Kafue Insurance Brokers Limited

10/10/2017

Sometimes, We forget to thank the people who like our page in so many ways.

Sometimes, We forget to tell them how much we really do appreciate them for being an important part of our page.

Today is just another day, nothing special going on.

So thank you, all of you, just for being here for us!

Risk is not always where you expect it to be Don't wait for a disaster

09/10/2017

WHAT IS INSURANCE TALKS? THE NUMBER ONE PLACE TO GO TO KEEP YOU IN THE KNOW! PLEASE NOTE THAT YOU CAN SEND YOUR QUESTIONS WE WILL ANSWER THEM AND GET BACK TO YOU IN APPROPRIATE. Please note that KAFUE INSURANCE BROKERS IS THERE TO WORK FOR YOU!!!!

WHAT IS INSURANCE TALKS? THE NUMBER ONE PLACE TO GO TO KEEP YOU IN THE KNOW!

04/10/2017

Do you have any property, vehicle that you want to insure but you are busy or how to go about it or you don't know what to do? Worry not Kafue Insurance Brokers Ltd is here to work for you call or text +260 955 952 711 / +260 973 119 249 or +260 955 890 848 / +260 966 484 977.we will come to your home or your office.

03/10/2017

Risk is not always where you expect it to be Don't wait for a disaster

13/09/2017

30/06/2017

Please note that you can follow us on twitter

12/06/2017

16/05/2017

They say that memories are golden, well maybe that is true. But we never wanted memories, we only wanted you.

Your Life was Love and Labour.
Your Love for for your family true.
You did your best for all of us.

We sat beside your bedside, our hearts were crushed and sore, we did our duty to the end Til we could do no more.

In tears we watched you sinking we watched you fade away and though our hearts were breaking we knew you could not stay,

God saw you Getting Tired and a cure was not to be so he put his arms around you and whispered... Come to me!

A Golden heart stopped beating hard working hands at rest. God broke our hearts to prove us he only takes the best.

Our Lips cannot speak how we loved you, our hearts cannot tell what to say, But God only knows how we miss you, In our Company that is Lonely today

R.I.P MR AMOS NSELUKA

11/05/2017

Mission & Values
Our Vision
“To be the preferred insurance partner of our clients and our people”
We will achieve our mission by doing the following well and continuously:
• Improve and grow as people and as an organisation
• Make insurance as simple as possible
• Be proactive, energetic and personal in our service delivery
• Remain relevant to our client’s business
• Provide an extensive range of products at highly competitive prices.

Our Core Values
• We service our clients with integrity, transparency and honesty
• We always put our clients’ interests before ours
• We support the community wherever possible
Who We Are
KIB is one of Zambia’s leading corporate and small business insurance broking firms, with origins dating back to 1998.
We offer a professional, highly personalized service and tailor insurance plans to suit individual requirements, as opposed to taking the one-size-fits-all approach used by some of our competitors.
Making Insurance Easy
Insurance doesn’t need to be complicated. And with KIB, it isn’t. We’ll examine your risk profile, identify any gaps in your cover and then design a specific insurance program to suit. We’ll eliminate the jargon to explain the different products available and use our experience to recommend the ones that will provide exactly the right amount of cover.

25/04/2017

Why Use A Broker?

In personal and business matters, the correct insurance is vital. Wrong or inadequate protection can lead to disastrous consequences for individuals, families or businesses. The right advice makes all the difference and prevents costly mistakes.

Insurance brokers are specialists in insurance protection. They are independent, have an indepth working knowledge of the insurance market, are able to provide professional objective advice on identifying risks and exposures, and recommend cost effective solutions.

An insurance broker is an independent professional adviser who acts for you.

Who Is The Broker Working For?Insurance brokers are instructed by you, and at all times, act on your behalf. They are not agents of the insurance company. Their independence ensures that you benefit from the convenience, knowledge, choice, innovation and their high level of professionalism:-

CONVENIENCE – A broker can arrange all the insurance and risk protection you need. Probably only one meeting is necessary to identify your needs, and he or she can develop a comprehensive insurance proposal for you.

