Joe Kgotleng - Sanlam Financial Adviser, Pretoria

03/11/2026

Many misconceptions surround prostate cancer, but understanding the facts can make all the difference. This article debunks common myths, helping men make informed decisions about their health and the importance of early detection.

Prostate cancer is common and often shows no early symptoms. Dr Friedel Kerchhoff debunks five common myths and offers practical advice for confident living, highlighting the importance of regular screening and knowing your risks.

02/11/2026

The festive season is meant for joy, connection and celebration – not financial stress. By taking proactive steps, you can navigate this time with ease and start the new year without anxiety about your finances.

Stay in control this festive season by planning early, setting boundaries and spending wisely. Avoid debt, use rewards, track your habits and make smart choices so you can celebrate with confidence and start the new year stress-free.

30/10/2026

Forget ghosts and goblins —the scariest things in October might have been lurking inside your bank statement 🫣💸

According to financial insights from Sanlam, many of us are dealing with "financial trauma" or mindlessly participating in "financial sabotage" without even realising it.

The mistakes that haunt us the most usually don't feel like mistakes at the time.

Are you accidentally inviting these financial monsters into your life?

🧟‍♂️ The Financial Zombie:
Mindlessly spending cash without tracking what's coming in or going out (aka failing to budget!).

🧛 The Debt Vampire:
Draining your long-term wealth by feeding on high-interest store cards and instant gratification.

👻 The Decision Ghost:
Letting past money mistakes keep you awake at night instead of planning your next move.

The good news? You just need a solid plan to fix this, and that's where we come in.

Joe Kgotleng
📞 0712929669
📧[email protected]
🏠97B Acacia Street, Roodeplaat, Pretoria, 0039

What’s your biggest financial fear this season? Let me know below! 👇

Year-end spending can derail your financial goals. These five tips - plan ahead, budget, avoid bad debt, delay gratification, and prioritise saving - can help you stay on track and work towards lasting financial freedom.

27/10/2026

Take these steps to help you stay vigilant and reduce your risk of breast cancer. For more information about products that are available to mitigate the financial impact of cancer, contact a Sanlam Financial Adviser today.

Early detection is key to breast cancer prevention. Monthly self-exams, regular check-ups, and healthy lifestyle habits—like exercise, balanced diet, and avoiding smoking or excess alcohol—can help protect your health and improve outcomes.

26/10/2026

🤝 Meet the experts behind Joe Kgotleng! We’re here to help you make the best financial decisions. Know someone who also needs the guidance we give you?

💙****As a client of Joe Kgotleng, please share your experience with others in your network.****💙

📞 0712929669
📧[email protected]
🏠97B Acacia Street, Roodeplaat, Pretoria, 0039

23/10/2026

When discussing cancer, the conversation often focuses on treatment and recovery.

But there’s another reality that deserves attention: THE FINANCIAL IMPACT.

Beyond direct medical expenses, individuals and families may face reduced income, additional travel costs, caregiving expenses, and other unforeseen financial pressures. These challenges can have a lasting effect on long-term financial wellbeing.

For financial professionals and consumers alike, understanding the broader financial implications of serious illness is an important part of effective financial planning.

An informed plan is not about predicting the future. It’s about preparing for uncertainty.

Read my full article here:
🔗 https://www.sanlamadvice.co.za/adviser/Joe-Kgotleng/blogs/the-hidden-cost-of-cancer/

22/10/2026

Heart-related illnesses remain among the biggest silent threats - especially here in South Africa, where one person suffers a stroke every 12 minutes and cardiovascular diseases claim many lives daily. The good news? Simple, consistent lifestyle choices can make a huge difference. This blog offers five essential, easy-to-follow steps - from improving your diet and staying active to monitoring your blood pressure - that can help you safeguard your heart, today and for years to come.

Cardiovascular diseases claim more lives globally than any other disease. In South Africa alone, it is estimated that five people are affected by strokes every hour. Adopting healthier lifestyle habits becomes crucial to lowering your risk and safeguarding your heart. Below are five tips for you to....

19/10/2026

A reminder that your health matters. 💗
This Breast Cancer Awareness Month, Joe Kgotleng and team is encouraging every woman to make time for the conversations, check-ups, and self-examinations that could make a difference.

Early awareness starts with knowing your body and paying attention to changes. It's also about supporting the women in our lives, whether that's a mother, sister, friend, colleague, or client.

Let's use this month to spread awareness, share knowledge, and remind one another that looking after our health is one of the most important investments we can make.

Together, we can help create a future where more women have access to information, support, and early detection.

SHARE THIS MESSAGE with the women around you

17/10/2026

The year-end is fast approaching, with less than 3 months to go before we all start winding down for some well-deserved time off.

In the lead up we suggest that you review the following key "allowances" and financial considerations:

REVIEWING YOUR FINANCIAL PLAN

The final quarter of the year is a good time to "spring clean" your financial plan to ensure that you are on track to achieve the goals set out at the beginning of the year.

REVIEWING YOUR WILL

We encourage you to review your will or have a new will drafted.

HOLIDAY SAVINGS PLAN

If you haven't started already, now is the time to start saving for those end-of-year expenses.

This year has been a challenging year for us all. For the last quarter, our advice to you is to focus on what you can control and not focus on things that are out of your hands.

Some of the things you can control are your finances.

Get in touch with a financial planner Joe Kgotleng to discuss how you stay in control when it comes to your savings, investments and insurance. https://www.sanlamadvice.co.za/adviser/Joe-Kgotleng/contact-us/

Source:
iol.co.za/personal-finance/finan...-times-of-market-volatility/