test drives or deliveries. Internal coverage protects against damage to vehicles while they are on the premises.


•Motor Transit:This policy protects motor vehicles while they are being transported. It covers risks such as fire, collision, theft, and overturning. The coverage can be customized based on whether the vehicle is being driven, in transit, or loaded onto a vessel.


Benefits:

•Financial Protection: Helps cover the cost of repairs or replacement of your vehicle, medical expenses, and legal fees.

•Peace of Mind: Knowing you are protected against unforeseen events can reduce stress and worry.

•Legal Compliance: In many countries (including Zambia), having at least third-party liability insurance is mandatory to legally drive your vehicle.


📌At Axa we understand that your vehicles are more than just a mode of transportation, but a vital part of your daily life.Whether work commutes, school runs, running errands, running a business, or personal enjoyment activities, we have you covered!


Don’t wait until it’s too late. Protect your vehicles and your peace of mind with our reliable motor insurance.

CONTACT US TODAY FOR A FREE QUOTE!
📞965385112 / 0971802312

30/09/2024

Are you building / developing a project?

Several types of insurance policies can provide comprehensive coverage against various risks associated to such ventures.

Key types of insurance to consider are:

1. Contractor's All Risks Insurance

Protects against physical damage to the building project, including losses due to fire, theft, vandalism, and natural disasters.

2. Er****on All Risks Insurance

Specifically for the installation of machinery and equipment. Covers damages during er****on, testing, and commissioning.

3. Professional Indemnity Insurance

Protects against claims of negligence or errors in design, planning, or advice provided by architects and engineers.

4. Workers' Compensation Insurance

Covers medical expenses and / lost wages for employees injured on the job site.

5. Public Liability Insurance

Protects against claims made by third parties for bodily injury or property damage caused by the construction activities.

6. Environmental Liability Insurance

Protects against claims related to environmental damage caused by construction activities, such as pollution or contamination.


Who Needs these types of policies?

· All employers with employees on-site.

· Architects, engineers, and design consultants.

· Projects that may have environmental impacts.

· Contractors and project owners.

· Contractors and subcontractors using specialized equipment.

Contact Axa Insurance Brokers today for your tailor made policy!

📞 965385112 / +260971802312

30/09/2024

HAPPY NEW WEEK!

26/09/2024

HAPPY INSURANCE WEEK!!

18/09/2024

❓ What is Goods In Transit Insurance?

Goods in transit (GIT) insurance is a type of coverage designed to protect products or shipments while they're being transported from one location to another. Goods can include raw materials, finished products, equipment and many more.
GIT covers the insured's goods against loss or damage while in transit, either by road, rail, air or sea.

❓ Why get GIT Insurance?

This insurance is crucial for businesses that regularly ship goods, as it helps mitigate the financial risks associated with damage, loss, or theft during transportation

What you need to know about GIT Insurance:

Coverage Types:

▪All-Risk Coverage: This is the broadest form of coverage, protecting against almost any risk of loss or damage, except for specific exclusions listed in the policy.

▪Named Perils Coverage: This covers only the risks explicitly listed in the policy, such as fire, theft, or collision. If the damage is caused by something
not listed, it wouldn’t be covered.

▪ Single Transit Cover: This is a one-time cover for a specific journey. It’s ideal for businesses that do not frequently transport goods.

▪ Annual Cover: This provides ongoing protection for all goods transported over a year. It’s suitable for businesses that regularly move goods.

Carrier’s Liability Cover: This type of cover is designed for carriers who are legally liable for the goods they transport. It covers the carrier’s liability in case of loss or damage to the goods.

▪ Own Goods Cover: This is for businesses that transport their own goods rather than those of clients. It covers the business’s own property during transit.

Axa Insurance Brokers our is ready to assist you to get the best cover tailored to your business needs.
Contact us today:

+260 971802312 / +260 965385112
St. Eugene office park, Lake Road, Kabulonga, Lusaka.

17/09/2024

Provide your employees with the best health insurance and group life coverage! Explore our comprehensive plans and ensure their safety and satisfaction. -insurance