Stratum Benefits

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Stratum Benefits Whether it’s the perfect shortfall solution or an affordable health insurance option, we have the right fit for everyone.

We know we’ve got your right fit because we’ve been planning this match-making moment for more than fifteen years. Whether you’re looking for Gap or Health Insurance Cover, we offer something for everyone.

24/09/2026

Happy Heritage Day, South Africa!

08/09/2026

Ever had a small mistake turn into a big problem?

That’s what a gap looks like.
Not just in your haircut… but in your medical cover too.

When medical aid doesn’t cover everything, you’re left paying the difference.

That’s where Stratum Benefits Gap Cover steps in.

👉 Don’t get caught with the gap.
www.stratumbenefits.co.za/gap-cover-options/

12/08/2026

You thought your medical aid had your back… until that specialist bill drops.

Here’s the thing no one tells you: medical aid doesn’t always pay the full bill. Specialists can charge way above those rates — and that difference? Yeah… that’s on you. That’s called a shortfall.

So while you’re out here living your life, one unexpected procedure or visit can hit your bank account hard.

That’s where Gap Cover comes in. It helps cover those surprise costs your medical aid leaves behind – so you’re not stuck paying thousands out of pocket.

Don’t wait until you’re “bearing” the cost.
Get covered before the bill finds you.

Visit our website www.stratumbenefits.co.za or speak to your advisor today.

11/08/2026

Thought you came in for a drip?

Turns out… you’re the one being drained.

Medical aid doesn’t always cover everything.

And those shortfalls?
They can really suck.

Don’t let unexpected costs bleed you dry.
Stratum Benefits Gap Cover’s got your back.

Chat with your financial advisor or visit www.stratumbenefits.co.za/gap-cover-options/

09/08/2026

70 years ago, thousands of South African women took a stand that helped shape our nation's future.

This National Women's Day, we honour the courage of the women who marched on 9 August 1956 and celebrate the women who continue to make a difference every day – in our workplaces, our homes, our communities and beyond.

Here's to the strength, resilience and determination that continues to inspire generations.

Happy National Women's Day.

07/08/2026

Every parent knows the moment: the training wheels come off… and suddenly your heart is in your throat.

With the Emergency & Accident Benefit Option, you can get fast care at your nearest private hospital when accidents happen.

From treatment to recovery, you and your family are supported every step of the way.

One less thing to worry about.

Visit www.stratumbenefits.co.za/emergency-accident/ and let’s chat.

21/07/2026

When you sign up for Stratum Benefits Gap Cover, you get access to a 24/7 mental wellness support service.

Available to policyholders and their registered dependants...
..and international travel insurance (option specific).

Yup. You read that right. FREE!

Chat with your financial advisor or visit www.stratumbenefits.co.za/lifestyle-benefits/

03/07/2026

Why should you have to choose between new sneakers or healthcare?

With affordable Health Insurance premiums, you can get access to essential everyday healthcare services without stretching your budget to breaking point.

Because looking after your health shouldn’t feel like a luxury purchase.

Visit www.stratumbenefits.co.za/health-insurance-options/ and let’s chat.

30/06/2026

Illness doesn’t wait for office hours.

Depending on your Gap Cover option, after-hours illness-related visits to a registered casualty facility may be covered for children and, on selected options, individuals aged 11 years or older.

Cover applies between 19:00 and 07:00 on weekdays, and throughout weekends and public holidays.

Chat with your financial advisor or visit www.stratumbenefits.co.za/gap-cover-options/

26/06/2026

Sick day = stay home, not stress.

When your little one’s running a fever, the last thing you need is a waiting room.

Chat to a doctor from anywhere. Need to see a healthcare provider but can’t get to the rooms?

You’ve got unlimited online consultations with an Intercare healthcare provider – and no pre-authorisation is needed.

Real care, right where you are.

Visit www.stratumbenefits.co.za/day-to-day/ and let’s chat.


Address

Stratum House, 8 Fir Drive, Northcliff
Randburg
2195

Opening Hours

Monday 08:00 - 16:30
Tuesday 08:00 - 16:30
Wednesday 08:00 - 16:30
Thursday 08:00 - 16:30
Friday 08:00 - 16:00

Telephone

+27105930981

Website

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