Home Loan Specialist Angi

20/07/2017

Cape Town - SA Reserve Bank governor Lesetja Kganyago announced on Thursday that the Monetary Policy Committee has decided to cut the interest rates.

This means the repo rate, which is the interest rate at which the SARB lends money to commercial banks, is now 6.75%. The cost of borrowing is 10.25%.

The rate cut, which was not anticipated, is the first change in 15 months.

17/07/2017

Do not be left out in the cold. Let us do a pre-qualifier to buy that nice warm home.

29/05/2017

May Monday bring joy, love and happiness!

30/03/2017

Whoop whoop! Prime lending rate remains unchanged. Good news for buyers.

27/03/2017

The interest rate that you are offered by the Bank can vary depending on a number of factors including your credit profile, the value of the loan and the loan period amongst others.

Your interest (%) is calculated on the balance of the loan at the end of every month. Calculating these amounts can be tricky, so it is advisable to make use of a bond calculator for assistance.

Interest rate tip: The shorter the term of the home loan, the less the interest you will pay. Always take this into account when choosing a contract term.

Let me assist you with a pre-qualifier!
[email protected]

19/03/2017

This is quite long but a Must to Read .

LOANS IEMAS HOUSING SOLUTIONS

Iemas Housing Solutions
In our quest to deliver superior and value-adding service, Iemas recognises that both our members and potential future members have unique financial requirements. With this in mind Iemas is excited to announce its new Housing Solutions offering.
The Iemas Housing Solutions offering includes:

The existing pension-backed home loan product which is only available to members employed at those employers where Iemas has a contract with both the employer and the retirement fund to offer pension-backed home loans to its employees.A bond origination service which can be used by any Iemas member when applying for home loan finance.

The Iemas pension-backed home loan product:

Eligible Iemas members can utilise a pension-backed home loan to improve, extend or build their home according to their needs.

Pension-backed home loans can be utilised to:

Renovate your homeBuild a house (applications for building in rural areas accommodated)Build a garage or extra room or even a swimming poolReplace bathroom or kitchen cupboards

In order to apply the following documentation is required:

Offer to purchaseProof of home ownershipQuotation for improvement (e.g. building material, paving etc.)ID/Certified copy of ID3 Latest payslipsIncome tax statement/IRP5 document (for tax number verification)Latest proof of residence (for F**A purposes)

The Iemas bond origination service:

Obtaining a bond to purchase a house in today’s economic climate is a very difficult and a time consuming exercise. Therefore, Iemas recently partnered with MortgageMax, an industry leading bond originator service provider, to make the process of applying for a home loan easy, convenient and hassle free.

Benefits of utilising the Iemas bond origination service:

Because we work with all 7 banks (ABSA, FNB, Nedbank, Standard Bank, Investec, RMB and Mercantile Bank) we have a far better chance of obtaining a bond o

24/01/2017

Kganyago leaves repo rate unchanged

Good news for the new year!

Rates - Repo Rate remain unchanged at 7% while Interest Rates remain unchanged at 10.5%

The Monetary Policy Committee (MPC) of the SA Reserve Bank (Sarb) will make its first interest rate announcement for 2017 this afternoon.

08/11/2016

These services can be booked through me, or online.
Use Angi Lottering as reference.
0825116000
[email protected]

Snappy Home provides services around the home. Snappy guarantees excellent service through trustworthy and accredited service partners.

03/10/2016

Did you go house hunting this weekend? Wanting to buy that dream home?
Let me assist with a pre-check. From pre-submission qualifier right through to the bond application and approval.
Choose your dream house and let me make it your home! Today is the time for action!
Contact me Angi 082 511 6000
[email protected]

28/09/2016

SOUTH AFRICAN credit score sectrets!

And your credit score is important when purchasing property.

Were you aware that most credit report companies are not affiliated with the credit score. It is a number generated by a mathematical algorithm, based on the statistical analysis of information in your credit report, compared to information on millions of other people.

The number is a highly accurate prediction of how likely you are to pay your accounts. A number, roughly between 300 and 999, which measures an individual's credit worthiness. Your score is made up of information found in your credit report and can be grouped into the following main groups:

• Payment History
• Amounts owed / Account Utilization
• Age of Accounts
• Judgments and Defaults
• Enquiries
Remember, it's all about your CREDIT SCORE!

If you are wanting to purchase property, let me assist with your pre-submission qualifier as well as your bond application.

[email protected]
082 511 6000