Francois Cloete - Sanlam Financial Adviser, Robertson

10/09/2026

Beskerm jouself en maak vir 'n gesonde toekoms voorsiening. Kontak jou Sanlam adviseur Francois Cloete en vind uit hoe.

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https://www.sanlamadvice.co.za/adviser/francois-cloete

09/09/2026

- Heart disease isn’t just for older adults – younger South Africans are at risk too. Stress, sleep, and mental health all play a role. Learn how you can protect your heart and your income with Sanlam →

Heart disease isn’t just an older adult’s concern. Younger South Africans face rising cardiovascular risks, worsened by stress, poor sleep, and mental health challenges. Protect your health and income with holistic Sanlam solutions.

07/09/2026

Kontak Francois Cloete - Sluit boedelbeplanning in by jou algehele finansiële plan.

📞0762532137 📧[email protected]

https://www.sanlamadvice.co.za/adviser/francois-cloete

06/09/2026

What if one of the greatest gifts you could give your child isn't a toy, but a stronger financial future? 👶💙

Speak to Francois Cloete - leave a message to be contacted - https://www.sanlamadvice.co.za/adviser/francois-cloete

Many parents focus on today's needs, but building wealth is often about starting early and staying consistent.

The earlier you begin planning for the future, the more time your money has to work towards your long-term goals. That's why it's worth exploring solutions designed to help you build a legacy for the next generation.

Discover how the Sanlam Cumulus Echo Retirement Plan could form part of your family's long-term financial journey.

Get in touch to learn more.

05/09/2026

Heart-related illnesses remain among the biggest silent threats—especially here in South Africa, where one person suffers a stroke every 12 minutes and cardiovascular diseases claim many lives daily.

The good news?

Simple, consistent lifestyle choices can make a huge difference.

This blog offers five essential, easy-to-follow steps—from improving your diet and staying active to monitoring your blood pressure—that can help you safeguard your heart, today and for years to come.

Website users may experience intermittent downtime between 04/09 - 07/09 while infrastructure maintenance is carried out. Report any issues to [email protected]

04/09/2026

Hartverwante siektes tel steeds onder die grootste stil gesondheidsgevare, veral hier in Suid-Afrika waar een persoon elke 12 minute ‘n beroerte kry en kardiovaskulêre siektes daagliks talle lewens eis.

Die goeie nuus?

Eenvoudige, konsekwente leefstylkeuses kan ‘n groot verskil maak.

Hierdie blog doen vyf noodsaaklike stappe aan die hand – van die verbetering van jou dieet en ‘n aktiewe leefstyl tot die monitoring van jou bloeddruk – wat maklik is om te volg en jou kan help om vandag en in die jare wat kom jou hart te beskerm.

Cardiovascular diseases claim more lives globally than any other disease. In South Africa alone, it is estimated that five people are affected by strokes every hour. Adopting healthier lifestyle habits becomes crucial to lowering your risk and safeguarding your heart. Below are five tips for you to....

29/08/2026

Leer hoe gedissiplineerde onttrekkings, slim batetoedeling en doeltreffende risikobestuur kan help om jou aftree-inkomste vol te hou, dit teen inflasie te beskerm en langtermyn finansiële sekuriteit te ondersteun.

Learn how disciplined withdrawals, smart asset allocation and effective risk management can help sustain your retirement income, protect against inflation and support long-term financial security.

27/08/2026

Ladies, here’s how you can help the men in your life take care of their health 💙

As the CEOs of the household, we know it’s not always easy to get them to book that check-up — but Francois Cloete has got you covered!

Here’s how to lead the way to healthier living:

1.Make the appointment. Men need regular check-ups just like women to detect and prevent health problems. Book a lunch date as a post check-up reward.

2.Plan to exercise together. Many health conditions, such as colon cancer, can be prevented by regular exercise. Go for a walk, or play a game of tennis over the weekend. Also, guys are very much into their gadgets apps and tech. There are a number of men’s health apps available today to help the man in your life to live healthier.

3.Tweak your diet. Whether the goal is to lose weight or to gain muscle; a healthy diet is the way to go. Incorporate more fruit and veg, lean proteins like fish or chicken, high-fibre foods like beans and legumes, oats and avocado, and wholegrains like brown rice and pasta, whole wheat bread and quinoa.

4.Encourage him to stop smoking. Smoking is linked to heart disease, lung disease, cancer and strokes.

5.Find ways to eliminate stress. Balance work with downtime or a fun hobby.

Talk to your partner about health related articles you come across; ask him to make sure that he’s around for a long time.

Source: nationaltoday.com, heart.org, newsworks.org, canadianliving.com. hitchedmag.com, oprah.com, today.com, greatest.com, technotox.com, livescience.com, mh.com, nurseadvisormagazine.com, menshealth.com, mom.com, huffpost.com, stopcoloncancernow.com, gov.za, lifeinsurance.standardbank.co.za, healthline.com

26/08/2026

💡 Ready to make smarter financial decisions? Celebrate Money Smart Week with Francois Cloete and take control of your money. Contact me to speak with a financial adviser.

Website: https://www.sanlamadvice.co.za/adviser/francois-cloete/contact-us/

25/08/2026

💡 Divorce can bring significant financial changes, making it important to understand the impact on your income, assets, savings, and future financial goals. Being informed can help you make confident decisions and build a secure financial future.

It is said that nearly half of all marriages in South Africa end in divorce. Unfortunately divorce usually goes hand in hand with great unhappiness about the way in which the assets the two parties have built up over the years should be divided.