Smit and Kie Brokers Pty-Ltd

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Smit and Kie Brokers Pty-Ltd

Over 3 decades of insurance expertise
Short-term insurance specialists
Tailored coverage & top-tier service

🔴 FSP: 11184

09/06/2026

A Good Insurance Structure Creates Confidence. 🙌

Insurance isn’t just about having cover — it’s about having the right structure in place.

When your insurance is properly structured, you have clarity on your cover, confidence in your protection, and peace of mind knowing there are no gaps.

At Smit & Kie Brokers, we look at the bigger picture — ensuring all your cover works together to protect your assets, manage your risks, and support your financial stability.

A well-structured plan ensures:

🔴 Your assets are correctly valued and protected.

🔴 Your risks are clearly identified and managed.

🔴 There are no hidden gaps in your cover.

🔴 Your financial future stays secure.

Let’s structure your insurance properly from the start.

📞 +27 (0)15 307 5587
✉️ [email protected]
🔗 www.smitk.co.za

04/06/2026

Ons Werk Met Mense — Nie Net Met Polisse Nie. ⭐

By Smit & Kie Brokers glo ons versekering moet persoonlik wees. Ons neem die tyd om jou situasie te verstaan — jou lewe, jou werk en jou verantwoordelikhede.

Ons vra die regte vrae, identifiseer jou werklike risiko’s en stel oplossings voor wat sin maak — nie net op papier nie, maar in die werklikheid.

Ons doel is nie net om ’n polis te verskaf nie, maar om jou met sekerheid en gemoedsrus vorentoe te laat beweeg.

Ervaar diens wat werklik op mense fokus.

📞 +27 (0)15 307 5587
✉️ [email protected]
🔗 www.smitk.co.za

02/06/2026

Short-Term Insurance Is About Everyday Protection. 🛡️

Short-term insurance isn’t only there for worst-case scenarios — it’s there for the things that happen more often than we think. From small accidents to unexpected damage, these everyday risks can quickly become costly if you’re not properly covered.

At Smit & Kie Brokers, we help you put practical protection in place so that life’s disruptions don’t turn into financial setbacks.

It helps cover:

🔴 Accidents and damage�Whether it’s a car accident, a damaged appliance, or accidental breakage — repairs and replacements can add up quickly without the right cover.

🔴 Theft and break-ins�Protect your home, valuables, and business assets against loss due to theft or burglary.

🔴 Weather-related losses�From storms and heavy rain to hail damage — unpredictable weather can cause significant damage to your property and belongings.

🔴 Liability claims�If you accidentally cause damage to someone else’s property or injury to another person, your cover helps protect you from costly legal claims.

Short-term insurance gives you the confidence to handle everyday risks without unnecessary financial stress.

Let’s make sure your everyday risks are properly covered. Speak to us today.

📞 +27 (0)15 307 5587
✉️ [email protected]
🔗 www.smitk.co.za

28/05/2026

Beskerm Jou Bande en Wiele. 🚗

Bande en wiele word daagliks aan risiko’s blootgestel — slaggate, randstene en padtoestande kan vinnig skade veroorsaak.

Tyre & Rim dekking bied:

🔴 Beskerming teen toevallige skade.
🔴 Minder uit-die-sak uitgawes.
🔴 Gemoedsrus op die pad.

Voeg hierdie ekstra beskerming by jou polis vandag.

📞 +27 (0)15 307 5587
✉️ [email protected]
🔗 www.smitk.co.za

26/05/2026

Why Choose Us as Your Insurance Broker? ⭐

Choosing the right broker is about more than just a policy — it’s about trust, guidance, and knowing you’re properly protected.

At Smit & Kie Brokers, we combine expertise, integrity, and service to deliver insurance solutions that truly work — for you.

Here’s what sets us apart:

🔴 Client-Centric Approach:�We put your needs first, always — offering the most appropriate cover at competitive, affordable premiums.

🔴 Regulatory Compliance:�We operate in line with industry legislation, ensuring your information is protected and your cover remains compliant.

🔴 Claims Excellence:
We don’t just submit claims — we actively support you, working to settle claims as quickly and conveniently as possible.

With us, you’re not just covered — you’re supported every step of the way.

