Lighthouse Group - Insurance Brokers

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Lighthouse Group - Insurance Brokers Built on a strong heritage of nurturing sustainable relationships, we have been guiding our clients on their journey to financial freedom since 1967.

Lighthouse Group Insurance Brokers (Authorised FSP 5856) is one of the largest independent insurance brokerages in South Africa and has diligently served their clients for nearly 60 years. RRIB Insurance Brokers (Formerly Reid Raetzer Robsons) is one of the largest independent insurance brokerages in South Africa and we have a proud legacy of diligently serving our clients. Since the day we opened our doors, our vision has been to be a guiding light to our clients and their financial wellness. We have purposefully employed those who share in our vision because we are passionate about our client’s financial well-being

Spring is also known for cut-off low pressure systems, which can cause sudden cold snaps, strong winds, and prolonged he...
20/10/2026

Spring is also known for cut-off low pressure systems, which can cause sudden cold snaps, strong winds, and prolonged heavy rain or severe storms in various regions.

Before the next front rolls in, run through this:

🌧️ Check your buildings & contents sum insured: Under-insurance is the most common storm-claim shortfall
🌧️ Clear gutters, drains and loose roof sheeting: Insurers expect reasonable maintenance
🌧️ Confirm your power-surge and flood limits: These are often capped separately from the main sum

A five-minute check now can save weeks of back-and-forth later. Contact your Lighthouse Group broker for more information.

https://lighthousegrp.co.za/

Behind every claim settled, every policy tailored and every phone call answered is a team that actually enjoys the work ...
15/10/2026

Behind every claim settled, every policy tailored and every phone call answered is a team that actually enjoys the work - which, in an industry built on fine print, makes a bigger difference than you'd think.

Thank you for trusting us with the things that matter most to you.

Did you know? South Africa's two-pot retirement system splits every contribution you make: one third goes into your Savi...
13/10/2026

Did you know? South Africa's two-pot retirement system splits every contribution you make: one third goes into your Savings Pot, two thirds into your Retirement Pot.

The Savings Pot is there for real emergencies - but you can only withdraw from it once per tax year, with a minimum withdrawal of R2 000. The Retirement Pot stays locked away, growing quietly until the day you retire.

It's a good system, but only if you use it properly. Dipping in too often (or for the wrong reasons) can quietly cost you years of compound growth.

Not sure how your contributions are split, or whether now's the right time to make a withdrawal? Your Lighthouse Group broker can walk you through your specific pot balances and what makes sense for your situation.

https://lighthousegrp.co.za/

FAQ: Does the repo rate actually affect my insurance?Short answer: not directly. Insurers don't price off the repo rate ...
08/10/2026

FAQ: Does the repo rate actually affect my insurance?

Short answer: not directly. Insurers don't price off the repo rate itself. But it moves the things that do drive premiums - vehicle and parts prices, building costs, and the value of what you're insuring. When those rise, so does the cost to replace them.

Whether the SARB holds, cuts or hikes at its next meeting, your premium is really tracking the cost of replacement, not the rate itself.

Contact your Lighthouse Group broker for more information: https://lighthousegrp.co.za/

October is Financial Planning Month in South Africa, the perfect chance to relook at your financial goals for the rest o...
06/10/2026

October is Financial Planning Month in South Africa, the perfect chance to relook at your financial goals for the rest of the year.

Insurance is only half the picture. The other half is knowing your savings, retirement and risk cover are working together, not against each other.

Pop in for a coffee and a chat - 179 Ridge Road, Umhlanga.

Only three weeks left to check yours. ⏰Auto-assessed? SARS has already sent yours - review it and you're done. Non-provi...
01/10/2026

Only three weeks left to check yours. ⏰

Auto-assessed? SARS has already sent yours - review it and you're done. Non-provisional taxpayer? You've got until 23 October 2026 to file. Provisional taxpayer or trust? Your deadline runs to 22 January 2027.

Different categories, different cut-offs, and missing yours can mean penalties. If you're not sure which one applies to you, your Lighthouse Group broker can help you check.

Myth: third-party cover and comprehensive cover are more or less the same thing, just at different price points.Busted. ...
29/09/2026

Myth: third-party cover and comprehensive cover are more or less the same thing, just at different price points.

Busted. Third-party only covers damage you cause to someone else's vehicle or property - nothing for your own car, even if the accident wasn't your fault. Comprehensive covers your vehicle too, including theft, fire, and weather damage.

The cheaper premium can look appealing, until you're the one paying for your own repairs out of pocket.

Let's find the level of cover that actually makes sense for your car and your budget.

www.rrib.co.za

Happy Heritage Day 🇿🇦 Today is about celebrating everything that makes this country what it is - our languages, our food...
24/09/2026

Happy Heritage Day 🇿🇦

Today is about celebrating everything that makes this country what it is - our languages, our food, our music, our traditions, and the people we share them with. However you're spending it, whether that's around the braai, at a family gathering, or simply taking a well-earned day off, we hope it's a good one.

Every registered medical scheme in South Africa is legally required to cover certain conditions in full, regardless of w...
22/09/2026

Every registered medical scheme in South Africa is legally required to cover certain conditions in full, regardless of which plan you're on. These are called Prescribed Minimum Benefits (PMBs), and they include emergency medical treatment and a defined list of chronic conditions and diagnoses.

The catch: schemes can still set rules around which providers or protocols you need to use to access these benefits without extra cost. Knowing your PMBs means knowing what you're actually entitled to.

Unsure what your scheme owes you? We can help.

📍 179 Ridge Road, Umhlanga | www.rrib.co.za

Here's a number that surprises most people: investing R500 a month from age 25 to 55 (assuming average long-term market ...
17/09/2026

Here's a number that surprises most people: investing R500 a month from age 25 to 55 (assuming average long-term market growth) can leave you with significantly more than doubling that contribution but only starting at 35. The difference isn't the amount, it's the time.

Compound growth rewards early, unglamorous, boring consistency far more than it rewards a bigger cheque later. That's the whole trick.

If you're not sure whether your current contributions are working hard enough, let's run the numbers together.

📍 179 Ridge Road, Umhlanga | www.rrib.co.za

Address

179 Ridge Road, Umhlanga
Umhlanga Rocks
4319

Opening Hours

Monday 07:30 - 16:30
Tuesday 07:30 - 16:30
Wednesday 07:30 - 16:30
Thursday 07:30 - 16:30
Friday 07:30 - 16:30

Telephone

+27315345300

Website

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