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Monday 08:00 - 16:30 Tuesday 08:00 - 16:30 Wednesday 08:00 - 16:30 Thursday 08:00 - 16:30 Friday 08:00 - 16:30

Helderberg Insurance Brokers

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Helderberg Insurance Brokers

Proud of our past and excited about our future.

02/11/2026

The fine print might not be the most exciting thing to read, but it forms an important part of understanding your insurance cover.

Knowing what your policy includes, the conditions that apply and the exclusions that may affect a claim can make all the difference when you need to understand where you stand.

Have questions about your policy wording? The HiB team is here to help.

𝘗𝘙𝘖𝘜𝘋 𝘖𝘍 𝘖𝘜𝘙 𝘗𝘈𝘚𝘛. 𝘌𝘟𝘊𝘐𝘛𝘌𝘋 𝘈𝘉𝘖𝘜𝘛 𝘖𝘜𝘙 𝘍𝘜𝘛𝘜𝘙𝘌
☎️𝐀𝐅𝐓𝐄𝐑 𝐇𝐎𝐔𝐑𝐒 𝐄𝐌𝐄𝐑𝐆𝐄𝐍𝐂𝐘 𝐍𝐔𝐌𝐁𝐄𝐑: 0860 017 470
𝘏𝘦𝘭𝘥𝘦𝘳𝘣𝘦𝘳𝘨 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘉𝘳𝘰𝘬𝘦𝘳𝘴 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 9300)

02/11/2026

Thank you October, Hello November!!🤩💛

𝘗𝘙𝘖𝘜𝘋 𝘖𝘍 𝘖𝘜𝘙 𝘗𝘈𝘚𝘛. 𝘌𝘟𝘊𝘐𝘛𝘌𝘋 𝘈𝘉𝘖𝘜𝘛 𝘖𝘜𝘙 𝘍𝘜𝘛𝘜𝘙𝘌
☎️𝐀𝐅𝐓𝐄𝐑 𝐇𝐎𝐔𝐑𝐒 𝐄𝐌𝐄𝐑𝐆𝐄𝐍𝐂𝐘 𝐍𝐔𝐌𝐁𝐄𝐑: 0860 017 470
𝘏𝘦𝘭𝘥𝘦𝘳𝘣𝘦𝘳𝘨 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘉𝘳𝘰𝘬𝘦𝘳𝘴 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 93000)

29/10/2026

🎉 Happy Birthday, Marinda! 🎂🥳

Wishing you a wonderful birthday filled with happiness, laughter, and all the little things that make a day special! 💐✨

From all of us at the HiB family, may the year ahead bring you plenty of beautiful moments, exciting opportunities, and reasons to smile. 💙

Enjoy your special day, Marinda! 🥂🎈

𝘗𝘙𝘖𝘜𝘋 𝘖𝘍 𝘖𝘜𝘙 𝘗𝘈𝘚𝘛. 𝘌𝘟𝘊𝘐𝘛𝘌𝘋 𝘈𝘉𝘖𝘜𝘛 𝘖𝘜𝘙 𝘍𝘜𝘛𝘜𝘙𝘌
☎️𝐀𝐅𝐓𝐄𝐑 𝐇𝐎𝐔𝐑𝐒 𝐄𝐌𝐄𝐑𝐆𝐄𝐍𝐂𝐘 𝐍𝐔𝐌𝐁𝐄𝐑: 0860 017 470
𝘏𝘦𝘭𝘥𝘦𝘳𝘣𝘦𝘳𝘨 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘉𝘳𝘰𝘬𝘦𝘳𝘴 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 93000)

28/10/2026

Step 1: Watch a 7-minute YouTube tutorial.
Step 2: "How hard can it be?"
Step 3: Buy R2,000 worth of tools.
Step 4: Discover the previous owner apparently built the house using spite and concrete.
Step 5: Call someone who actually knows what they're doing. 😂

DIY can be rewarding.

It can also turn a Saturday project into a Monday problem.
For home insurance enquiries, speak to HiB.

