24/08/2025
SIX ZAMBIAN BUSINESSES YOU CAN DO ONLINE WITHOUT CAPITAL (LEGIT)
Here are some businesses I can think of that you can do in Zambia online with no capital. The beauty about this list is there are no educational requirements. You can be a security guard and still do them if you are willing to learn and you don’t need any licenses to operate. I love the internet because the government finds it difficult to find what license you need to operate and it does not have the capacity to follow you around or monitor you on the internet. I would like you to comment some of them that you know that cost no money to start , no qualifications and has decent income .
1. CV REDESIGNS , COVER LETTERS
Unemployment will never finish in Zambia and the people that have jobs are the ones that look even harder . They need you to help them draft cover letters and CVs. The business can give you as much as K16,000 per month after taxes within 3 years . You have seen my income statements. This business just requires you to put immaturity and manner of excuses to the side and just work and work. You really have to like reading and must have or willing to possess a wealth of knowledge to share. You can do it ! , there is enough for all who decide to do it , just don’t ask me how , if you want to ask , coaching you will be K5000 which is a worthwhile investment. I will mentor you
REQUIREMENTS: Laptop(Yours or Borrowed) , Computer literacy , Hard Worker and you don’t have to be an HR person , I am an accountant by the way .
2. SUBMITTING ZRA TAX RETURNS
You can help small business owners submit their monthly statutory returns such as NAPSA , PAYE , TURNOVER TAX etc . If you don’t pay tax the government will take your k**a business , Business Owners know this . They need you to help them comply because they cant afford a full time accountant . To take that burden Away you can charge them K300 per month for all services . Nomba boi if you have about 20 clients that is K6000 . I know you are comparing with my business that 6 pin yachepa but my business is 3 years old , If you did this business for 3 years , you would only need 53 clients a month to make K16000 (16000/300 per job). 53 Clients in 3 years is a job of acquiring 17 clients per year , that is a job of just convincing one person to be your client per month . If you cant do that ! you have no business , doing business . Am confident you can get so many more clients than 53 , Infact you can even charge more as you go , say K500 and you would only need 32 clients to get to K16000 . Infact aim higher than 16 pin . Go to internet cafes and just pay those guys that submit taxes for people a K100 , They will teach you how to submit taxes and you can learn as you go
REQUIREMENTS : LAPTOP (Yours or Borrowed) , Love for Maths , You don’t need to be an accountant to do it
3. AFFILIATE MARKETING ON FB AND INSTAGRAM
Affiliate marketing is helping people sale their products on FB then getting a commission. Most Zambians are still taking the traditional approach to business and are not familiar with online marketing. You can help them reach people and sale products for a commission. You can mix this strategy with adding a higher margin. Most people in offices don’t know how much things really cost , They are used with high prices they see at Manda hill so when they see a cheaper alternative , they will jump out of their sit and buy from you . This is so far the quickest and easiest. I remember with this business I used to make as much as K400 to K700 profit on one sale of a phone PER day. Some days I wouldn’t make any but some days you can even sale two . So say you make K400 per day that is K12000 in commissions (400 x 30 days). I know someone is saying people don’t buy phones everyday. We need to take them back to baby class for business. People buy phones everyday. Selling phones is far much easier than selling CVs I testify. If you sold a phone a day in a year, you would have not even supplied to 0.001% of Zambia’s population (365 phones / 18 million people x 100%) . And some people even have as much as 3 phones for themselves . A house has 5 phones on average. Don’t think in lack my brother or sister this world is abundant.
More ideas that fall into this category ( Real Estates Agent and Motor Vehicle Sales Agent )
4. ASSIGNMENT WRITING
Help busy and intellectually challenged people to do their assignments . People like to bite off more than they can chew and will enroll into a masters they don’t have a prayer for . Some are able to do the work but have no time because of their hectic business schedule .
Assignments will make up 30% of their final results . They need you to help them secure that 30% . The person has paid K20,000 for his masters program . He will definitely pay you K1000 to K1500 to do his assignments . 5 clients in a month is K5000 . (5 X 1000) . 10 Clients is K10,000 ! . Some assignments are also short and you can charge K300 etc . You will be busy all the time . This business requires you to be hardworking and dedicated . Many people ask me to do their assignments but I don’t do it because what will I say if they ask me about the ethics of doing someones assignment on a radio show or on television ? . For you , its okay , for me am a little on the public side and have to avoid tuma debates but you can do it and you didn’t get it from me !
5. SOCIAL MEDIA BLOGGER AND VLOGGER
You can open an instagram , FB or youtube channel and just post interesting things about your life . If your hobbies and interests draw peoples attention , you can make money . People get confused on what I do , Am I a CV redesigner or a blogger ? I am a blogger , I use my writing to draw audiences then sale CVs . I am not always talking about CVs , am I ? Is this post about CVs or business ? . Blogging interesting things draws an audience you can then later decide to sale something . If you cannot find something to sale them , you can use your audience to market for other business men selling other things and they can pay you to post something . You can charge as much as K500 per post like Mwebantu or Mutale mwanza . I once counted how many posts Mutale Mwanza was posting per day and they came to about 13 posts , that time she was trending a lot . that is K6500 per day muntu wandi .
I want you to think about something in terms of audiences. Justin Bieber has about 162 million followers on instagram alone . his fan base is 9 times the population of Zambia . So how much do you think he can charge to post an advert on his instagram to company’s like coca cola . You don’t have to be Justin Bieber but you can just target to reach in the millions and you can be used for advertising by Zambian companies. Most of our celebrities have 300,000 followers on average. Challenge yourself to make something so interesting that you attract people and you can be rich and famous from advertising or selling a product.
6. FB PAGE MANAGEMENT
How about managing peoples FB pages , You see education hasn’t yet caught up with managing of FB pages so there are no formal courses teaching people this . You can draw you expert opinion and just teach people how to do it , you don’t even need to be an expert but just pretend to be one lol . Learn tactics to sponsor pages and draw people to your clients page and write something that makes the customers buy . Depending on your clientele you can even get as much as K5000 per page you manage . I will try and jump into this too with big companies . Some companies have 1 million followers but when they post something they get 2 likes . These people need you to talk and talk . Look at ZCAS , Their page is incredibly boring . Yet people want to know about courses to study and how long they take . People want some career advice but all the do is post enroll now , enroll now , enroll what !?! . ZCAS needs me to hire me to manage their page and pay me K20,000 . I will get people excited about enrolling .