Experience a broker who truly puts you first.

📞 +27 (0)15 307 5587
✉️ [email protected]
🔗 www.smitk.co.za

21/05/2026

Boerdery Vra Vir Spesialis Dekking. 🌾

Boerdery is nie net ’n besigheid nie — dit is ’n leefstyl wat daagliks blootgestel word aan onvoorspelbare risiko’s. Van weerstoestande en markdruk tot toerusting en operasionele uitdagings, elke besluit dra finansiële implikasies.

Landbouversekering vereis daarom ’n unieke en goed deurdagte benadering — elke plaas het sy eie risiko’s, behoeftes en prioriteite.

Ons help jou met:

🔴 Gewasse en produksie.�
🔴 Toerusting en infrastruktuur.�
🔴 Diere en veeverlies.�
🔴 Aanspreeklikheid en werksrisiko’s.

By Smit & Kie Brokers verstaan ons jou bedryf en die realiteite waarmee jy elke dag werk.

Kontak ons vir landbouversekering wat werklik by jou boerdery pas.

📞 +27 (0)15 307 5587
✉️ [email protected]
🔗 www.smitk.co.za

19/05/2026

Commercial Insurance That Keeps Up With Your Business. 💼

Businesses change fast. Stock levels change. Equipment changes. Teams grow. Risks evolve. If your insurance hasn’t been reviewed in a while, your cover may no longer reflect reality.

Smit & Kie Brokers helps business owners structure practical commercial insurance that protects operations without overcomplicating things. 🙌

Let’s review your business cover and make sure it still fits.

📞 +27 (0)15 307 5587
✉️ [email protected]
🔗 www.smitk.co.za

14/05/2026

Motorversekering Gaan Oor Meer as Net Skade. 🚗

Motorversekering beskerm nie net jou voertuig nie — dit beskerm ook jou finansies wanneer iets onverwags gebeur.

Dit sluit in:

🔴 Ongelukke en botsings: Dekking vir skade aan jou voertuig ná ’n ongeluk, sowel as herstelkoste om jou weer vinnig op die pad te kry.

🔴 Diefstal en kaping: Beskerming teen die finansiële verlies indien jou voertuig gesteel of gekaap word.

🔴 Storm- en natuurskade: Dekking vir skade veroorsaak deur hael, vloede, storms of ander natuurrampe buite jou beheer.

🔴 Derdeparty-aanspreeklikheid: Beskerm jou teen eise indien jy skade aan iemand anders se voertuig of eiendom veroorsaak.

By Smit & Kie Brokers help ons jou om die regte dekking te kies — eenvoudig, duidelik en aangepas by jou behoeftes.

Praat met ons oor motorversekering wat werklik vir jou werk.

📞 +27 (0)15 307 5587
✉️ [email protected]
🔗 www.smitk.co.za

12/05/2026

Your Broker Should Do More Than Quote. 🤝

A good broker doesn’t just send you a premium and disappear. A good broker helps you understand your risks, explains your options clearly, and stays involved when life changes.

At Smit & Kie Brokers, we believe real value lies in long-term support, honest advice, and cover that grows with your needs.

In fact, our clients rate us an average of 96.7% for friendliness, service, and claims turnaround time* — because we prioritise people, not just policies.

Choose a broker who adds value beyond the policy. Speak to our team today. 🙌

📞 +27 (0)15 307 5587
✉️ [email protected]
🔗 www.smitk.co.za

*Based on feedback from surveys conducted by a third-party insurer (July 2021 – August 2021)

07/05/2026

Landbouversekering: Volledige Beskerming vir Jou Plaas. 🌾

Omvattende plaasversekering beskerm jou hele operasie — van bates tot aanspreeklikheid en werknemers.

By Smit & Kie Brokers help ons jou met dekking wat elke aspek van jou boerdery insluit, sodat jy met vertroue kan fokus op jou produksie.

Kontak ons vir landbouversekering wat jou boerdery werklik beskerm.

📞 +27 (0)15 307 5587
✉️ [email protected]
🔗 www.smitk.co.za

Address

10 Windsor Street
Tzaneen
0850

Telephone

+27153075587

Website

http://www.smitk.co.za/

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