DCG SA Queenstown

DCG SA Queenstown Debt Counselling is a voluntary process created by Government in the National Credit Act 34 of 2005 to assist/enable over-indebted citizens.

25/07/2026
05/06/2026

Debt Review Reminder: Staying in Communication Matters

Debt review is a legal process designed to help over-indebted consumers repay their debts in a structured and affordable way.

However, it is very important for consumers to understand the following:

When you apply for debt review, agree to a repayment arrangement, and then later decide to stop paying through the agreed process, short-pay, miss payments, or pay your credit providers directly, you remain responsible for communicating with your debt counsellor.

Your debt counsellor cannot simply remove you from debt review because you say the debts are paid. The correct documentation must be provided.

If you have settled the accounts that were included in your debt review, you must provide your debt counsellor with the relevant paid-up letters from the credit providers. Once the debt counsellor has the required proof and you qualify in terms of the National Credit Act, a clearance certificate can be issued.

In many cases, a consumer may still qualify for a clearance certificate even where a home loan remains, provided the other debt review accounts have been settled and the bond is up to date or being paid as required.

Please remember:
Debt review does not disappear because you stopped communicating.
Debt review does not automatically end because you paid accounts directly.
Your debt counsellor needs the correct paid-up letters to finalise the process properly.

We understand that life happens. But disappearing for months or years and then returning frustrated because the debt review flag is still active often causes unnecessary stress, stress that could have been avoided with proper communication.

If you are under debt review and your situation has changed, please speak to your debt counsellor. If you paid accounts directly, send the proof. If you are unsure what is still outstanding, ask for guidance.

At DCGsa, we are here to assist consumers through the process, but we can only act on the information and documents provided to us.

📲 Need help understanding your debt review status?
WhatsApp DCGsa: 061 432 8499

04/06/2026

Debt Review – Your Path to Financial Freedom
Are you feeling overwhelmed by debt? Debt Review is a legal solution designed to help over-indebted South Africans reduce monthly payments, protect assets, and regain financial stability. At DCGsa, we specialize in guiding consumers through the debt review process, ensuring they receive expert financial support while complying with the National Credit Act (NCA).

22/05/2026

Pause the Panic, Protect Your Assets
Debt review is your shield against legal action and repossession. Stop the threats, keep your car, and save your home—all while taking control of your finances!

is your vehicle or home about to be repossessed?

Have you received a section 129 letter or letter of demand?

Are you in arears with your repayments and need to do something before its too late?

Times are tough and missing payments on your debt has been something most South Africans have had to do to survive. However credit providers are legally able to repossess your asset if you have not made payment. If you have missed payments on your vehicle or house and you are worried about repossession taking place you need to urgently do our debt assessment.

Read More... https://www.dcgsa.co.za/vehicle-or-house-repossession/

15/05/2026

What Does Your Credit Profile Actually Look Like?
Many people guess when it comes to their finances.

They think they know:
• How much they owe
• Which accounts are behind
• What their credit score might be

But very often the real credit report tells a different story.

Sometimes there are:
⚠ Accounts in arrears you didn’t know about
⚠ Incorrect listings
⚠ Old balances still affecting your score

That’s why the first step is always checking the facts.

With a free credit check and debt assessment, we help you see exactly where you stand.

Remember — if you walk into an attorney’s office or financial advisor, the meter usually starts running immediately.

With us, the first step is simply a conversation.

👉 Click the WhatsApp button and chat with us.

You might be closer to a solution than you think.

05/03/2026

Happy Birthday DCGsa
Listen to Link FM today 7:40am!

ARE YOU IN? 🔥This March, DCGsa turns 15 years old.For 15 years, we’ve helped South Africans stop repossessions, restruct...
02/03/2026

ARE YOU IN? 🔥

This March, DCGsa turns 15 years old.

For 15 years, we’ve helped South Africans stop repossessions, restructure debt, and take back control of their finances.

So this year…

We’re not just celebrating.

We’re launching something BIG.

💥 SHED THE DEBT – 30 DAY CHALLENGE 💥

Because debt is like weight gain.

It creeps up.
It feels overwhelming.
There are hard days.
There are temptations.

But if you change your first 30 days…
You can change your financial future.

🏆 WIN:

🥇 R2000 Takealot Voucher
🥈 R500 DCGsa Goodie Hamper
🥉 R500 DCGsa Goodie Hamper

Winner announced 1 April 2026.

🎯 HOW TO ENTER

Step 1:
Comment below:

👉 “I’M IN”
(You earn 10 points instantly.)

Step 2:
Tag someone and say: 👉 “Are you in with me?” (1 point per tag.)

💥 THEN START EARNING POINTS BY:

📥 Downloading FREE Budget & Debt Planners
🚗 Downloading the Car Repossession Survival Guide
🔍 Doing your FREE Credit Check
📞 Doing your FREE Credit Check + Debt Assessment
👥 Referring 3 friends (with permission)
📺 Subscribing, liking & commenting on our YouTube or any other of our Social Media Platforms and posts.

The more action you take…
The higher your points climb.

📖 FULL DETAILS HERE:
Everything is explained clearly on our website:
✔ How to earn points
✔ How referrals work
✔ How bonus points work
✔ How the free tools help you
✔ Full Terms & Conditions
👉 Click here to read everything and get started:

🔗 https://www.dcgsa.co.za/news/shed-the-debt-30-day-challenge-celebrating-15-years-of-dcgsa/

This is your reset month.
This is your first 30 days.

So tell us…
Are you in?

Comment “I’M IN” below and tag someone who needs to do this with you.

Let’s Shed the Debt.

One disciplined decision at a time. 🔥

Address

Office 110, 1st Floor, Magers Building , 73 Cathcart Road
Queenstown

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