Credit Guarantee Insurance Corporation of Africa Limited

Credit Guarantee Insurance Corporation of Africa Limited An underwriting company that has been excelling in the field of domestic and export credit insurance Credit Guarantee is a licensed FSP and Non-Life Insurer.

An underwriting company that has been excelling in the field of domestic and export credit insurance as well as providing various surety & bond solutions.

17/09/2026

In today's interconnected economy, events taking place thousands of kilometres away can quickly impact South Africa's food supply chain.

The key is not predicting every disruption, but understanding how changing conditions may affect customers, suppliers, and credit risk. Better insights support better decisions.

15/09/2026

As South African businesses increasingly adopt digital tools and AI, the quality of data is becoming just as important as the quantity.

Accurate, complete, and timely information helps decision-makers build a clearer view of customer financial health, recognise shifting payment patterns, and better understand exposure across sectors and markets.

When combined with payment experience, market intelligence and human expertise, trusted data can strengthen the risk assessments that inform credit decisions and trade credit insurance. It helps organisations identify potential risks earlier, set appropriate credit limits and align protection with evolving business exposure.

In an increasingly complex trading environment, the true advantage lies not in having the most data, but in having data you can trust.

A strengthening El Niño could bring hotter, drier conditions to parts of South Africa's summer season, creating challeng...
08/09/2026

A strengthening El Niño could bring hotter, drier conditions to parts of South Africa's summer season, creating challenges for businesses, supply chains, and agriculture.

Potential impacts include:

-Reduced crop yields
-Higher and more volatile food prices
-Supply chain and logistics disruptions
-Increased pressure on energy and water-
dependent operations

The good news? Businesses can improve resilience by diversifying suppliers, strengthening contingency plans and staying informed about climate developments.

The question isn't whether businesses will face climate-related disruption, but how prepared they'll be when it arrives.

Do I have to insure all my customers?Not necessarily. Depending on the type of policy selected and Credit Guarantee's un...
01/09/2026

Do I have to insure all my customers?

Not necessarily. Depending on the type of policy selected and Credit Guarantee's underwriting requirements, cover may be available for your entire debtors' book, specific named customers, or a selected group of customers.

For example, some businesses choose to seek cover for customers that represent their largest financial exposure or those whose non-payment could have the greatest impact on cash flow.

The scope of cover, approved credit limits, and premium payable will depend on factors such as the policy structure, the number and profile of customers covered, the value of the insured receivables, and the level of risk assessed by Credit Guarantee.

It is important to review the policy terms, conditions, limits, and exclusions to ensure the cover meets your business's specific needs.

Transforming communities through access to clean waterCGIC, in partnership with Blessman International, is proud to supp...
28/08/2026

Transforming communities through access to clean water

CGIC, in partnership with Blessman International, is proud to support a life-changing borehole initiative in Bakenberg, Limpopo,helping create a healthier, more sustainable future for the community.

The project is making a meaningful difference through:

Clean Water Access: More than 400 households now have access to safe, clean drinking water at the community centre.

Improved Sanitation: Modern flushing toilets have replaced unsafe pit latrines, creating a healthier environment for 70 children.

Hygiene & Safe Storage: Dedicated water containers help ensure the safe transport and storage of clean water.

Food Security: Gardening tools are empowering community members to grow fresh produce through the centre’s food gardening programme.

At CGIC, we believe meaningful impact goes beyond business. By investing in initiatives that strengthen communities, improve livelihoods and create sustainable opportunities, we can help build a better future for all.

Together, we’re turning access to water into access to opportunity.

What happens if my customers are in other African countries?Trade credit insurance can be available for both domestic an...
27/08/2026

What happens if my customers are in other African countries?

Trade credit insurance can be available for both domestic and export trade, subject to the terms, conditions, and limits of your policy. Credit Guarantee offers solutions for businesses trading locally, across Africa, and internationally.

