Joane De Jager - Sanlam Financial Adviser in Vanderbijlpark, Gauteng

30/10/2026

Forget ghosts and goblins —the scariest things in October might have been lurking inside your bank statement 🫣💸

According to financial insights from Sanlam, many of us are dealing with "financial trauma" or mindlessly participating in "financial sabotage" without even realising it.

The mistakes that haunt us the most usually don't feel like mistakes at the time.

Are you accidentally inviting these financial monsters into your life?

🧟‍♂️ The Financial Zombie:
Mindlessly spending cash without tracking what's coming in or going out (aka failing to budget!).

🧛 The Debt Vampire:
Draining your long-term wealth by feeding on high-interest store cards and instant gratification.

👻 The Decision Ghost:
Letting past money mistakes keep you awake at night instead of planning your next move.

The good news? You just need a solid plan to fix this, and that's where we come in.

Joane De Jager
📞0840133507
📧[email protected]
🏠Junxion Building, c/o Chopin & Sullivan Street, SW5, Vanderbijlpark, 1911

What’s your biggest financial fear this season? Let me know below! 👇

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11/10/2026

The year-end is fast approaching, with less than 3 months to go before we all start winding down for some well-deserved time off.

In the lead up we suggest that you review the following key "allowances" and financial considerations:

REVIEWING YOUR FINANCIAL PLAN

The final quarter of the year is a good time to "spring clean" your financial plan to ensure that you are on track to achieve the goals set out at the beginning of the year.

REVIEWING YOUR WILL

We encourage you to review your will or have a new will drafted.

HOLIDAY SAVINGS PLAN

If you haven't started already, now is the time to start saving for those end-of-year expenses.

This year has been a challenging year for us all. For the last quarter, our advice to you is to focus on what you can control and not focus on things that are out of your hands.

Some of the things you can control are your finances.

Get in touch with a financial planner Joane De Jager to discuss how you stay in control when it comes to your savings, investments and insurance. https://www.sanlamadvice.co.za/adviser/Joane-De-Jager/contact-us/

Source:
iol.co.za/personal-finance/finan...-times-of-market-volatility/

10/10/2026

Learn the 9 key elements every sound financial plan should have. E.g. Tip #5. Be prepared for retrenchment.
#9. Don’t neglect your paperwork.
Find all nine tips in my blog article during .

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29/09/2026

Take these steps to help you stay vigilant and reduce your risk of breast cancer. For more information about products that are available to mitigate the financial impact of cancer, contact a Sanlam Financial Adviser today.

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24/09/2026

Heritage Day is more than a date on the calendar. It's a celebration of the cultures, traditions, languages and stories that shape who we are and make us proudly South African.

✨ Heritage Day is…

Complete the sentence in the comments and share what this day means to you.

We'd love to hear your feedback and celebrate the richness of our collective heritage.

Happy Heritage Day 🇿🇦❤️
Joane De Jager
📞0840133507
📧[email protected]
🏠Junxion Building, c/o Chopin & Sullivan Street, SW5, Vanderbijlpark, 1911

22/09/2026

Heart-related illnesses remain among the biggest silent threats - especially here in South Africa, where one person suffers a stroke every 12 minutes and cardiovascular diseases claim many lives daily. The good news? Simple, consistent lifestyle choices can make a huge difference. This blog offers five essential, easy-to-follow steps - from improving your diet and staying active to monitoring your blood pressure - that can help you safeguard your heart, today and for years to come.

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20/09/2026

Many working South Africans assume that wills are only necessary for the wealthy - but that misconception carries real consequences. In fact, roughly 70% of employed individuals don't have a will in place. Whether your assets are modest, a savings account, a vehicle, or retirement fund benefits - or substantial, having a valid will ensures your wishes are respected and your heirs are protected.

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17/09/2026

Have you ever wondered what would happen to a loved one who depends on you if you were no longer around? 💙

Estate planning isn't only about passing on wealth. It's about making sure the people who rely on you are cared for according to your wishes.

For parents of children with disabilities or dependants who may struggle to care for themselves, having a valid will and the right estate planning structures in place can make a significant difference.

Proper planning can help ensure ongoing care, minimise uncertainty, and provide peace of mind for your family.

One important takeaway: Estate planning is not just for the wealthy. It's for anyone who wants to protect the people they love.

Read the full article on my blog and discover how thoughtful estate planning can help protect vulnerable loved ones.

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14/09/2026

Your heart works hard for you every single day... beating over 100,000 times without asking for anything in return. ❤️

This Heart Awareness Month, take a moment to appreciate the organ that keeps you going through every meeting, workout, family moment, and life milestone.

Small habits can make a big difference:
✅ Go for a walk
✅ Choose water more often
✅ Manage stress where you can
✅ Get enough sleep

Looking after your heart isn't about being perfect. It's about making better choices, one day at a time. Protect yourself and provide a healthy future.

💙 Joane De Jager
📞 0840133507
📧 [email protected]
🏠 Junxion Building, c/o Chopin & Sullivan Street, SW5, Vanderbijlpark, 1911
💻 https://www.sanlamadvice.co.za/adviser/Joane-De-Jager/contact-us/

13/09/2026

A healthy heart journey starts long before adulthood. ❤️

As parents and caregivers, the habits we help children build today can shape their health for years to come. Small changes like more active play, balanced meals, and less screen time can make a meaningful difference.

This Heart Awareness Month, let's focus on progress, not perfection. Every healthier choice is a step towards a stronger future.

🔗Read more about reversing childhood obesity in my blog and support better heart health for the next generation.

If you want to help us fix this issue, we'd like your input. Please email us and let us know what went wrong. Be sure to let us know what link you were looking for and what device and web browser you were using when this occurred.