Yaz-Consult

14/10/2026

💬 MONEY CONVERSATIONS SHOULDN'T BE SCARY.

When was the last time you had an honest conversation about money?

Not just about what things cost, but about your bigger financial picture. 💭

💰 Income — Are you making the most of what you earn?
💳 Debt — Do you have a plan to manage it?
📈 Investments — Are you working towards your financial goals?
🌅 Retirement — Are you preparing for the life you want later?
🏥 Medical cover — Are you prepared for unexpected healthcare costs?
❤️ Your family's future — Are the people you love financially protected?

These conversations can sometimes feel uncomfortable, especially when you're unsure where you stand. But avoiding them doesn't make the questions disappear.

Sometimes, the first step isn't changing anything. It's simply understanding where you stand.

You don't need to have all the answers today. Start by asking the questions, getting clarity on your options and taking one step at a time.

Your financial future deserves an honest conversation. 💙

12/10/2026

💚 FINANCIAL STRESS IS REAL.

Following World Mental Health Day on 10 October, it's a good time to remember that our financial wellbeing can play a role in our overall wellbeing, too.

Worrying about bills, unexpected expenses or an uncertain financial future can feel overwhelming. Sometimes, not knowing where to start only adds to the pressure.

While a financial plan can't remove every worry, it can help bring clarity, structure and confidence to your financial decisions.

✨ Know where your money is going.
✨ Set realistic financial goals.
✨ Prepare for unexpected expenses.
✨ Take small, practical steps towards a more secure future.

You don't have to have everything figured out today. Start with one step, one goal and one decision at a time. 💚

Because looking after your future isn't only about building wealth — it's also about creating greater confidence in the journey ahead.

If your finances have been weighing on your mind, perhaps it's time to start a conversation and explore a plan that works for you.

Clarity today. Confidence for tomorrow.

08/10/2026

💼 Income Protection

YOUR SALARY PAYS THE BILLS.
BUT WHAT HAPPENS IF YOU CAN'T WORK?

We often insure our cars, our homes and our possessions — but one of our biggest financial assets is something we don't always think about:

Our ability to earn an income.

An unexpected illness or injury could mean being unable to work for a period of time. Meanwhile, the bills don't stop.

🏠 Home expenses
💳 Debt repayments
👨‍👩‍👧 Family expenses
🎓 School fees
🛒 Everyday living costs

This is where income protection can form an important part of a financial plan.

Depending on the type of cover and your individual circumstances, income protection may provide financial support if you are unable to work due to illness or injury.

It's not about expecting something to go wrong.

It's about being prepared if it does.

Take a moment to ask yourself:

👉 If my income stopped tomorrow, how long could my family and I comfortably manage?

If you're not sure, it may be time to review your financial protection.

Protect your income. Protect your family. Protect your future.

02/10/2026

🎀 OCTOBER IS BREAST CANCER AWARENESS MONTH

Your health is precious. And while we can’t always predict what life may bring, we can take steps to prepare for the unexpected.
A serious illness can affect much more than your physical health.
It can also place pressure on your income, savings and family finances — especially if you’re unable to work or need additional care and treatment.
That’s where having the right financial protection in place can make a difference.
Depending on your individual circumstances, your financial plan may include:
🎀 Critical Illness Cover
💼 Income Protection
🏥 Medical Cover
🛡️ Risk & Life Cover

The goal isn't to expect the worst.
It's to make sure that, should life take an unexpected turn, your family and finances are better prepared.
And this month, let’s also remember the importance of being informed, knowing your body and speaking to a healthcare professional about appropriate screening and early detection.

💗 Protect your health. Protect your family. Protect your future.
If you haven't reviewed your financial protection recently, perhaps October is a good time to start doing what's necessary.

29/09/2026

❤️ WORLD HEART DAY❤️

Your heart works hard for you every single day.
Today is a good reminder to give it the care it deserves.
A healthy future isn't only about financial planning. It's also about looking after the person who is going to enjoy that future.
Small choices matter — staying active, eating well, managing stress, avoiding smoking and making time for your health.
And when it comes to your financial future, protection matters too.
Medical cover, income protection and appropriate risk cover can help you prepare for life's unexpected moments.
Because looking after your future means looking after all of it. ❤️
Protect your health. Protect your future.

24/09/2026

🇿🇦 Happy Heritage Day 🇿🇦
Today we celebrate the people, traditions, stories and values that make South Africa unique.
But heritage is also about what we pass on to the next generation.
Our values. Our memories. Our knowledge. And, where possible, the wealth and financial security we've worked hard to build.
Your legacy starts with the choices you make today.

07/09/2026

A Will is about more than money. ❤️

It is about making your wishes clear and putting a plan in place for the people and things that matter most to you.

Your assets.
Your beneficiaries.
Your children.
Your legacy.

Don't leave important decisions to chance.

03/09/2026

❤️ September is Heart Awareness Month

At YAZ Consult, we believe that financial wellbeing and physical wellbeing go hand in hand. Just as we encourage clients to plan for their future, we also remind them to care for their most vital asset — their heart.
Cardiovascular disease remains one of the leading causes of death in South Africa, yet many risk factors are preventable. By making small, consistent lifestyle changes, you can protect your heart and strengthen your resilience.
Key steps for heart health:
💡 Remember: Know your numbers • Protect your heart • Live healthier.

https://www.heart.org/en/news/2026/02/02/what-can-you-do-today-to-improve-your-heart-health-simple-steps-can-make-a-difference

14/08/2026

Breast health starts with knowing your own body. Taking a few minutes each month to perform a breast self-examination helps you become familiar with what feels normal, making it easier to notice changes that should be discussed with your doctor.

Look out for signs like a new lump, changes in the size or shape of the breast, skin dimpling, ni**le discharge, persistent pain, or changes around the ni**le. While these changes are often caused by conditions other than cancer, they should always be assessed by a healthcare professional.

Routine mammograms remain one of the most effective ways to detect breast cancer early, often before symptoms develop. Profmed’s Preventative Care Benefit includes annual mammograms for women aged 40 to 55, with biennial screening funded from age 56 onwards. Women under 40 may also qualify for a mammogram where there is a clinical reason, like a strong family history, subject to pre-authorisation.

Early detection gives you more treatment options and improves outcomes. Prevention starts with knowing what to look for and making time for the screenings that help protect your health.

Learn more about Profmed’s Preventative Care Benefit:
https://profmed.co.za/our-benefit-options/preventative-care/

05/08/2026

How life insurance can affect your dutiable estate - Moneyweb

Life insurance can strengthen an estate plan, but only if it is structured correctly. Here's what every policyholder should know.