𝘗𝘙𝘖𝘜𝘋 𝘖𝘍 𝘖𝘜𝘙 𝘗𝘈𝘚𝘛. 𝘌𝘟𝘊𝘐𝘛𝘌𝘋 𝘈𝘉𝘖𝘜𝘛 𝘖𝘜𝘙 𝘍𝘜𝘛𝘜𝘙𝘌
☎️𝐀𝐅𝐓𝐄𝐑 𝐇𝐎𝐔𝐑𝐒 𝐄𝐌𝐄𝐑𝐆𝐄𝐍𝐂𝐘 𝐍𝐔𝐌𝐁𝐄𝐑: 0860 017 470
𝘏𝘦𝘭𝘥𝘦𝘳𝘣𝘦𝘳𝘨 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘉𝘳𝘰𝘬𝘦𝘳𝘴 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 93000)

26/10/2026

"Where's the spare key?"

"Ask Mom."
"Mom?"
"I gave it to Dad."
"Dad?"

And suddenly the whole family is involved. 😂
Most households have that one drawer containing approximately 400 mystery keys.

🔑🔑🔑

But somewhere in there, your spare vehicle key is probably worth finding.

For motor insurance enquiries, contact HiB.

𝘗𝘙𝘖𝘜𝘋 𝘖𝘍 𝘖𝘜𝘙 𝘗𝘈𝘚𝘛. 𝘌𝘟𝘊𝘐𝘛𝘌𝘋 𝘈𝘉𝘖𝘜𝘛 𝘖𝘜𝘙 𝘍𝘜𝘛𝘜𝘙𝘌
☎️𝐀𝐅𝐓𝐄𝐑 𝐇𝐎𝐔𝐑𝐒 𝐄𝐌𝐄𝐑𝐆𝐄𝐍𝐂𝐘 𝐍𝐔𝐌𝐁𝐄𝐑: 0860 017 470
𝘏𝘦𝘭𝘥𝘦𝘳𝘣𝘦𝘳𝘨 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘉𝘳𝘰𝘬𝘦𝘳𝘴 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 93000)

23/10/2026

Ask three people what your car is worth and you might get three different answers. 😂

That's because "what a car is worth" isn't always as simple as looking at one number.

There are different valuation concepts used in the motor insurance world, and the value relevant to your policy depends on the cover selected.

Not sure what yours means? Chat to HiB.

𝘗𝘙𝘖𝘜𝘋 𝘖𝘍 𝘖𝘜𝘙 𝘗𝘈𝘚𝘛. 𝘌𝘟𝘊𝘐𝘛𝘌𝘋 𝘈𝘉𝘖𝘜𝘛 𝘖𝘜𝘙 𝘍𝘜𝘛𝘜𝘙𝘌
☎️𝐀𝐅𝐓𝐄𝐑 𝐇𝐎𝐔𝐑𝐒 𝐄𝐌𝐄𝐑𝐆𝐄𝐍𝐂𝐘 𝐍𝐔𝐌𝐁𝐄𝐑: 0860 017 470
𝘏𝘦𝘭𝘥𝘦𝘳𝘣𝘦𝘳𝘨 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘉𝘳𝘰𝘬𝘦𝘳𝘴 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 93000)

22/10/2026

The tree was planted next door. The branches are now in your yard. The leaves are in your pool. And the roots have apparently decided the boundary wall is merely a suggestion.

Neighbourly disputes and property damage can get complicated quickly.
If you're dealing with an insurance-related property issue, speak to HiB about your specific circumstances.

𝘗𝘙𝘖𝘜𝘋 𝘖𝘍 𝘖𝘜𝘙 𝘗𝘈𝘚𝘛. 𝘌𝘟𝘊𝘐𝘛𝘌𝘋 𝘈𝘉𝘖𝘜𝘛 𝘖𝘜𝘙 𝘍𝘜𝘛𝘜𝘙𝘌
☎️𝐀𝐅𝐓𝐄𝐑 𝐇𝐎𝐔𝐑𝐒 𝐄𝐌𝐄𝐑𝐆𝐄𝐍𝐂𝐘 𝐍𝐔𝐌𝐁𝐄𝐑: 0860 017 470
𝘏𝘦𝘭𝘥𝘦𝘳𝘣𝘦𝘳𝘨 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘉𝘳𝘰𝘬𝘦𝘳𝘴 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 93000)

19/10/2026

INSURANCE WORD OF THE WEEK: EXCESS

You see it on your policy. You hear your adviser mention it. But what exactly is it?

