TLCLoans

TLCLoans We offer loans against paid up assets: vehicles, bikes, boats, trailers, ATV’s and properties Are you looking for a loan against a paid off asset?

do you need help with vehicle financing or vehicle refinancing, does your business need a cash injection? if you have answered yes to any of the above then The Loan Company is here to help. We are a privately owned registered credit provider and our aim is to assist individuals and companies that are seeking quick turnaround solutions for immediate and flexible short term loan solutions or bridgin

g finance. As an independent company, all our funding is generated by our shareholders. The benefit of this to our clients is that your only qualifying requirement is the value of the asset against which the loan will be taken. The application process is extremely simple and hassle free, meaning that your loan can be approved and paid out to you within hours. Our loans start from as little as R5000 up to R500 000, so please contact us for more information.

13/04/2026
08/04/2026

IS “PAWN AND DRIVE” LEGAL IN SA?

No, the National Credit Regulator (NCR) does not approve "Pawn and Drive" schemes, often referring to them as scams and unlawful. While pawning a vehicle for cash is allowed, the NCR has declared that "pawn-and-still-drive-it" schemes are prohibited by the National Credit Act (NCA).

Key details regarding the NCR and Pawn and Drive schemes:
Unlawful Schemes: The National Consumer Tribunal (NCT) has repeatedly declared these schemes illegal.

Risks Involved: These schemes often involve transferring ownership of your vehicle to the lender, who then "leases" it back to you at a high monthly cost. If you miss a payment, you risk losing your car, even if the value of the car is much higher than the loan amount.

Legitimate Alternatives: A legitimate, legal pawn transaction involves the pawnbroker keeping the vehicle in secure storage, not letting you drive it.

TLCLoans Office - Route 21 Corporate Park
08/04/2026

TLCLoans Office - Route 21 Corporate Park

Unlock the Value of your Assets with Flexible Asset Loans
30/09/2025

Unlock the Value of your Assets with Flexible Asset Loans

Our loan process in 4 simple steps
12/08/2025

Our loan process in 4 simple steps

Address

Route 21 Corporate Park, 90 Sovereign Drive, Irene
Pretoria
0157

Telephone

+27791594389

Website

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