KNOWLEDGE – A broker has daily contact with many insurance companies, and knows where to obtain the best insurance protection at the best cost.

CHOICE A broker deals directly with most insurance companies, and can present your risks in the most effective way. He or she can canvass the market to obtain competitive terms and costs, and then suggest a contract which best fits your needs.

INNOVATION Many brokers are now helping their clients reduce risks through modern risk management procedures and systems, thereby reducing their dependence upon insurance, with considerable cost savings.

PROFESSIONALISM All major insurance brokers are members of IBAZ and are bound by its Code of Conduct, professional standards and ongoing educational requirements. IBAZ sets standards for their financial security, and has a Code of Conduct covering professional service and expertise.

15/04/2017

Car insurance coverage is one of the essential legal requirements for licensing vehicles in Zambia; vehicles such as cars, pickups, buses, trucks, 3 or 4-wheeled motorcycles, trailers, caravans, scooters, etc. All must be covered in terms of loss, damage or injuries through collision, overturning, theft, etc. All motor vehicle owners are required by law to have a valid insurance disk on their vehicles because failure to do so is subject to a fine. Let’s then go over those types and coverage to help you choose one that fits best for you.

Comprehensive Car Insurance

This is an insurance coverage that compensates for any legal liability for damages caused by your vehicle to other people’s property. It also covers liability following bodily injury/death caused by your car to other people. Apart from that it also covers damage to your car in instances of fire, riot and strikes. The advantage of this insurance coverage is that it protects one from all possible liabilities that might come up and with extra protection one doesn’t have to be stressed much about how they are going to settle any issues that might arise. The disadvantage is that it does not cover wear and tear, mechanical breakdowns, consequential loss, loss of use and third-party damages and injuries.

Full Third-party Insurance Coverage

This insurance coverage is meant to compensate you for any legal liability following damage caused by your car to other people’s property, legal liability for bodily injury/death caused by your car to other people e.g., pedestrians. This insurance does not cover damages due to riot/strikes and fire damage to your car. This coverage also excludes wear and tear of motor vehicles, mechanical breakdowns, and consequential loss, loss of use and third-party damage and injuries. However third-party insurance has the advantage of being the cheapest of all the 3 coverage and the disadvantage of it is that it does not cover your own property or injury to yourself.

Full Third-party Fire and Theft Insurance

This insurance coverage offers the same benefits of compensation for any legal liability following damages caused by you to other people’s property, legal liability for body injuries/death caused by your car to other people. However this insurance also covers fire damage to your own vehicle and theft of your car. It is an economical package that allows many people to enjoy part benefits of the comprehensive package while paying less when compared to the full comprehensive insurance package.

Car Insurance Coverage Package Options

There are several options available when it comes to payment of insurance. Most of the insurance companies have packaged their products in such a way that every motorist is able to afford without much stress, flexibility of payments is one option and the other is the ability to cover your vehicle in quarters, half year and annually. However it is advisable to always pay yearly, as it is very convenient on one’s part as the risk of forgetting to renew is slime. Several factors are considered when it comes to determining the cost of insurance matters such as age of the owner, make of vehicle, driving experience, engine size, intend use of vehicle and other personal details are all factored into coming out with the best possible value. Therefore when it comes to costs it is usually dependent on the above factors as each vehicle is peculiar in its state of condition, features, accessories and others.

28/03/2017

This week is Financial Literacy Week. At every stage of life there are different financial needs, and we need to plan and prepare for them; whether it is starting a family, the birth of a child, education needs, medical needs, investment or retirement. Various insurance products, other investments and savings are some of the tools we can use to be financially prepared for the future. What are you doing to be financially prepared? Know and plan your finances for a better life.