Living DEBT Free Ncrdc384 - Kevin Russell

Living DEBT Free Ncrdc384 - Kevin Russell Professional Debt Counsellor NCRDC384 to assist and guide you with Debt and Budget. For more information and registration details visit www.ncr.org.za
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Registered with The National Regulator under, The National Credit Act No.34 of 2005. Living Debt Free with Kevin Russell — NCRDC384
At Living Debt Free with Kevin Russell, we are more than just a debt counselling practice — we are a trusted partner on your journey to financial freedom. Led by Kevin Russell, a registered and experienced debt counsellor (NCRDC384), our mission is simple: to help Sou

th Africans break free from the burden of debt with dignity, clarity, and confidence. Why Choose Us?
✅ Personalised, Compassionate Support
We understand that no two financial stories are the same. That’s why we treat every client with empathy and care, offering tailored solutions that match your income, expenses, and life realities. You’ll never be judged — only supported.

✅ Direct Access to a Registered Debt Counsellor
When you contact us, you’re working directly with Kevin Russell — not a call centre or admin-only team. This means honest advice, fast communication, and a clear understanding of your options at every stage.

✅ Sustainable, Real-World Solutions
We create practical debt restructuring plans that are affordable and realistic, with your long-term wellbeing in mind. No quick fixes, no empty promises — just real support that works.

✅ Proudly South African
From rising fuel costs to school fee challenges, we understand the financial pressures South Africans face every day. Our solutions are locally grounded, culturally aware, and designed to meet your actual needs.

✅ A Legacy of Trust
With a strong track record of negotiated settlements, successful restructures, and clients who’ve turned their lives around, we’re proud to be a name South Africans trust in times of financial hardship.

✅ Empowerment Through Education
Debt counselling is just the start. We equip our clients with budgeting tools, saving strategies, and confidence — because staying debt-free is just as important as becoming debt-free. Our Promise to You
At Living Debt Free, we believe in transparency, discretion, and compassion. Whether you're a single parent, a young professional, or someone who’s simply overwhelmed — you don’t have to face this alone.

📧 Email: [email protected] // [email protected]
📞 011 363 2956 | 📲 078 747 5127 (WhatsApp) | 📱 082 900 4129
🌐 www.livingdebtfree.co.za

💻 Try our Full Budget Calculator — FREE on our website!
👉 Click here: livingdebtfree.co.za/check-if-you-qualify

Let today be the first step toward peace of mind. We’re here to help — and we walk the journey with you.

10/06/2026
10/06/2026

🎬🛒 THE REAL COST OF FOOD IN SOUTH AFRICA

Food prices are no longer “just groceries.”
They are a pressure point in every household budget.

A simple shop today can quietly turn into a major expense without warning:

🥛 Basic essentials
🧀 Everyday items
🍗 Proteins
🍫 Small “extras”

Individually they feel small.
Together they decide your month.

💀 The truth:

Most people are not overspending on luxuries…
They are overspending on survival-level basics.

And that’s where the problem starts.

🦸‍♂️ At Living Debt Free, we focus on this reality:

If you don’t control the basics…
the basics will control you.

Debt control is the real superpower.

📲 Need help restructuring your debt or monthly pressure?
WhatsApp Kevin: 082 900 4129

Living Debt Free with Kevin Russell NCRDC384
Helping South Africans take back control of their money.

💬 Do you feel food prices are affecting your budget more than before?

09/06/2026

💸🎯 FEELING THE PRESSURE OF DEBT OR ONLINE GAMBLING LOSSES?

It often starts small…
A quick bet. A “sure thing.” A hope to recover money fast.

But for many South Africans, it turns into:
📉 Financial stress
📱 Emotional decision-making
💳 Growing debt pressure
⚠️ Feeling stuck with no clear way out

At Living Debt Free with Kevin Russell NCRDC384, we focus on helping you understand the cycle and take back control of your finances.

💡 Real freedom isn’t luck… it’s control, education, and action.

You don’t have to stay stuck in the cycle. There is a way forward.

📍 Contact / WhatsApp Kevin: 082 900 4129

08/06/2026

📢 PUBLIC SERVICE ANNOUNCEMENT📢

The Heidelberg Licensing Department is now operating in a cashless environment.



08/06/2026

SALARY RECEIVED. SALARY GONE. ⚰️💸

Every employed South African knows this moment.

Midnight hits… your salary lands…
and by sunrise, it’s already gone.

No warning. No mercy. No pause.

⛽ Petrol. 📱 Debit Orders. 🏫 School Fees. 🛒 Groceries.
One by one… they drain your account before your month even begins.

And if this is your every month… it’s not a discipline problem.

It’s a debt pressure problem.

High interest. Multiple repayments. Constant deductions.
Your salary isn’t failing—you’re being squeezed before you even get control of it.

But it doesn’t have to stay this way. 🥊

The Living Debt Free Team with Kevin Russell (NCRDC384) is here to help you reset the system and rebuild your cash flow.

No judgment. No confusion. Just a clear path forward.

💬 Don’t mourn your money. Reclaim your salary.

📱 WhatsApp: 082 900 4129
🌐 www.livingdebtfree.co.za
⚖️ NCR Registered Debt Counsellor: NCRDC384

05/06/2026

All the forms you will hear about during your debt review: https://buff.ly/AbjcqXN
Form 16, Form 17.1. Form 17.2, Form 17.3 and Form 19.
Find out what they are and what they are used for.

SALARY RECEIVED. SALARY DELETED. ⚰️💸 Every employed South African knows this feeling.It hits your bank account at midnig...
04/06/2026

SALARY RECEIVED. SALARY DELETED. ⚰️💸 Every employed South African knows this feeling.
It hits your bank account at midnight, and by 8:00 AM, your hard-earned money has vanished into thin air. You didn't even get to buy a luxury coffee before Petrol ⛽, Debit Orders 📱, School Fees 🏫, and Groceries 🛒 threw a funeral for your budget.
If you are living on a "payday countdown" every single month, it is not because you aren’t working hard enough—it's because crushing interest rates and multiple debt agreements are swallowing your cash flow before you can even breathe.
Your salary doesn't have to stay buried under a mountain of debt.
🥊
The Living Debt Free Team with Kevin Russell NCRDC384 are here to perform a financial rescue operation.

Let’s turn that financial crisis into pure freedom. No judgment, no confusing jargon—just a real blueprint to give you your life back.

💬 Don't mourn your money. Let's fix it.

📥 DM us "RESCUE" right now for a completely FREE, confidential budget assessment, or text Kevin directly on WhatsApp.
📱 WhatsApp: 082 900 4129 🌐 www.livingdebtfree.co.za ⚖️ NCR Registered Debt Counsellor: NCRDC384

🚨 FUEL PRICE EMERGENCY: IS INFLATION DRAINING YOUR BUDGET? 💸⛽With Diesel hitting a staggering R28.80/L and Petrol climbi...
21/05/2026

🚨 FUEL PRICE EMERGENCY: IS INFLATION DRAINING YOUR BUDGET? 💸⛽

With Diesel hitting a staggering R28.80/L and Petrol climbing to R23.25/L, South African wallets are feeling the ultimate pressure test. When the cost of simply getting to work goes up, your entire monthly budget takes a hit.

Stop letting inflation outmuscle your hard-earned money. Let's build your custom game plan.

💬 Take control today! WhatsApp Kevin directly at 082 900 4129 to get your Confidential Debt Blueprint.

Address

24 Coetzee Street
Springs
1559

Opening Hours

Monday 09:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00

Telephone

+27113632956

Website

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