Ithuseng Credit Solutions

01/05/2026

This Workers’ Day we recognise the effort it takes to show up every day, to provide, to build and to keep going even when things feel tight.

For many South Africans, financial pressure is part of that daily reality. It affects how we plan, how we spend and how we move forward.

We believe your hard work should create progress, not pressure. The first step is understanding where you stand.

Contact us to get a clearer picture of your financial position and what your next step could be:

☎️ 011 326 3459
📱Whatsapp +27 71 850 1706
📧 [email protected]



Ithuseng Credit Solutions is a registered Alternative Dispute Resolution Agent & Debt Counselling Company. Registration Details: Debt Counsellor: NCRDC2476 ADR AGENT: NCRADRA1
NB: We are not a credit provider

14/07/2025

03/07/2025

Our Team has been servicing Harmony Gold Employees for more than six years. In that time we have eliminated Garnishee Orders almost to zero, canceled hundreds of Administration Orders and renegotiated new instalments, rehabilitated hundreds of mineworkers with bad credit records to qualify for housing and vehicle finance and resolved thousands of credit disputes including employees being put under debt counseling without their consent or proper disclosure.We are greatful to Harmony Gold for investing in the credit health of their employees!!!

02/07/2025

Your driving habits can influence the outcome of your claims and mess up your finances if claims are repudiated on the basis that you were reckless or disobeying rules of the road.

01/07/2025

https://iol.co.za/news/south-africa/2025-07-01-court-ruling-highlights-banks-obligations-under-the-national-credit-act/?fbclid=IwY2xjawLQph9leHRuA2FlbQIxMQABHsBn7x4aY4GeIMtzvCuZw-FtGgKpR6OVOhK3i1dpYBBkGZJ5dGqz3-Xrw0Sj_aem_L4KZ-57ho_ezk3tGV1pHFg

Previous court orders required banks amd credit providers to prove that they sent the section 129 but this one requires proof that the consumer received it. A section 129 is a lifeline as it opens the door for you to negotiate with your creditors on how you will bring arrears up to date. Never ignore it as doing that will kickstart the legal process which may lead to the repossession and auctioning of assets secured by the loan.e

A recent Gauteng High Court ruling underscores the importance of compliance with the National Credit Act in vehicle repossession cases, as a consumer successfully overturned a default judgment due to lack of proper notification.

18/06/2025

Know your rights and obligations🌟

07/05/2025

Amidst the excitement of wedding planning, it’s easy to overlook a crucial aspect of marriage: financial planning. Metropolitan Gauteng’s General Manager

07/05/2025

JOINT BONDS, SIGNING AS SURETY OR TAKING OUT CREDIT IN YOUR NAME ON BEHALF OF ANOTHER PERSON CAN LEND YOU IN BIG TROUBLE!

We just advised a client who signed surety for her employer to the tune of R200 000. She thought she was signing as a witness. As a result she is now sitting with a judgment of R200 000. Read documents and contracts very carefully before you sign.

No matter how close a person is to you or seems trustworthy think very carefully before you sign as surety or guarantor. If for any reason that person cannot meet their obligations, you are fully liable for the debt and legal action will be taken against you.

The same goes for joint bonds or taking out credit in your name for another person if they have no affordability or a bad credit record. With a joint bond, should the other party for any reason not pay their portion, the remaining party is liable for the full obligation. There is no 50/50.

07/05/2025

Important information.

While customary marriage is recognised, if it is unregistered, proving its validity can be complicated, especially when it comes to your finances, writes Maya Fisher-French.

04/07/2024

Important warning from the National Credit Regulator regarding rogue Debt Counsellors.