Depending on your policy structure, cover may be available for approved buyers in neighbouring countries and other export markets. Before cover is granted, Credit Guarantee assesses factors such as the buyer, country, transaction profile, and overall risk exposure.

The amount and scope of cover available will depend on the outcome of the underwriting assessment and the terms of the policy. Where cover is approved, trade credit insurance can help protect your business against insured losses arising from customer non-payment, subject to policy terms and conditions.

This can support businesses seeking growth opportunities in new markets while managing trade credit risk more effectively.

Is there anything that Credit Guarantee doesn't cover?Yes. Like all insurance products, trade credit insurance is subjec...
24/08/2026

Is there anything that Credit Guarantee doesn't cover?

Yes. Like all insurance products, trade credit insurance is subject to specific terms, conditions, limits, and exclusions. Coverage depends on the policy purchased and the circumstances of each claim.

Examples of matters that may not be covered, or may be subject to specific policy conditions, can include disputed debts, fraudulent transactions, sanctions-related restrictions, and certain political or catastrophic events.

Cover may also be limited or unavailable for certain categories of buyers or transactions, depending on the policy terms and underwriting requirements.

Before extending credit to a customer, it is important to review your policy wording and confirm the scope of cover, applicable limits, conditions, and exclusions with Credit Guarantee.

Can Trade Credit Insurance improve my access to finance?Trade credit insurance is designed to protect businesses against...
18/08/2026

Can Trade Credit Insurance improve my access to finance?

Trade credit insurance is designed to protect businesses against losses arising from covered customer non-payment risks, such as insolvency or protracted default. By protecting insured receivables, it can help strengthen a business's risk management framework and improve the quality of its accounts receivable portfolio.

Because insured receivables may be viewed as a lower-risk asset, some lenders may take trade credit insurance into account when assessing a business's borrowing requirements. Depending on the lender's criteria and the specific circumstances of the business, this could support discussions around working capital facilities, credit limits, or financing structures.

While trade credit insurance does not guarantee access to finance or more favourable lending terms, it can provide lenders with additional comfort regarding the recoverability of insured receivables and may enhance a company's overall credit profile.

For many businesses, the value lies not only in protecting cash flow but also in supporting growth plans with greater confidence and resilience.

Can Trade Credit Insurance help me sell more?Trade credit insurance is often viewed as protection against customer non-p...
11/08/2026

Can Trade Credit Insurance help me sell more?

Trade credit insurance is often viewed as protection against customer non-payment, but it can also support business growth by helping companies manage credit risk more effectively. Trade credit insurance can give businesses greater confidence when offering credit terms, accepting larger orders, or exploring opportunities with new customers and markets, subject to approved credit limits and policy conditions.

An additional benefit is access to ongoing credit risk information and buyer assessments. Insurers typically monitor the financial strength of insured buyers and establish credit limits based on their assessment of risk. This information can help businesses make more informed decisions about extending credit and managing customer exposures.

In some cases, these insights may highlight opportunities to increase trading activity with existing customers, while also identifying areas where a more cautious approach may be appropriate.

Trade credit insurance is not a substitute for sound credit management. Rather, it is a tool that can provide businesses with protection and valuable risk insights, helping them pursue growth opportunities while managing credit exposure within approved limits and in accordance with policy terms and conditions.

09/08/2026

Happy Women’s Day 🌷

Today, we celebrate the women who lead with courage, think with clarity, and lift others as they rise.

To the women on our team, our partners, and our clients thank you for the resilience you bring to every challenge, the perspective you bring to every conversation, and the strength you bring to every decision. You inspire those around you, every single day.

Here’s to the women who show up, speak up, and never stop moving forward. Today and always.

Address

Wanooka Place, St Andrews Road
Sandown
2196

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00

Website

Alerts

Be the first to know and let us send you an email when Credit Guarantee Insurance Corporation of Africa Limited posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Credit Guarantee Insurance Corporation of Africa Limited:

Shortcuts

Share

Category