Seshego Consulting

Seshego Consulting At Seshego Consulting, we specialize in providing benefit and investment advice to companies and their retirement fund trustees.

Our expert team has delivered unbiased, professional strategic consulting services to empower informed decision-making.

An increase in income is one of the easiest moments for new spending to become permanent spending.Before adjusting recur...
03/09/2026

An increase in income is one of the easiest moments for new spending to become permanent spending.

Before adjusting recurring expenses, decide deliberately what portion of the additional income could strengthen savings, investments, debt repayment or other longer-term goals.

You can still enjoy the progress you have made.

The goal is simply to make sure your future benefits from the increase too.

The money we use every day carries part of South Africa’s economic history in its name.When South Africa introduced its ...
02/09/2026

The money we use every day carries part of South Africa’s economic history in its name.

When South Africa introduced its new decimal currency in 1961, the name rand was chosen from Witwatersrand.

Our financial language, institutions and systems all have histories — and understanding where they came from can help us better understand the systems we use today.

A salary increase creates an opportunity for financial growth — but it does not guarantee it.When spending rises at the ...
01/09/2026

A salary increase creates an opportunity for financial growth — but it does not guarantee it.

When spending rises at the same pace as income, there may be little additional capacity to save, invest or build financial resilience.

This is often called lifestyle inflation.

The useful question when income increases is not only, “What can I afford now?” but also, “What can this increase help me build?”

Financial progress does not always look dramatic.It can be learning something you did not understand before, asking a be...
31/08/2026

Financial progress does not always look dramatic.

It can be learning something you did not understand before, asking a better question, changing an old habit or making one more informed decision than you did yesterday.

Growth becomes powerful when it becomes consistent.

True business success is not just profit — it is sustainability, systems, and long-term control.Financial health means y...
17/08/2026

True business success is not just profit — it is sustainability, systems, and long-term control.

Financial health means your business survives beyond good months.

14/08/2026

Making informed financial decisions today can help build a stronger, more sustainable business tomorrow.

Late tax submissions don’t just result in a once-off fine — SARS can apply penalties AND ongoing interest that increases...
13/08/2026

Late tax submissions don’t just result in a once-off fine — SARS can apply penalties AND ongoing interest that increases the longer it remains unpaid.

That means small delays can quickly become expensive problems.

The cost of being late is always higher than the cost of being prepared.

If your organisation is reviewing its employee benefits strategy, independent input can help bring direction and confide...
12/08/2026

If your organisation is reviewing its employee benefits strategy, independent input can help bring direction and confidence to the process.

Good governance is not just compliance — it supports better outcomes for everyone involved.
11/08/2026

Good governance is not just compliance — it supports better outcomes for everyone involved.

Most businesses don’t fail from one big mistake — they fail from repeated small financial leaks.Tax season exposes every...
10/08/2026

Most businesses don’t fail from one big mistake — they fail from repeated small financial leaks.

Tax season exposes every gap.

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