Letsatsi Finance and Loan Pty Ltd

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Letsatsi Finance and Loan Pty Ltd We are an efficient & reliable financial services provider servicing clients across South Africa

Letsatsi Finance and Loan is a Financial Services Company established in 1999 and has been operating for more than 20 years in South Africa, covering the length and breadth of the nation. We have over 50 branches countrywide and our branches are easily accessible by clients, and provides a clean, safe and professional environment for customers to transact in. Our branches are currently operating in all 9 provinces of South Africa and offer Personal Loans, Insurance Cover as well as Financial Wellness and Education.

01/11/2026

LET’S TALK FOOTBALL, COMMUNITY & MAKING A DIFFERENCE!

We had the opportunity to be part of Jacaranda Masters Football Club, sharing insights into the upcoming inaugural Top 8 Masters Tournament and the meaningful impact this initiative aims to make in our communities.

Beyond the beautiful game, this initiative is about bringing people together, supporting youth development and giving back to those in need. ❤️

At Letsatsi Finance, we believe that strong community partnerships can create meaningful opportunities and make a lasting difference.

Build a Healthier Credit ProfileYour everyday credit habits affect your credit profile. You can support a healthier prof...
31/10/2026

Build a Healthier Credit Profile

Your everyday credit habits affect your credit profile. You can support a healthier profile by paying accounts on time, reducing outstanding balances and limiting unnecessary credit applications. High balances, missed payments, frequent applications and legal action can negatively affect your credit record.

Review your credit report and dispute information that is incorrect. Improving a credit profile takes time, so focus on consistent payment behaviour rather than quick fixes.

Set a reminder before each account payment date to avoid accidental late payments.

30/10/2026

Take Control of Your Debt

Start by listing every debt, including the balance, interest rate, instalment and remaining term. Then calculate how much of your monthly income goes towards debt repayments.

Two common repayment approaches are:

🟢Avalanche: priorities the debt with the highest interest rate while maintaining minimum payments on the others.
🟢Snowball: priorities the smallest balance while maintaining minimum payments on the others.

If you are missing payments, borrowing to repay other debt or unable to cover basic needs, seek help early from your credit provider or an NCR-registered debt counsellor. Avoid taking on further debt where possible.

Write down all your debts in one place so you can see the full picture.

Take One Manageable StepFinancial problems may not change overnight, but one manageable action can reduce uncertainty. S...
30/10/2026

Take One Manageable Step

Financial problems may not change overnight, but one manageable action can reduce uncertainty. Speak to a trusted friend, family member, counsellor or registered debt counsellor. Write down your income, expenses, debts and money-related feelings. Then choose one step you can control, such as saving a small amount, contacting a credit provider or paying one account on time.

If financial stress is affecting your mental health, contact SADAG on 0800 567 567 or LifeLine South Africa on 0861 322 322. For debt counselling information, visit the National Credit Regulator at www.ncr.org.za.

UNDERSTANDING CREDIT REPAIRCredit Repair is a process that can help improve your credit profile and support better finan...
23/10/2026

UNDERSTANDING CREDIT REPAIR

Credit Repair is a process that can help improve your credit profile and support better financial opportunities.

Understand your credit. Manage it responsibly.

📞 Contact us today: 087 055 1200
📧 Email: [email protected]
🌐 Learn more: https://www.letsatsifinance.co.za/financial-planning-month
📍 Visit your nearest Letsatsi Finance branch.

We are excited to announce this week’s winners for Financial Planning Month! ✨A big congratulations to our lucky winners...
20/10/2026

We are excited to announce this week’s winners for Financial Planning Month! ✨
A big congratulations to our lucky winners! 🎉 Thank you to everyone who participated and joined us on this journey towards better financial planning and a brighter financial future.
Stay tuned, keep participating, and you could be our next winner!

Choose the Right Place for Your SavingsWhere you keep your savings should match when you will need the money.🟢A savings ...
20/10/2026

Choose the Right Place for Your Savings

Where you keep your savings should match when you will need the money.

🟢A savings account usually offers easy access and may suit short-term goals or an emergency fund.
🟢A fixed deposit generally holds a lump sum for an agreed period and may limit access until that period ends.
🟢 A notice deposit requires advance notice before you withdraw your money.

Before choosing an account, compare the interest rate, fees, access rules and minimum deposit requirements.

Start Small and Save ConsistentlyYou do not need a large amount of money to begin saving. Start with an amount you can m...
19/10/2026

Start Small and Save Consistently

You do not need a large amount of money to begin saving. Start with an amount you can manage and make it a regular part of your budget. A small, consistent contribution can help you build the habit and create a buffer for unexpected costs.

Treat savings like a monthly commitment. Move the money before spending on wants and increase the amount when your circumstances allow.

Know How Credit WorksWhen you apply for a loan, store account or credit card, the credit provider considers your persona...
16/10/2026

Know How Credit Works

When you apply for a loan, store account or credit card, the credit provider considers your personal and financial information, credit history and affordability. If the application is approved, you agree to the repayment terms and begin paying the account monthly.

Credit can be useful, but it creates a financial commitment. Before applying, understand the full cost and make sure the repayment will still leave enough money for essentials and savings.

Before using credit, ask: Can I comfortably afford the repayment for the full term?

Address

Unit F Morningside Close Office Park, 222 Rivonia Road, Corner Alon & Michelle Streets, Mornigside
Sandton
2196

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00
Saturday 08:00 - 12:00

Telephone

+27113046490

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