FKC Wealth

19/10/2026

Patience beats inflation.

R1 invested in the South African share market in 2006 had grown to R5.47 by September 2026. Over the same time, what cost R1 in 2006 rose to R2.94.

The catch? You had to sit through dips of about 15% on average every year without panicking and selling. Patience isn't doing nothing. It's what protects your money from the silent dragon of rising prices.

Past performance is not a guarantee of future performance. Source: FE Analytics, Humans Under Management.

18/10/2026

Most goals start with one question: what do I want? This short episode adds a second one that matters just as much: what will it require of me?
Six minutes with your coffee before the week begins.
Listen here:
https://podcasts.apple.com/gb/podcast/1546-counting-the-cost/id1034934586?i=1000790014911

Podcast Episode · Behavior Gap Radio · 16 September · 5min

16/10/2026

Happy Boss's Day, Stephan Kruger! Thank you for your guidance, your open door and for always putting people first, clients and team alike. We're proud to work with you.

– The FKC Wealth team

15/10/2026

Happy birthday, Jacqui! 🎉 Today we're celebrating one of the kindest hearts in our office. Thank you for the care, patience and laughter you bring every single day. Have a wonderful day!
– The FKC Wealth team

14/10/2026

Four things work gives you that money can't.
Your financial plan can tell you whether you can afford to retire. It can't always tell you whether you should. Work quietly gives us four things that are easy to miss until they're gone:
1. Structure. A reason to get up in the morning. A weekly volunteering shift, a course or a set golf day can do the same.
2. Connection. People around you without any effort. Try a club, a walking group or a regular lunch with old friends.
3. Purpose. The feeling of being needed. Think mentoring, serving on a committee or helping raise the grandchildren. These roles usually come through people you already know, so line them up while you're still working.
4. Stimulation. Real problems to solve. A language, an instrument, a craft or a sport works well, especially with other people.
The earlier you plan for these, the easier the step.

07/10/2026

Hiermee die skakel vir die gedenkdiens van wyle Fanus Kruger

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

02/10/2026

30/09/2026

🧭 Vier vrae waarby ons elke beplannings gesprek uitkom.
1️⃣ Het jou doelwitte verander? Baie gebeur in 'n jaar — 'n nuwe baba, 'n besigheid verkoop, aftrede vroeër. 'n Plan wat vir verlede jaar se lewe gebou is, pas nie vanjaar s'n nie.
2️⃣ Is jy op koers? So ja, kry jy gemoedsrus. So nee, wil ons dit eerder nou weet, terwyl daar nog tyd is om aan te pas. ⏳
3️⃣ Is daar gapings om te sluit? Sommige planne werk pragtig — solank niks verkeerd loop nie. Verrassings gebeur nie net met ander mense nie. 🛡️
4️⃣ Wat moet jy nou doen? Soms is dit een duidelike stap. Soms is dit "baie min" — en om te weet wanneer om 'n goeie plan uit te los, is 'n onderskatte vaardigheid. 😌

Jy hoef nie met al die antwoorde op te daag nie. Dis waarvoor die gesprek is. 💬

27/09/2026

💵 Purchasing power of $100: 2019 vs 2026

Switzerland's $100 still buys $93 worth. Türkiye's buys $11. 😳

South Africa isn't on this chart — it's OECD countries only. But run the same maths locally and R100 from 2019 buys roughly R74 today. That would land us just past the UK, somewhere near Mexico. 🇿🇦

Here's the part worth sitting with: in every single country on this list, the number on the note never changed. Only what it could buy did. 🛒

Cash never looks like it's losing anything. That's precisely why the loss is so easy to miss.

Money you need in the next year or two belongs in cash. Money you need in ten years has a different job to do. 📈

23/09/2026

🚗 A plan is judged by the road ahead, not the one behind.

Your rearview mirror matters — but nobody drives by staring into it.

It's easy for a planning meeting to shrink down to one question: how did the investments do since last time? That's worth reviewing, but it's a small part of a much bigger conversation. 🛣️

The real questions look forward: What's changed in your life? Where are you heading? What should you do next?

That's the conversation we'd rather have with you. 💬