RRIB:The Lighthouse Group

RRIB:The Lighthouse Group Built on a strong heritage of nurturing sustainable relationships, we have been guiding our clients on their journey to financial freedom since 1967.

RRIB Insurance Brokers (Authorised FSP 5856) is one of the largest independent insurance brokerages in South Africa and has diligently served their clients for nearly 60 years. RRIB Insurance Brokers (Formerly Reid Raetzer Robsons) is one of the largest independent insurance brokerages in South Africa and we have a proud legacy of diligently serving our clients. Since the day we opened our doors,

our vision has been to be a guiding light to our clients and their financial wellness. We have purposefully employed those who share in our vision because we are passionate about our client’s financial well-being

Filing with SARS doesn't have to be a last-minute scramble. Here are a few tips to get ahead of the curve:✔️ Start gathe...
28/05/2026

Filing with SARS doesn't have to be a last-minute scramble. Here are a few tips to get ahead of the curve:

✔️ Start gathering your documents now: Payslips, bank statements, medical aid certificates, and retirement annuity contributions.
✔️ If you work from home, check whether any portion of your expenses may be deductible.
✔️ Review your insurance policies: Your premiums may be relevant if you're self-employed or running a business from home.
✔️ Keep records of any major purchases or disposals of assets during the year.
✔️ Don't leave it to the last minute: Early submissions mean quicker refunds and fewer headaches.

If you need any help finding your insurance policy certificates, get in touch with us!

26/05/2026

The Lighthouse Group isn't just a rebrand, it's a reflection of who we've always been and where we're heading.

Built on decades of experience, founded on relationships, and driven by a genuine commitment to our clients, we exist to be the steady light when things get uncertain. Whether it's protecting your home, your vehicle, your business, or your most valued possessions, we're here to guide you through it.

Independent. Personal. Trusted.

📍 179 Ridge Road, Umhlanga

If my car is hijacked, is it covered the same way as theft? 🚘Not exactly, and it's an important distinction to understan...
21/05/2026

If my car is hijacked, is it covered the same way as theft? 🚘

Not exactly, and it's an important distinction to understand.

Hijacking and theft are both covered under a comprehensive motor policy, but they're treated as separate events. Hijacking involves the use of force or threat to take your vehicle while you're present. Theft typically refers to your vehicle being taken without your knowledge - from a parking lot, for example.

Both are covered under most comprehensive policies, but the claims process and what's required to support your claim can differ. In a hijacking, for instance, it's critical to report the incident to the police immediately and inform your broker as soon as it's safe to do so.

The details matter. That's why having a personal broker in your corner, someone who knows your policy and can guide you through the process when things go wrong, makes all the difference.

With the National Health Insurance Act signed into law, there's a lot of conversation, and confusion, about what it mean...
19/05/2026

With the National Health Insurance Act signed into law, there's a lot of conversation, and confusion, about what it means for existing medical aid and insurance policies.

Here's what you need to know right now:

NHI is a long-term rollout. Full implementation is still years away, and your current short-term insurance policies are not affected.

Short-term insurance covers things like vehicle accidents, theft, fire, and liability. This is entirely separate from medical cover and will not be replaced or impacted by NHI.

What we'd always recommend: keep your short-term cover reviewed and up to date, regardless of the broader healthcare landscape. That's where we come in.

Got questions? We're happy to help cut through the noise. Get in touch with your broker today!

Myth Busted. 🚫 There's always a reason, and your broker should be explaining it to you.Premium increases are typically d...
14/05/2026

Myth Busted. 🚫 There's always a reason, and your broker should be explaining it to you.

Premium increases are typically driven by factors like South Africa's rising claims environment, vehicle repair and replacement costs going up, rand depreciation affecting imported parts, or changes in your own claims history or risk profile.

At the Lighthouse Group, we don't just send you a renewal notice and hope for the best. We walk you through any changes, explain what's driving them, and make sure your cover still makes sense for your circumstances.

Questions about your premium? Let's talk.

📍 179 Ridge Road, Umhlanga

Insurance doesn't have to be complicated, that's the whole point of having a broker. 💡At The Lighthouse Group, we take t...
12/05/2026

Insurance doesn't have to be complicated, that's the whole point of having a broker. 💡

At The Lighthouse Group, we take the confusion out of cover. No jargon, no endless fine print, no being passed from pillar to post. Just one dedicated person who knows your policy inside and out, and is there when you need them.

Simple. Personal. Sorted.

07/05/2026

A new name. The same values we've always stood by.

At The Lighthouse Group, our foundation has never changed: Honesty, Integrity, and Service. These aren't just words on a wall. They're the standard we hold ourselves to, every single day, for every single client.

Before the first brick is laid, there's an important conversation to have with your broker. Renovations can affect your ...
30/04/2026

Before the first brick is laid, there's an important conversation to have with your broker. Renovations can affect your home insurance in ways most people don't anticipate:

🔨 Your sum insured may need to be updated
🔨 Contractors working on your property may require specific cover
🔨 Unoccupied or partially occupied homes can change your risk profile

Don't let your renovation become an expensive oversight. Talk to your broker before you break ground: https://www.rrib.co.za/

Happy Freedom Day! 🇿🇦From all of us at The Lighthouse Group, we hope you spend the day surrounded by the people and plac...
27/04/2026

Happy Freedom Day! 🇿🇦

From all of us at The Lighthouse Group, we hope you spend the day surrounded by the people and places you love most.

Some legacies are built quietly. Through decades of integrity, dedication, and genuine care for the people you serve. 🕊️...
25/04/2026

Some legacies are built quietly. Through decades of integrity, dedication, and genuine care for the people you serve. 🕊️

Today, we honour Ted Reid, one of the founding figures behind what The Lighthouse Group has become. His commitment to doing right by clients set the standard that still guides everything we do, from the advice we give, to the relationships we build, to the trust our clients place in us.

Thank you, Ted. Your legacy lives on.

That engagement ring. That watch. That bracelet passed down from your grandmother. 💍Most people assume their jewellery i...
21/04/2026

That engagement ring. That watch. That bracelet passed down from your grandmother. 💍

Most people assume their jewellery is covered under their household contents policy, but unless it's been specifically listed and valued, it may not be. Standard policies often have strict limits on unspecified jewellery claims, and high-value pieces can easily fall through the cracks.

The fix is simpler than you think. Your Lighthouse Group broker can help you list and cover your valuables properly.

Address

179 Ridge Road, Umhlanga
Umhlanga Rocks
4319

Opening Hours

Monday 07:30 - 16:30
Tuesday 07:30 - 16:30
Wednesday 07:30 - 16:30
Thursday 07:30 - 16:30
Friday 07:30 - 16:30

Telephone

+27315345300

Website

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