Ithuseng Credit Solutions

17/09/2026

We inherit more than money. We inherit money lessons.

The way we save, spend, borrow, manage debt and think about financial responsibility is often shaped by the people and communities around us. For many South African families, that also includes the reality of the responsibility of supporting family while building your own financial future.

Heritage Month gives us an opportunity to think about the financial lessons we have inherited, the habits we have developed and the lessons we want to pass on or discard.

What is one good money and credit lesson you inherited that has stayed with you?
What is one bad money and credit lesson you inherited that you wish to warn others against?

Tell us in the comments: what is one good or bad money lesson you inherited?

14/09/2026

Ithuseng Credit Solutions was proud to participate in , where Shadi Makgopa delivered a keynote address on financial literacy.

UJ Women in Mining is a student-led platform that connects female students in mining-related fields with knowledge, industry exposure, mentorship and opportunity. The programme is designed to help students prepare for professional life and make the transition from the classroom into the workplace.

Financial literacy is an important part of that preparation. Understanding how to manage income, use credit responsibly and protect your financial profile can make a meaningful difference as a young professional beginning to ear and make independent financial decisions.

Thank you to UJ Women in Mining for the opportunity to be part of the conversation.

Follow Ithuseng Credit Solutions for practical financial wellness and credit guidance. https://www.ithusengsolutions.co.za/

26/08/2026

Women’s Month | Meet Shadi Makgopa

Women in leadership bring more than experience to the table. They bring perspective, resilience and the ability to create opportunities for others.

Meet Shadi Makgopa, Ithuseng Credit Solutions’ Operations and Business Development Manager, whose career in financial literacy, credit solutions and debt counselling spans 10 years.

Shadi’s journey has taken her from financial markets administration and financial wellness education to debt counselling management and business development. She started as the first on-site consultant for a big mining project, where she provided financial wellness education and credit solutions to employees while training and mentoring consultants who joined the project.

She later became a Debt Counselling Manager, where she played a key role in establishing and structuring a dedicated debt counselling administration department, developing clearly defined roles and processes.

Today, Shadi continues to combine her financial services expertise with her passion for empowering people through practical guidance and structured solutions.

This Women’s Month, we celebrate women who continue to grow, lead, share their knowledge and create opportunities for others to move forward.

We are proud to have Shadi as part of the Ithuseng team.

01/05/2026

This Workers’ Day we recognise the effort it takes to show up every day, to provide, to build and to keep going even when things feel tight.

For many South Africans, financial pressure is part of that daily reality. It affects how we plan, how we spend and how we move forward.

We believe your hard work should create progress, not pressure. The first step is understanding where you stand.

Contact us to get a clearer picture of your financial position and what your next step could be:

☎️ 011 326 3459
📱Whatsapp +27 71 850 1706
📧 [email protected]



Ithuseng Credit Solutions is a registered Alternative Dispute Resolution Agent & Debt Counselling Company. Registration Details: Debt Counsellor: NCRDC2476 ADR AGENT: NCRADRA1
NB: We are not a credit provider

14/07/2025

03/07/2025

Our Team has been servicing Harmony Gold Employees for more than six years. In that time we have eliminated Garnishee Orders almost to zero, canceled hundreds of Administration Orders and renegotiated new instalments, rehabilitated hundreds of mineworkers with bad credit records to qualify for housing and vehicle finance and resolved thousands of credit disputes including employees being put under debt counseling without their consent or proper disclosure.We are greatful to Harmony Gold for investing in the credit health of their employees!!!

02/07/2025

Your driving habits can influence the outcome of your claims and mess up your finances if claims are repudiated on the basis that you were reckless or disobeying rules of the road.

01/07/2025

https://iol.co.za/news/south-africa/2025-07-01-court-ruling-highlights-banks-obligations-under-the-national-credit-act/?fbclid=IwY2xjawLQph9leHRuA2FlbQIxMQABHsBn7x4aY4GeIMtzvCuZw-FtGgKpR6OVOhK3i1dpYBBkGZJ5dGqz3-Xrw0Sj_aem_L4KZ-57ho_ezk3tGV1pHFg

Previous court orders required banks amd credit providers to prove that they sent the section 129 but this one requires proof that the consumer received it. A section 129 is a lifeline as it opens the door for you to negotiate with your creditors on how you will bring arrears up to date. Never ignore it as doing that will kickstart the legal process which may lead to the repossession and auctioning of assets secured by the loan.e

A recent Gauteng High Court ruling underscores the importance of compliance with the National Credit Act in vehicle repossession cases, as a consumer successfully overturned a default judgment due to lack of proper notification.

18/06/2025

Know your rights and obligations🌟

07/05/2025

Amidst the excitement of wedding planning, it’s easy to overlook a crucial aspect of marriage: financial planning. Metropolitan Gauteng’s General Manager