Iyana Business Solutions -IBS

29/12/2024

By Pastor Mwape K. C. Choolwe - Dr

𝐒𝐔𝐍𝐃𝐀𝐘 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐀𝐋 𝐓𝐈𝐏.

𝐃𝐄𝐕𝐄𝐋𝐎𝐏 𝐘𝐎𝐔𝐑 𝐁𝐔𝐒𝐈𝐍𝐄𝐒𝐒 𝐅𝐈𝐑𝐒𝐓 𝐁𝐄𝐅𝐎𝐑𝐄 𝐁𝐔𝐘𝐈𝐍𝐆 𝐀 𝐇𝐎𝐔𝐒𝐄.

"𝑫𝒆𝒗𝒆𝒍𝒐𝒑 𝒚𝒐𝒖𝒓 𝒃𝒖𝒔𝒊𝒏𝒆𝒔𝒔 𝒇𝒊𝒓𝒔𝒕 𝒃𝒆𝒇𝒐𝒓𝒆 𝒃𝒖𝒊𝒍𝒅𝒊𝒏𝒈 𝒚𝒐𝒖𝒓 𝒉𝒐𝒖𝒔𝒆." ~ 𝑷𝒓𝒐𝒗𝒆𝒓𝒃𝒔 24:27 𝑻𝑳𝑩

So going into 2025,focus on developing your business first before building a house.
'Building a house' can mean many things:
- Getting married.
- Raising a family
- Starting a home.
- Buying a car.
- Going on vacation after vacation.
- Actually building a house

To better manage all these have a well structured, running business before embarking on these.

27/12/2024

11/10/2024

THE 10 STEPS TO BE POOR AND STAY POOR!

1- Sleep until you snore 😒:
Never wake up early. Watch Netflix and zap channels until you're tired. Spend your days on Facebook, Tiktok insulting people who have already succeeded in life and who don't know you.

2) Despise small jobs:
Wait forever for the job of your dreams, even if it means stagnating in a job that doesn't make you progress.

3- Wait for help from the State:
Don't undertake anything without the help of the Head of State. Waiting is your job!

4- Refuse to take responsibility:
Blame others for your laziness. Blame the government, society, your loved ones, France... Say that everyone hates you.🤨

5- Don't think to save:
Eat the seed. Don't save anything, even when you're a millionaire, live the good life so that people like your photos.

6- Spend without thinking:
Spend your time in big hotels, air-conditioned restaurants... Let shopping be your favorite hobby. 🤨

7- Spend more than you earn:
Borrow and don't pay back. Distribute your money to everyone.

8- Be fashionable 😅:
Impress your friends and colleagues with the latest trends.

9- Buy your iPhone 16 to prove to your friends that you can afford it:
Spend three years of salary on a phone instead of starting a business.

10- Don't train yourself: don't try to have the knowledge to refine your knowledge and be competitive on the market, sleep. Sleep well!

11 (Bonus): Don't give your children work (housework) saying they are dating. Hire cooks, housekeepers to do everything ....

10/10/2024

SOME LESSONS ON FINANCES 💯

1. Must have EMERGENCY FUND - enough for 6 months of expenses/current lifestyle.

2. SAVE MONEY and MONEY WILL SAVE YOU. Don't save what is left after spending. Only spend what is left after saving.

3. Best to have ZERO DEBT, if you can't pay cash, you CAN'T AFFORD it, nothing beats PEACE OF MIND.

4. Avoid unnecessary spendings, forget sale price, everything is 100% off when you don't buy it. Don't waste your money on things that you don't need, even if they are cheap. EVERY PESO COUNTS!

5. Learn to BUDGET - it is telling your money where to go instead of wondering where it went!

6. If we buy things that we don't need, we will have to SELL THINGS THAT WE NEED.

7. PRETENDING TO BE RICH can make us poor. Must learn to live BELOW MEANS. Don't go broke trying to look rich.

ACT YOUR WAGE.

8. MONEY IS NOT EVERYTHING, but we cannot deny the fact that we NEED money for our FAMILY.

9. Always have a BACK-UP PLAN for life's uncertainties.

Start having your personal LIFE INSURANCE with INVESTMENT.

10. Let's break the TOXIC FAMILY CULTURE about
FINANCES. Your children is not your retirement fund, and your parents is not your emergency fund.

09/10/2024

5 WAYS TO KILL DIFFICULTIES IN YOUR LIFE

1. Accept the situation: Acknowledge the situation you are in and accept it. Denying or ignoring the problem won't make it go away. Acceptance helps you to remain calm and find a solution.

2. Focus on the solution: Instead of focusing on the problem, focus on finding a solution. If one solution doesn't work, try another until you find one that works.

3. Seek help: Don't be afraid to seek help. Talk to someone you trust, such as a friend, family member, or therapist. They can offer you support and advice.

4. Take care of yourself: Deal with stress by doing things you enjoy, such as exercising, meditating, or spending time in nature.

5. Learn from your experience: Every difficulty is an opportunity to learn. Reflect on what happened, what you learned, and how you can use this experience to become stronger and more resilient in the future.

STAY BLESSED