In simple terms, an excess is an amount you may be responsible for paying towards a claim, depending on the circumstances and your policy.

No complicated insurance-speak required. 😉

Have a question about your policy? Ask the HiB team.

𝘗𝘙𝘖𝘜𝘋 𝘖𝘍 𝘖𝘜𝘙 𝘗𝘈𝘚𝘛. 𝘌𝘟𝘊𝘐𝘛𝘌𝘋 𝘈𝘉𝘖𝘜𝘛 𝘖𝘜𝘙 𝘍𝘜𝘛𝘜𝘙𝘌
☎️𝐀𝐅𝐓𝐄𝐑 𝐇𝐎𝐔𝐑𝐒 𝐄𝐌𝐄𝐑𝐆𝐄𝐍𝐂𝐘 𝐍𝐔𝐌𝐁𝐄𝐑: 0860 017 470
𝘏𝘦𝘭𝘥𝘦𝘳𝘣𝘦𝘳𝘨 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘉𝘳𝘰𝘬𝘦𝘳𝘴 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 93000)

16/10/2026

Your phone isn't just a phone anymore.

It's your:
📸 Camera
🏦 Bank
📧 Office
🗺️ GPS
📅 Diary
📞 Address book
💳 Wallet
🎥 Entertainment centre

Basically, your entire life in a rectangle.

Which makes your phone one of those everyday items that's easy to underestimate.

Want to discuss your personal insurance options? Speak to HiB.

𝘗𝘙𝘖𝘜𝘋 𝘖𝘍 𝘖𝘜𝘙 𝘗𝘈𝘚𝘛. 𝘌𝘟𝘊𝘐𝘛𝘌𝘋 𝘈𝘉𝘖𝘜𝘛 𝘖𝘜𝘙 𝘍𝘜𝘛𝘜𝘙𝘌
☎️𝐀𝐅𝐓𝐄𝐑 𝐇𝐎𝐔𝐑𝐒 𝐄𝐌𝐄𝐑𝐆𝐄𝐍𝐂𝐘 𝐍𝐔𝐌𝐁𝐄𝐑: 0860 017 470
𝘏𝘦𝘭𝘥𝘦𝘳𝘣𝘦𝘳𝘨 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘉𝘳𝘰𝘬𝘦𝘳𝘴 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 93000)

14/10/2026

October is Transport Month, so we're talking about one of the strangest things about modern life:

Your car slowly becomes a storage unit.
One gym bag becomes three.
A jacket moves in permanently.
There are six charging cables.
And somehow there's always a water bottle in the cup holder.

Your vehicle carries more than passengers.

For motor insurance enquiries, contact HiB.

𝘗𝘙𝘖𝘜𝘋 𝘖𝘍 𝘖𝘜𝘙 𝘗𝘈𝘚𝘛. 𝘌𝘟𝘊𝘐𝘛𝘌𝘋 𝘈𝘉𝘖𝘜𝘛 𝘖𝘜𝘙 𝘍𝘜𝘛𝘜𝘙𝘌
☎️𝐀𝐅𝐓𝐄𝐑 𝐇𝐎𝐔𝐑𝐒 𝐄𝐌𝐄𝐑𝐆𝐄𝐍𝐂𝐘 𝐍𝐔𝐌𝐁𝐄𝐑: 0860 017 470
𝘏𝘦𝘭𝘥𝘦𝘳𝘣𝘦𝘳𝘨 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘉𝘳𝘰𝘬𝘦𝘳𝘴 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 93000)

Address

11 Fagan Street
Somerset West
7130

Opening Hours

Monday	08:00 - 16:30
Tuesday	08:00 - 16:30
Wednesday	08:00 - 16:30
Thursday	08:00 - 16:30
Friday	08:00 - 16:30

Website

https://www.hibrokers.co.za/

Alerts

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