Francois Cloete - Sanlam Financial Adviser, Robertson

29/05/2026

❄️ Want to stay healthy this winter without relying on meds?
Boost your body’s natural defences with 6 easy lifestyle habits that support your immune system – backed by science!

✅ Sip herbal tea with honey
✅ Add more protein to your meals
✅ Get enough sleep
✅ Cut back on sugar
✅ Stay active
✅ Keep your space clean

Small changes = stronger immunity = fewer sick days.

💡Like, share and follow for more ways to take control of your wellness this season.

28/05/2026

Stay a step ahead of flu season! 🛡️💉
Your annual flu shot boosts your immunity, protects those around you, and helps prevent serious illness.

And the best part?

Fedhealth members and their dependents get it FREE — covered from Risk, not your savings!

👉 Not yet a Fedhealth member contact 0762532137, [email protected] for more information.

27/05/2026

Nurses, while you dedicate yourselves to caring for others, who's looking out for your financial well-being? 💉💼

Personal financial planning can be daunting, especially for nurses who face unique challenges at different stages of their lives. From paying off debt to saving for emergencies and planning for major milestones like buying a home or retiring, there's a lot to consider.

That's where having a tailored financial plan comes in. 💰📋

But even with a solid plan in place, you may encounter uncertainties like investment volatility, unexpected expenses, and changing economic conditions. That's why consulting a financial adviser is crucial.

As a nurse, having someone who knows your finances and individual financial goals is essential.

Here are more reasons why getting good advice from a professional that understands your needs is important 🤝📈 -

https://www.sanlamadvice.co.za/adviser/francois-cloete/blogs/the-importance-of-getting-good-advice/

Contact Francois Cloete below

https://www.sanlamadvice.co.za/adviser/francois-cloete

📞 0762532137 / 0762532137
📧 [email protected]
30 Van Reenen Sreet, Robertson, 6705

25/05/2026

📝👨‍💼 "Many South Africans in their late 20s, 30s and even 40s may think they've got a good life, and that it's going to last forever"

"But very few consider how their lives will be when they leave work for good and no longer receive a salary." 💡

📋 Francois Cloete suggests this checklist of things to do to get your retirement savings on track, as early as possible.

Read more in my blog article: https://www.sanlamadvice.co.za/adviser/francois-cloete/blogs/how-to-afford-the-life-you-want-after-your-last-salary/

24/05/2026

Moederskap is ‘n wonderlike reis, maar dis ook ‘n finansiële reis. Van spaar vir opvoeding tot die opbou van ‘n noodfonds, dit kan oorweldigend voel. Hier is ‘n paar lesse wat deur ‘n moeder gedeel word en waarby jy hopelik aansluiting kan vind.

9 money lessons motherhood teaches us, from budgeting wisely to planning ahead for security—build stronger financial habits for your family’s future. Take the next step.

21/05/2026

Many women are solely responsible for their children 👩‍👧‍👦

SHARE this privately with a colleague or friend on WhatsApp who needs to see this -
https://wa.me/?text=https://www.sanlamadvice.co.za/adviser/francois-cloete/blogs/single-mothers-even-more-at-risk-when-losing-their-income/

The importance of making careful provision should something unforeseen happen to a single mom cannot be overstated, as there is not a second stream of income generated by another person in their household.

When a single mother loses her ability to earn, the financial consequences can be devastating. 😳

Here is how you can plan and protect your income as a single mother, or when you have dependents.

Read more - https://www.sanlamadvice.co.za/adviser/francois-cloete/blogs/single-mothers-even-more-at-risk-when-losing-their-income/

20/05/2026

Leave a legacy your loved ones can feel confident in.
Start by drafting your will – it’s simpler than you think. You can do it quickly and easily online here - https://www.sanlamadvice.co.za/adviser/francois-cloete/financial-planning/online-will

Or get in touch to draft it in person.

📞 Phone: 0762532137
📧 Email: [email protected]
🏢 Office: 30 Van Reenen Sreet, Robertson, 6705

17/05/2026

You MUST share this post with new parents, in-laws, sons and daughters. They will thank you later.

👶 Your children depend solely on you for all their financial needs during the first part of their life. Give them the opportunities and protection they need and deserve.

Start a conversation with Francois Cloete to help you plan for your child's future.

Contact me about:

🔹Saving for your child's school/ varsity education fees

🔹Savings and investment opportunities

🔹Insurance, medical aid and gap cover

🔹Wills, trusts and estates

Francois Cloete
📞 0762532137
📧 [email protected]
📍 30 Van Reenen Sreet, Robertson, 6705

16/05/2026

Learn from these 4 Pay Day Tips shared by Francois Cloete

Most South Africans tend to first spend money on ‘wants’ and leave savings for last.

This is because spending is instant, visible and tangible.

The only way to make savings work for you, is to pay yourself first, otherwise you'll never have any money left over for future goals.



Francois Cloete
📞 0762532137 / 0762532137
📧 [email protected]
30 Van Reenen Sreet, Robertson, 6705