James Kapesa

14/05/2026

We are star dust, we are immortal; we are eternal. We are unstarting, unending...

02/05/2026

This Month, read something that disturbs your mind a little bit.
This May, read something that offends your perception of what you thought was normal.

Read or .

Recommend to a friend.

Call +260953074981 or +260977455163

16/04/2026

MORE KNOWLEDGE NOT MORE WEALTH. The path to a debt sustainable life.

There are so many of you who are living in the valley of the shadow of DEBT. Heavy, painful, unsustainable debt.
And your prayers be like, "Where is my next hoard of cash coming from?" When am I getting the additional income to escape this DEBT trap, this NOOSE around my neck?"

These are all WRONG QUESTIONS which guarantees you WRONG answers.

You see, examples abound about the folly of this type of prayers. When given the once in a life chance to amass immense wealth, Solomon opted for KNOWLEDGE, WISDOM, INFORMATION.

Personal financial indebtedness is not defeated by throwing more money at your money problems. Henceforth, pray ye for more financial knowledge....

15/04/2026

THE FIRST 90 DAYS AFTER LOSING YOUR JOB.
Are you AFRAID that your employment contract will NOT be renewed in the next 12 months?
Have you just lost your job and are SCARED of what to do next?

You are NOT ALONE.

This best selling pocket sized book is your companion

It contains real life stories and lessons that will help you transition between jobs or from job to business and or job to retirement.

For a copy, visit any Bookworld Stores countrywide. Or call 0977 455163 for an autographed copy

10/04/2026

THANK YOU SHOPRITE MANDA HILL .
Let us talk to your staff on all matters personal financial fitness and wellness. For our best selling books;



Visit your nearest stores countrywide. You call also call 0977 455163; 0953074981 for your auto graphed copy.

01/04/2026

Organisations don't fail. Its boards and managements that are failures. The case of Unza and many statutory bodies.

28/03/2026

OLEANDER-SME Success Secrets Revealed.

Once you have transitioned to a new job or owner managed business, become a master in one chosen path. Thats the only path that guarantees success anywhere. Mastery of one path.
Copies are available in all Bookworld Stores countrywide. For an autographed copy, call 0977 455163 or 0953074981...

27/03/2026

THE FIRST 90 DAYS AFTER LOSING YOUR JOB

There is a way you can transition between jobs. Even as there's a smoother way to transition from a job into your own business.

Get a copy from your nearest Bookworld Store. Or call +260977455163; 0953074981

25/03/2026

In matters of public speaking, you are never fully not even 60% ready. Knowing this fact, is the beginning public speaking wisdom.

17/03/2026

FINANCIAL LITERACY WEEK- Smart Money Talks!!

We join all partners and stakeholders in this year's Financial Literacy Week activities. This year's theme is timely; Smart Money Talks.

We must make finance and money chats cool. Having money should not trigger envy nor should being broke be seen to be eternal embarrassment. In our barber shops, salons, sports bars and gyms, Financial Wellness must be as attractive to talk about as is sports, weddings and politics.

But this talk must start from somewhere. This starting point is knowing your financial wellness status. How are your Financial fitness levels. We must normalise visits or appointments with personal financial wellness advisors to help us know our status financially. This is we designed a quick MoneySmart App available for free on Google PlayStore. https://play.google.com/store/apps/details?id=com.smartmoney.selftest

Secondly, we must accept that, like all fields of human endeavour, financial wellness is first a study then a practice. There must be a body of generally accepted knowledge that constitutes financial literacy. Normalise investing in materials, seminars, books about financial literacy and wellness. At Bow & Arrow, we have published widely acclaimed books and materials on financial literacy and wellness. We invite you to engage with our information at : , , ,

Financial wellness is beyond financial literacy. Whilst knowing how to read and write and decide financial literacy terminology is the first step, you must now daily commit to the principles of earning more by generating more value, watching your habits called expenses, saving, and making informed investment decisions. These must become a way of life not a moment at payday or a time when you have a retirement windfall.

And talking about living financially fit lives, how about our marriage preparations embedding a day to expose the young couple to the basic of financial wellness in their home!!!

From all of us at Bow & Arrow Consultancy, here is to a fabulous Financial Literacy Week!!

12/03/2026