Clarity Employee Benefits

Clarity Employee Benefits Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Clarity Employee Benefits, Insurance broker, Randburg.

Independent Experts | Employee Benefits & Yacht Crew Insurance
We’re fiercely independent, working with a range of providers to deliver tailored advice that fits your needs & budget.
-Employee Benefits Advisory
-Health Insurance for Yachties

Absenteeism is easy to measure. Presenteeism is the expensive one.After EAP counselling, presenteeism cases dropped from...
07/09/2026

Absenteeism is easy to measure. Presenteeism is the expensive one.

After EAP counselling, presenteeism cases dropped from 57% to 34%, and lost productive hours from 42.8 to 33.1 per month.

That is people at their desks, not really working. It never shows on a leave report.

And in South Africa, financial wellbeing scores lowest of every wellbeing measure. Look for an EAP that covers money worries, not just counselling.

Every R1 spent on an Employee Assistance Programme returns about R5. That is the headline from the largest study of its ...
04/09/2026

Every R1 spent on an Employee Assistance Programme returns about R5. That is the headline from the largest study of its kind, across 141,297 users.

Absenteeism dropped from 7.9 hours a month to 4.3.
Presenteeism cases fell from 57% to 34%.
Disengagement fell from 33% to 24%.

And in South Africa specifically, financial wellbeing scores lowest of every wellbeing measure. A good EAP covers that too, not just counselling.

Swipe for what to look for.

Everyone tells you adventure sports are excluded from travel insurance. That is not quite true.South Africa's biggest tr...
03/09/2026

Everyone tells you adventure sports are excluded from travel insurance. That is not quite true.

South Africa's biggest travel insurer includes leisure skiing, snowboarding, scuba, surfing, kayaking, rafting to grade 4, hiking and safaris as standard. Only professional sport needs the upgrade.

What IS usually excluded: quad biking. Almost everywhere.

And the rest are conditional: scuba past 18m unsupervised, above 4,500m, freestyle skiing.

So check the limit, not the label. Save this before you book something fun.

A retirement annuity is not instead of your work fund. It is on top of it.Here is the mechanism: you can deduct 27.5% of...
02/09/2026

A retirement annuity is not instead of your work fund. It is on top of it.

Here is the mechanism: you can deduct 27.5% of your income up to R430,000 a year. Your employer fund contributions count toward that.

So the real question is whether you are using the whole deduction. If not, an RA fills the gap and the taxman helps pay for it.

And if you go over? It rolls over. Nothing is lost.

Ten minutes with a calculator is worth doing this month.

01/09/2026

The retirement tax deduction cap went from R350,000 to R430,000 on 1 March. First increase in ten years.

The rule: you can deduct 27.5% of the greater of your remuneration or taxable income, up to that cap.

Your employer fund contributions count toward it. If you are under, a retirement annuity uses the gap.

And anything above the cap rolls over. It is not lost.

If someone quotes you R350,000, they are a year behind.

Delay cover only kicks in after a set number of hours. That number is the whole benefit.Departure delay: 4 hours on one ...
31/08/2026

Delay cover only kicks in after a set number of hours. That number is the whole benefit.

Departure delay: 4 hours on one policy, 12 on another.
Baggage delay: 6 to 12 hours.
Missed connection: covered on some, not on others.

Keep every receipt. Report within 30 days.

Not dramatic, but these are the claims people actually make. Save this.

Your delay cover is not really about the money. It is about the hours.One insurer pays after 4 hours. Another after 12. ...
28/08/2026

Your delay cover is not really about the money. It is about the hours.

One insurer pays after 4 hours. Another after 12. Same benefit name.

Baggage delay: 6 hours on one policy, 12 on another.
Missed connection: covered on two, not covered at all on a third.

And you usually have 30 days to report it.

This is the section everyone skips when comparing on price. Swipe and save it.

Only about 9.17 million South Africans have a medical scheme. Roughly one in seven of us.So when an employer offers heal...
27/08/2026

Only about 9.17 million South Africans have a medical scheme. Roughly one in seven of us.

So when an employer offers health cover, it is usually not a nice extra. It is the only cover that person has.

Medical aid: comprehensive, regulated, more expensive.
Health insurance: defined events, cheaper, different rules.

Neither is automatically right. Both beat nothing by a distance.

If your employer offers either, understand what you actually have.

A family travel policy is not just adult cover with extra names added.Child cover terms differ. Cancellation cover matte...
26/08/2026

A family travel policy is not just adult cover with extra names added.

Child cover terms differ. Cancellation cover matters more, because small children get sick at spectacularly inconvenient moments. And a family plan is often cheaper than four separate ones, which is worth checking rather than assuming.

The schedule tells you the truth. The brochure tells you the price.

Save this for the next booking.

25/08/2026

Three mistakes South African families make with travel cover.

1. Assuming the kids are covered on the same terms. They often are not.
2. Skipping cancellation cover. That is the one that pays when a child gets sick two days before the flight.
3. Buying on price instead of medical limit.

The premium decides how you feel at booking. The limit decides how the worst day goes.

Save this before the next family trip.

Address

Randburg

Opening Hours

Monday 07:00 - 18:00
Tuesday 07:00 - 18:00
Wednesday 07:00 - 18:00
Thursday 07:00 - 18:00
Friday 07:00 - 18:00

Telephone

+27645333670

Website

Alerts

Be the first to know and let us send you an email when Clarity Employee Benefits posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Clarity Employee Benefits:

Shortcuts

Share

Category